Welcome to your dream home in the beautiful community of Tierra Montanosa. This stunning three-bedroom, three-bathroom condominium offers panoramic views of the city lights, valley
and Saddleback mountains, creating a serene backdrop for your everyday life.
As you step inside, you'll be captivated by the soaring cathedral ceilings and abundant natural light streaming through the floor-to-ceiling windows. The open-concept layout is perfect for both relaxation and entertaining. One of the highlights of this home is the convenient full bedroom and bathroom located downstairs with slider to patio, ideal for guests or family members. Upstairs you will find dual-masters. One with walk in closet, the other with 2 closets and incredible panoramic views!
The remodeled kitchen features gorgeous hardwood cabinetry and modern finishes. This home comes equipped with essential appliances, including a washer, dryer, and refrigerator, along with new paint and carpet throughout for a fresh, modern feel.
Enjoy the luxury of a two-car attached garage with a Tesla charging system, making life easier for eco-conscious residents.
The wonderful amenities in Rancho Santa Margarita include six swimming pools, spa, various sports courts, parks, scenic hiking trails, and exclusive access to Rancho Santa Margarita Lake and Beach Club.
This community is recognized as the safest city in California for the second consecutive year. Additionally, you’re just a short distance from the highly-acclaimed Melinda Heights Elementary School.
Don’t miss your opportunity to own this spectacular condominium in a vibrant community! Schedule your viewing today and experience all that Rancho Santa Margarita has to offer.
Sold for $890,000
Listed by: @Vantage Real Estate • Joanna Armstrong • Contact: 949-232-2544
Bought with: Coldwell Banker Realty
$890,000
98 Tierra Montanosa, Rancho Santa Margarita, CA 92688
3beds
1,472sqft
Condominium
Built in 1996
-- sqft lot
$900,000 Zestimate®
$605/sqft
$3,936 Estimated rent
Home value
$900,000
$828,000 - $972,000
$3,936/mo
Zestimate® history
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$6,062/mo
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List your homeWhat's special
Modern finishesAbundant natural lightOpen-concept layoutTwo-car attached garageTesla charging systemRemodeled kitchenGorgeous hardwood cabinetry
Zillow last checked:
Listing updated:
Listed by:
Joanna Armstrong DRE #02093652 949-232-2544,
@Vantage Real Estate
Bought with:
Denise Fortain-Hall, DRE #01001274
Coldwell Banker Realty
Source: CRMLS,MLS#: OC25169665
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bedroom, Primary Bedroom, Other
Primary bedroom
- Features: Multiple Primary Suites
Bedroom
- Features: Bedroom on Main Level
Bedroom
- Features: Multi-Level Bedroom
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks
Kitchen
- Features: Granite Counters, Remodeled, Updated Kitchen
Other
- Features: Walk-In Closet(s)
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water To Refrigerator, Dryer, Washer
- Laundry: Inside
Features
- Cathedral Ceiling(s), Granite Counters, High Ceilings, Recessed Lighting, Bedroom on Main Level, Multiple Primary Suites, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Has fireplace: Yes
- Fireplace features: Living Room
- Common walls with other units/homes: 2+ Common Walls,End Unit
Interior area
- Total interior livable area: 1,472 sqft
Property
Parking
- Total spaces: 3
- Parking features: Direct Access, Garage Faces Front, Garage
- Attached garage spaces: 2
- Uncovered spaces: 1
Features
- Levels: Two
- Stories: 2
- Entry location: Side of bldg
- Patio & porch: Open, Patio
- Pool features: Association
- Has spa: Yes
- Spa features: Community
- Has view: Yes
- View description: City Lights, Hills, Mountain(s), Neighborhood, Panoramic
Lot
- Size: 8,484 Square Feet
Details
- Parcel number: 93812448
- Special conditions: Standard,Trust
Construction
Type & style
- Home type: Condo
- Architectural style: Patio Home
