Skip main navigation
Sold for $766,000
    • $766,000

    981 Headwater Rd, Annapolis, MD 21403

    4beds
    2,924sqft
    Single Family Residence
    Built in 1986
    0.36 Acres Lot
    $776,100 Zestimate®
    $262/sqft
    $5,078 Estimated rent

    Home value

    $776,100

    Estimated sales range

    Not available

    $5,078/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $5,078/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $5,078/mo

    Rent Zestimate®

    Refinance and save

    $4,904/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $4,904/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    New pool salt cellMain level renovationNew pool pumpNew french drainNew carpetEntire roof replacementFreshly painted front porch
    Welcome to this wonderfully Improved & Upgraded 4 Bedroom Home that HAS IT ALL in the quaint sidewalk lined Community of Kitty Creek, a short walk to Hillsmere Elementary, St. Annes School of Annapolis, FEATURES INCLUDE:2025: Freshly painted Front Porch Main Level, New Clothes Dryer, New French Drain left side of home, 2024: New carpet: basement & 2nd floor, Repaired sheet rock in garage ,New slider main level back door, New railing for outdoor basement steps, New basement storm w/screen option & security door, New Pool salt cell #2, Home Water treatment system upgrade - Valve, NEWLY ADDED HVAC “SPLIT” system for the basement, New French drain on right side of home & backyard, 2023: MAIN Level renovation: Removed staircase wall to Living room & installed Built in Cabinetry & Paint entire first floor, New Rear fence w/ gates, New Electrical outlet, 2022: Replaced 200 Amp main electric panel and labeled all circuits, 2021: Pool Rehab included New Coping, Tile ETC., Patio Landscaping included: Expanded existing Pool Deck ETC.! , Home Water Treatment system upgrade, 2020: New Monogram Vinyl siding, w/ vinyl soffit, ETC , Entire Roof replacement, New aluminum gutters w/ gutter guards , New Sump pump & battery back up, Chimney/Fireplace repairs included a New Stainless Steel Chimney liner ETC., New Pool pump, New Salt cell 1, SEE DETAILED IMPROVEMENTS LIST! Kitty Creek Community Boasts a Pier/Dock along w/ Kayak/Canoe/Inflatable Boat Rack area that provides convenient access to the South River and Chesapeake Bay; if water sports interest you, this location is PERFECT. With easy access to Quiet Waters Park, Peninsula Athletic League Park, Thomas Point Park, major highways and transportation, commuting to work or simply exploring Downtown Annapolis & Eastport is a breeze.

    Zillow last checked:

    Listing updated:

    Listed by:

    Gary Schneider 443-370-7505,

    Long & Foster Real Estate, Inc.

    Bought with:

    Anais Messaadi, 0673192

    Berkshire Hathaway HomeServices PenFed Realty

    Source: Bright MLS,MLS#: MDAA2117010MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Exercise Room, Laundry, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
    Primary bedroom
    • Features: Flooring - Carpet, Ceiling Fan(s)
    • Level: Upper
    Bedroom 2
    • Features: Flooring - Carpet, Ceiling Fan(s)
    • Level: Upper
    Bedroom 3
    • Features: Ceiling Fan(s), Flooring - Carpet
    • Level: Upper
    Bedroom 4
    • Features: Flooring - Carpet, Ceiling Fan(s)
    • Level: Upper
    Primary bathroom
    • Features: Bathroom - Stall Shower, Flooring - Ceramic Tile, Lighting - Pendants, Countertop(s) - Solid Surface
    • Level: Upper
    Bathroom 2
    • Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile, Lighting - Pendants, Recessed Lighting, Bathroom - Tub Shower
    • Level: Upper
    Dining room
    • Features: Chair Rail, Dining Area, Flooring - Bamboo, Lighting - Ceiling
    • Level: Main
    Exercise room
    • Features: Flooring - Carpet, Recessed Lighting
    • Level: Lower
    Family room
    • Features: Basement - Partially Finished, Built-in Features, Flooring - Carpet, Recessed Lighting
    • Level: Lower
    Family room
    • Features: Ceiling Fan(s), Crown Molding, Fireplace - Wood Burning, Flooring - Bamboo
    • Level: Main
    Half bath
    • Features: Countertop(s) - Solid Surface, Flooring - Bamboo, Lighting - Ceiling, Lighting - Pendants
    • Level: Main
    Kitchen
    • Features: Flooring - Bamboo, Kitchen - Electric Cooking, Lighting - Ceiling, Kitchen - Country, Recessed Lighting
    • Level: Main
    Laundry
    • Features: Flooring - Bamboo, Lighting - Ceiling
    • Level: Main
    Living room
    • Features: Built-in Features, Crown Molding, Flooring - Bamboo, Lighting - Ceiling, Recessed Lighting
    • Level: Main
    Utility room
    • Features: Flooring - Concrete, Lighting - Ceiling
    • Level: Lower
    Heating
    • Heat Pump, Electric
    Cooling
    • Ceiling Fan(s), Ductless, Programmable Thermostat, Central Air, Electric
    Appliances
    • Included: Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Washer, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water Heater
    • Laundry: Main Level, Laundry Room
    Features
    • Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Country, Primary Bath(s), Recessed Lighting, Wainscotting, Other, Dry Wall, Block Walls
    • Flooring: Bamboo, Carpet, Ceramic Tile, Concrete
    • Doors: Sliding Glass, Storm Door(s)
    • Windows: Screens, Sliding, Green House
    • Basement: Connecting Stairway,Partial,Full,Interior Entry,Heated,Improved,Exterior Entry,Partially Finished,Concrete,Rear Entrance,Shelving,Sump Pump,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Brick, Mantel(s), Screen, Wood Burning
    Interior area
    • Total structure area: 2,924
    • Total interior livable area: 2,924 sqft
    • Finished area above ground: 1,972
    • Finished area below ground: 952

