Timeless elegance meets modern luxury in this fully reimagined antique waterfront home. Expertly renovated by a high-end builder, it lives like new construction while preserving the irreplaceable character of its historic roots. Every detail has been thoughtfully curated; nothing overlooked. Offering 3 bedrooms and 2.5 baths with true one-level living, the home blends historic charm with modern convenience. Original antique beams and wide-plank floors anchor the space, while all major systems have been completely updated for efficiency and peace of mind, including forced hot air, central air conditioning, and a gas stove for warmth and ambiance. Meticulous craftsmanship honors the home’s heritage while delivering the comfort today’s buyers expect. The walk-out lower level provides excellent storage and workshop space with direct access to the tranquil backyard and waterfront. Set along the shores of the Winnipesaukee River with direct access to Lake Winnisquam, the property features a year-round dock and an exceptional lifestyle in the heart of the Lakes Region. Kayak, paddleboard, fish, or boat from your backyard. Enjoy direct access to the WOW Trail and snowmobile trail for four-season recreation. Across the river, a protected conservation bird sanctuary ensures privacy and uninterrupted views. Just a short stroll to downtown Laconia’s restaurants, shops, and theaters. A rare opportunity to own a piece of history; rebuilt for the way you live today.
Active under contract
Listed by: Legacy Group/ Real Broker NH, LLC • Kara Chase
$695,000
98 Water Street, Laconia, NH 03246
3beds
1,543sqft
Single Family Residence
Built in 1780
3,485 Square Feet Lot
$-- Zestimate®
$450/sqft
$-- HOA
What's special
Year-round dockOriginal antique beamsCentral air conditioningForced hot airWide-plank floorsMeticulous craftsmanship
- 138 days |
- 194 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Kara Chase,
Legacy Group/ Real Broker NH, LLC Cell:603-573-1073
Source: PrimeMLS,MLS#: 5076918
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer, Natural Gas Water Heater, Instant Hot Water
Features
- Kitchen Island, Kitchen/Dining, Kitchen/Living
- Flooring: Wood
- Basement: Concrete Floor,Full,Unfinished,Interior Access,Interior Entry
Interior area
- Total structure area: 2,535
- Total interior livable area: 1,543 sqft
- Finished area above ground: 1,543
- Finished area below ground: 0
Property
Parking
- Parking features: Paved, Driveway, On Site
- Has uncovered spaces: Yes
Features
- Stories: 1.25
- Patio & porch: Porch, Covered Porch
- Exterior features: Boat Slip/Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River, River Front, Waterfront
- Body of water: Winnipesaukee River
- Frontage length: Water frontage: 48,Road frontage: 71
Lot
- Size: 3,485 Square Feet
- Features: City Lot, Views, Near Shopping, Near Railroad, Near School(s)
Details
- Parcel number: LACOM441B233L18
- Zoning description: UC
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape
- Property subtype: Single Family Residence
Materials
- Post and Beam, Vinyl Siding, Wood Siding, Spray Foam Insulation
- Foundation: Granite, Stone
- Roof: Asphalt Shingle
Condition
- New construction: No
- Year built: 1780
Utilities & green energy
- Electric: 200+ Amp Service, Circuit Breakers
- Sewer: Public Sewer
- Utilities for property: Cable Available, Phone Available
Community & HOA
Location
- Region: Laconia
Financial & listing details
- Price per square foot: $450/sqft
- Tax assessed value: $132,800
- Annual tax amount: $4,403
- Date on market: 2/18/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Price change | $695,000-7.3%$450/sqft |
Source:  PrimeMLS #5076918 Report a problem | ||
| 2/18/2026 | Listed for sale | $750,000-5.7%$486/sqft |
Source: PrimeMLS #5076918 Report a problem | ||
| 11/29/2025 | Listing removed | $795,000$515/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 9/10/2025 | Price change | $795,000-3.6%$515/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 8/13/2025 | Price change | $825,000-2.9%$535/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 7/17/2025 | Price change | $850,000-5%$551/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 6/25/2025 | Price change | $895,000-8.2%$580/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 6/4/2025 | Price change | $975,000-11.4%$632/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 5/14/2025 | Listed for sale | $1,100,000+685.7%$713/sqft |
Source: PrimeMLS #5040945 Report a problem | ||
| 3/21/2023 | Sold | $140,000+460%$91/sqft |
Source: Public Record Report a problem | ||
| 7/24/2000 | Sold | $25,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,810 -23.2% | $132,800 -21.7% |
| 2023 | $2,358 +21.3% | $169,500 +29.5% |
| 2022 | $1,944 +8.3% | $130,900 +37.5% |
| 2021 | $1,795 +9.4% | $95,200 +14.4% |
| 2020 | $1,641 +5.1% | $83,200 +9.8% |
| 2019 | $1,561 +1.2% | $75,800 +2.4% |
| 2018 | $1,543 +0.4% | $74,000 +1.2% |
| 2017 | $1,537 -2.8% | $73,100 +2.7% |
| 2016 | $1,581 | $71,200 -0.6% |
| 2015 | $1,581 -3.8% | $71,600 -2.5% |
| 2014 | $1,644 +5% | $73,400 +3.5% |
| 2013 | $1,565 -4.1% | $70,900 -8.8% |
| 2012 | $1,632 +0.1% | $77,700 -2% |
| 2011 | $1,630 -2.3% | $79,300 -14.3% |
| 2009 | $1,669 +2.6% | $92,500 -3.5% |
| 2008 | $1,627 +2.2% | $95,900 -2.4% |
| 2007 | $1,592 | $98,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 03246
Nearby schools
GreatSchools rating
- 5/10Pleasant Street SchoolGrades: PK-5Distance: 0.7 mi
- 5/10Laconia Middle SchoolGrades: 6-8Distance: 0.8 mi
- 2/10Laconia High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Laconia Sch Dst SAU #30
Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New Hampshire
- Belknap County
- Laconia
- 03246
- 98 Water Street
Nearby cities
Nearby zip codes
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