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Roof: Tile
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1996
Utilities & green energy
- Electric: 220 Volts in Garage
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Biking, Curbs, Foothills, Hiking, Park, Street Lights, Sidewalks
HOA
- Has HOA: Yes
- Amenities included: Sport Court, Maintenance Grounds, Horse Trail(s), Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s), Trail(s)
- HOA fee: $518 monthly
- HOA name: Tierra Montanosa
- HOA phone: 949-716-3998
- Second HOA fee: $87 monthly
- Second HOA name: Samlarc
- Second HOA phone: 949-709-0019
Location
- Region: Rancho Santa Margarita
Financial & listing details
- Price per square foot: $605/sqft
- Tax assessed value: $337,970
- Annual tax amount: $3,434
- Date on market: 8/19/2025
- Cumulative days on market: 73 days
- Listing terms: Cash,Cash to New Loan,Conventional
- Inclusions: Washer, dryer, refrigerator, wardrobe in downstairs bedroom
- Exclusions: Staging items and furnishings
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Sold | $890,000-1.1%$605/sqft |
Source:  CRMLS #OC25169665 Report a problem | ||
| 11/13/2025 | Pending sale | $899,900$611/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 11/4/2025 | Contingent | $899,900$611/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 10/16/2025 | Listed for sale | $899,900$611/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 10/13/2025 | Contingent | $899,900$611/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 9/9/2025 | Price change | $899,900-2.2%$611/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 8/19/2025 | Listed for sale | $920,000+318.2%$625/sqft |
Source: CRMLS #OC25169665 Report a problem | ||
| 1/19/2000 | Sold | $220,000$149/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,434 +1.8% | $337,970 +2% |
| 2024 | $3,372 +2.4% | $331,344 +2% |
| 2023 | $3,293 +1.8% | $324,848 +2% |
| 2022 | $3,235 +3% | $318,479 +2% |
| 2021 | $3,143 -0.1% | $312,235 +1% |
| 2020 | $3,145 | $309,034 +2% |
| 2019 | $3,145 -4.1% | $302,975 +2% |
| 2018 | $3,279 -18% | $297,035 +2% |
| 2017 | $3,997 | $291,211 +2% |
| 2016 | $3,997 -0.9% | $285,501 +1.5% |
| 2015 | $4,034 -4% | $281,213 +2% |
| 2014 | $4,203 | $275,705 +0.5% |
| 2013 | -- | $274,459 +2% |
| 2012 | -- | $269,078 +2% |
| 2011 | -- | $263,802 +0.8% |
| 2010 | -- | $261,831 -0.2% |
| 2009 | -- | $262,454 +2% |
| 2008 | -- | $257,308 +2% |
| 2007 | -- | $252,263 +2% |
| 2006 | -- | $247,317 +2% |
| 2005 | -- | $242,468 +2% |
| 2004 | -- | $237,714 +1.9% |
| 2003 | -- | $233,358 +2% |
| 2002 | -- | $228,783 +2% |
| 2001 | $3,842 +17.9% | $224,298 +20% |
| 2000 | $3,259 | $186,897 |
Find assessor info on the county website
Neighborhood: 92688
Nearby homes
- $729,8002 bd2 ba1.1k sqft100 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
- $724,7002 bd2 ba1.2k sqft92 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
- $783,9002 bd3 ba1.2k sqft96 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
- $930,0003 bd3 ba1.4k sqft94 Tierra Montanosa, Rancho Santa Margarita, CA 92688Sold
- $700,0002 bd2 ba1.1k sqft90 Tierra Montanosa, Rancho Santa Margarita, CA 92688Sold
- $672,1002 bd2 ba1.1k sqft110 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
- $728,2002 bd2 ba1.2k sqft102 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
- $849,7003 bd3 ba1.5k sqft108 Tierra Montanosa, Rancho Santa Margarita, CA 92688Off Market
Nearby schools
GreatSchools rating
- 8/10Melinda Heights Elementary SchoolGrades: K-6Distance: 0.3 mi
- 7/10Rancho Santa Margarita Intermediate SchoolGrades: 7-8Distance: 1.6 mi
- 10/10Trabuco Hills High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Melinda Heights
- Middle: Rancho Santa Margarita
- High: Trabucco Hills
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$900,000
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$900,000
- California
- Orange County
- Rancho Santa Margarita
- 92688
- 98 Tierra Montanosa
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