*YES, you read that right! This house has a 2.5% assumable interest rate with a FHA loan!* Tucked into a quiet culdesac, this 3 bedroom, 2.5 bath home offers a layout that feels both functional and comfortable. The main level gives you both a formal dining room for gatherings and an open flow between the kitchen and living area for everyday life. The kitchen features an island, gas range, and pantry, while the living room centers around a gas fireplace that creates the perfect place to unwind. Upstairs, all 3 bedrooms include walk in closets, along with a loft that can be used as a second living space or home office. The laundry room is right where you need it, making daily routines a little easier. The unfinished basement is already framed and ready for whatever comes next whether that is a workout area or simply extra storage. Step outside to a back deck that overlooks the yard, making it a great spot to enjoy time outdoors. Situated on 0.4 acres, the property provides a nice balance of space while still being easy to maintain. Located just up the road from Apison Elementary School and only minutes from grocery stores and everyday essentials, this home offers space, flexibility, and a welcoming community that is easy to enjoy. Schedule a private tour today and be in your new home this summer!
For sale
Price cut: $11K (6/5)
$429,000
9822 Merlot Ln, Apison, TN 37302
3beds
2,164sqft
Single Family Residence
Built in 2021
0.42 Acres Lot
$423,100 Zestimate®
$198/sqft
$24/mo HOA
What's special
Gas rangeQuiet culdesacKitchen features an island
- 66 days |
- 497 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Jessica Sholl 580-380-2808,
EXP Realty LLC 888-519-5113
Source: Greater Chattanooga Realtors,MLS#: 1533164
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Other
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: Second
Living room
- Level: First
Loft
- Level: Second
Other
- Description: Unfinished basement
- Level: Basement
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Disposal, Dishwasher, Gas Range, Microwave, Oven, Stainless Steel Appliance(s)
- Laundry: Laundry Room, Upper Level
Features
- Ceiling Fan(s), Double Vanity, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Separate Dining Room
- Flooring: Carpet, Laminate, Vinyl
- Basement: Full,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 2,164
- Total interior livable area: 2,164 sqft
- Finished area above ground: 2,164
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Rain Gutters
- Pool features: None
- Fencing: None
Lot
- Size: 0.42 Acres
- Dimensions: 44 x 121 x 154 x 72 x 140
- Features: Cul-De-Sac, Gentle Sloping
Details
- Parcel number: 172d A 030
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Subdivision: Bentwood Cove
HOA
- Has HOA: Yes
- HOA fee: $24 monthly
Location
- Region: Apison
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $418,200
- Annual tax amount: $1,812
- Date on market: 4/23/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$423,100
$402,000 - $444,000
$2,653/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Price change | $429,000-2.5%$198/sqft |
Source: Greater Chattanooga Realtors #1533164 Report a problem | ||
| 5/14/2026 | Price change | $440,000-2.2%$203/sqft |
Source: Greater Chattanooga Realtors #1533164 Report a problem | ||
| 4/23/2026 | Listed for sale | $450,000+31.2%$208/sqft |
Source: Greater Chattanooga Realtors #1533164 Report a problem | ||
| 7/8/2021 | Sold | $342,918+471.5%$158/sqft |
Source: Public Record Report a problem | ||
| 8/7/2020 | Sold | $60,000$28/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,594 -12.1% | $104,550 +29.7% |
| 2024 | $1,812 +0.5% | $80,600 |
| 2023 | $1,803 | $80,600 |
| 2022 | $1,803 +437.3% | $80,600 +437.3% |
| 2021 | $336 -19.1% | $15,000 |
| 2020 | $415 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37302
Nearby schools
GreatSchools rating
- 8/10Apison Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 7/10East Hamilton Middle SchoolGrades: 6-8Distance: 0.4 mi
- 9/10East Hamilton SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Apison Elementary
- Middle: East Hamilton
- High: East Hamilton
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Hamilton County
- Apison
- 37302
- 9822 Merlot Ln





