For sale

Price cut: $50K (8/11)

$849,900

981 Smith St, Providence, RI 02908

6beds

2,800sqft

$5,288/mo

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Multi Family

Built in 1920

-- sqft lot

$837,000 Zestimate^®

$304/sqft

$-- HOA

What's special

Off-street parkingSpacious unit

Exceptional oversized two-family in Providence’s desirable historic Elmhurst neighborhood! Each spacious unit offers 3 bedrooms, 1 full bath, a bonus room ideal for a home office or additional living space, and off-street parking. The former owner’s unit has been well maintained and showcases pride of ownership throughout. The current lease is expiring soon, creating an excellent opportunity to increase rental income to market rates. Perfect for an owner-occupant or investor, this property is conveniently located near La Salle Academy, Providence College, shopping, restaurants, parks, and major highways. A rare opportunity in one of Providence’s most sought-after neighborhoods!

34 days

329

10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 2
Full bathrooms: 2

Bathroom

Features: Bath w Tub, Bath w Tub & Shower

Heating

Natural Gas, Baseboard, Forced Water

Cooling

None

Appliances

Included: Gas Water Heater, Dishwasher, Dryer, Exhaust Fan, Oven/Range, Refrigerator, Washer

Features

Wall (Plaster), Wall (Wood), Cathedral Ceiling(s), Plumbing (Copper), Plumbing (Mixed), Plumbing (PVC), Insulation (Unknown), Ceiling Fan(s)
Flooring: Ceramic Tile, Hardwood, Marble, Carpet
Basement: Full,Interior and Exterior,Unfinished
Attic: Attic Stairs, Attic Storage
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 3,080
Total interior livable area: 2,800 sqft

Video & virtual tour

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Property

Parking

Total spaces: 4
Parking features: No Garage, Driveway
Has uncovered spaces: Yes

Features

Stories: 3

Lot

Size: 5,227 Square Feet
Features: Sidewalks

Details

Parcel number: PROVM85L202
Other equipment: Cable TV

Construction

Type & style

Home type: MultiFamily
Property subtype: Multi Family
Attached to another structure: Yes

Materials

Plaster, Wood Wall(s), Vinyl Siding

Condition

New construction: No
Year built: 1920

Utilities & green energy

Electric: 200+ Amp Service
Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community

Features: Near Public Transport, Commuter Bus, Golf, Highway Access, Hospital, Interstate, Private School, Public School, Railroad, Recreational Facilities, Restaurants, Schools, Near Shopping, Tennis
Subdivision: Elmhurst

HOA

Has HOA: No

Location

Region: Providence

Financial & listing details

Price per square foot: $304/sqft
Tax assessed value: $576,400
Annual tax amount: $4,900
Date on market: 7/16/2026
Total actual rent: 5000
Tenant pays: Heat

Estimated market value

$837,000

$795,000 - $879,000

$2,263/mo

Price history

Date	Event	Price
8/11/2026	Price change	$849,900-5.6%$304/sqft
Source: StateWide MLS RI #1417718 Report a problem
7/16/2026	Listed for sale	$899,900+157.1%$321/sqft
Source: StateWide MLS RI #1417718 Report a problem
4/6/2024	Listing removed	--
Source: Zillow Rentals Report a problem
3/26/2024	Listed for rent	$1,950$1/sqft
Source: Zillow Rentals Report a problem
10/4/2005	Sold	$350,000$125/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,352 -40.8%	$576,400 +43.8%
2024	$7,353 +3.1%	$400,700
2023	$7,132	$400,700
2022	$7,132 +8.4%	$400,700 +49.6%
2021	$6,577 0%	$267,800
2020	$6,577 +66.6%	$267,800
2019	$3,947 +11.6%	$267,800 +42.4%
2018	$3,536 -37.6%	$188,100 +6.1%
2017	$5,667	$177,300
2016	$5,667 -1.2%	$177,300 +2.3%
2015	$5,736 +5.2%	$173,300 +7.3%
2013	$5,451 -21.2%	$161,500 -25.6%
2012	$6,920	$217,000
2011	$6,920 +5%	$217,000
2010	$6,592 -21.4%	$217,000 -37.4%
2009	$8,391 +6%	$346,600
2007	$7,916 +5.3%	$346,600 +39.3%
2006	$7,521	$248,800
2005	$7,521	$248,800