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage Faces Front, Storage, Concrete, Attached, Driveway, On Street
    • Attached garage spaces: 1
    • Uncovered spaces: 2
    • Details: Garage Sqft: 441
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three
    • Stories: 3
    • Patio & porch: Porch, Roof, Patio
    • Exterior features: Extensive Hardscape, Lighting, Flood Lights, Sidewalks, Rain Gutters
    • Has private pool: Yes
    • Pool features: Concrete, Heated, Fenced, Filtered, Pool/Spa Combo, Salt Water, In Ground, Private
    • Fencing: Full,Picket,Back Yard,Wood
    • Has view: Yes
    • View description: Trees/Woods
    • Waterfront features: Canoe/Kayak, Private Access
    • Body of water: South River
    Lot
    • Size: 0.36 Acres
    • Features: Backs to Trees, Front Yard, Landscaped, Level, Rear Yard, SideYard(s), Poolside
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 020245090027502
    • Zoning: R2
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Block, Vinyl Siding
    • Foundation: Block, Slab
    • Roof: Shingle
    Condition
    • Excellent
    • New construction: No
    • Year built: 1986

    Utilities & green energy

    • Electric: 200+ Amp Service
    • Sewer: Public Sewer
    • Water: Well
    • Utilities for property: Propane, Underground Utilities

    Community & HOA

    Community
    • Subdivision: Kitty Creek
    HOA
    • Has HOA: Yes
    • Amenities included: Common Grounds, Boat Dock/Slip
    • Services included: Common Area Maintenance, Pier/Dock Maintenance
    • HOA fee: $237 annually
    • HOA name: KITTY CREEK ASSOCIATION INC.
    Location
    • Region: Annapolis

    Financial & listing details

    • Price per square foot: $262/sqft
    • Tax assessed value: $609,867
    • Annual tax amount: $6,678
    • Date on market: 6/20/2025
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,VA Loan
    • Inclusions: Govee Lighting System @ 2nd Story Peeks (front Of Home), Rear Exterior Lighting Along Fence, Main Level Living Room Tv W / Mount In Built-ins, White Cabinets On Both Sides Of Fireplace, Large Brown Umbrella Poolside
    • Exclusions: Kitchen Island (it's Movable)
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    7/25/2025Sold$766,000+2.3%$262/sqft
    Source: Bright MLS #MDAA2117010 Report a problem
    6/23/2025Contingent$749,000$256/sqft
    Source: Bright MLS #MDAA2117010 Report a problem
    6/20/2025Listed for sale$749,000+36.2%$256/sqft
    Source: Bright MLS #MDAA2117010 Report a problem
    5/29/2020Sold$549,900$188/sqft
    Source: Public Record Report a problem
    4/21/2020Pending sale$549,900$188/sqft
    Source: Coldwell Banker Residential Brokerage #MDAA422470 Report a problem
    4/8/2020Price change$549,900-1.8%$188/sqft
    Source: Coldwell Banker Residential Brokerage - Annapolis Plaza #MDAA422470 Report a problem
    2/25/2020Price change$559,999-2.6%$192/sqft
    Source: Coldwell Banker Residential Brokerage - Annapolis Plaza #MDAA422470 Report a problem
    1/24/2020Listed for sale$575,000+139.6%$197/sqft
    Source: Coldwell Banker Residential Brokerage #MDAA422470 Report a problem
    6/20/2000Sold$240,000$82/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,166 +13.8%$609,867 +6%
    2024$6,298 +6.7%$575,133 +6.4%
    2023$5,901 +6.5%$540,400 +1.9%
    2022$5,543 +1.9%$530,467 +1.9%
    2021$5,440 +1.8%$520,533 +1.9%
    2020$5,341 +7.7%$510,600
    2019$4,958 +12%$510,600 +17%
    2018$4,426 +8.7%$436,533 +9.3%
    2017$4,072 $399,500 +0%
    2016-- $399,400 +0%
    2015-- $399,300 +0%
    2014-- $399,200
    2013-- $399,200
    2012-- $399,200 -3.7%
    2011-- $414,670
    2010-- $414,670
    2009-- $414,670 -2.1%
    2008-- $423,580 +13.7%
    2007-- $372,622 +15.8%
    2006-- $321,666 +18.8%
    2005-- $270,710 +9.1%
    2004-- $248,066 +10%
    2003-- $225,423 +11.2%
    2002-- $202,780 +4.7%
    2001-- $193,710
    Find assessor info on the county website

    Neighborhood: 21403

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Hillsmere
    • Middle: Annapolis
    • High: Annapolis
    • District: Anne Arundel County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $776,100
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $776,100

    Nearby cities

    Nearby zip codes

    Other Annapolis Topics

      Search
      Updates
      Favorites
      Plan
      Inbox