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    • $1,097,000

    9823 103rd St NW, Annandale, MN 55302

    5beds
    3,474sqft
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    Single Family
    Built in 2012
    0.32 Acres Lot
    $1,065,000 Zestimate®
    $316/sqft
    $-- HOA

    What's special

    Stunning stone gas fireplaceStylish half bathEngineered wood flooringSweeping water viewsPanoramic south-facing lake viewsExpansive lakeside deckExpansive windows
    Set along the shores of breathtaking 3,100-acre Clearwater Lake, this extraordinary custom residence offers a rare blend of luxury, comfort, and effortless lakeside living. Rebuilt from the foundation up with meticulous attention to detail, this 5-bed, 4-bath home was designed to maximize panoramic south-facing lake views while creating inviting spaces for living and entertaining. Expansive windows, open sightlines, 9-ft ceilings, and engineered wood flooring fill the home with natural light and timeless elegance. The chef’s kitchen, fully redesigned in 2024, features quartz countertops, premium stainless steel appliances, Alder soft-close cabinetry, and a 9-ft island. The adjoining dining area opens to a maintenance-free lakeside deck, while the living room is anchored by a stunning stone gas fireplace and sweeping water views. The main level also includes a spacious laundry room, stylish half bath, and a primary suite with walk-in closet and beautifully finished ensuite featuring double vanities and a tiled walk-in shower. Upstairs, a vaulted family room centered around a gas fireplace opens to an expansive lakeside deck, complete with a rough-in for a future wet bar and designed for effortless entertaining. Three spacious bedrooms and a centrally located full bathroom complete the upper level. The lower level further extends the home’s versatility with a fifth bedroom, ¾ bath, flexible office or den space, and walkout access to an expansive covered patio designed for effortless lakeside entertaining, complete with a built-in gas line for grilling. Additional highlights include spray foam insulation, three-zone HVAC with smart thermostats, fiber internet capability, an insulated finished garage, and a rare boathouse feature adding exceptional long-term value. Set along a premium hard-bottom shoreline with a level beach ideal for swimming and recreation, this remarkable property also offers boating access to a nearby lakefront restaurant, delivering the very best of Clearwater Lake living in every season.
    51 days
    |
    2,090
    |
    74
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Desrochers Realty Group 612-688-7024,

    eXp Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7079293MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 224 Square Feet
      • Dimensions: 16 X 14
      Bedroom 2
      • Level: Upper
      • Area: 299 Square Feet
      • Dimensions: 23 X 13
      Bedroom 3
      • Level: Upper
      • Area: 182 Square Feet
      • Dimensions: 14 X 13
      Bedroom 4
      • Level: Upper
      • Area: 182 Square Feet
      • Dimensions: 14 X 13
      Bedroom 5
      • Level: Lower
      • Area: 180 Square Feet
      • Dimensions: 15 X 12
      Deck
      • Level: Upper
      • Area: 230 Square Feet
      • Dimensions: 23 X 10
      Deck
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12 X 12
      Deck
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 16 X 12
      Dining room
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 14 X 9
      Family room
      • Level: Upper
      • Area: 740 Square Feet
      • Dimensions: 37 X 20
      Flex room
      • Level: Lower
      • Area: 110 Square Feet
      • Dimensions: 11 X 10
      Kitchen
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 18 X 14
      Laundry
      • Level: Main
      • Area: 54 Square Feet
      • Dimensions: 9 X 6
      Living room
      • Level: Main
      • Area: 484 Square Feet
      • Dimensions: 22 X 22
      Patio
      • Level: Lower
      • Area: 352 Square Feet
      • Dimensions: 22 X 16
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: Finished,Partial,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas, Living Room, Stone
      Interior area
      • Total structure area: 3,630
      • Total interior livable area: 3,474 sqft
      • Finished area above ground: 3,042
      • Finished area below ground: 432
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Asphalt, Garage, Garage Door Opener, Insulated Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (23 X 23)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Fencing: Wood
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Lake View
      • Frontage length: Water Frontage: 54
      Lot
      • Size: 0.32 Acres
      • Features: Irregular Lot
      Details
      • Additional structures: Boat House
      • Foundation area: 1523
      • Additional parcels included: 206000093206
      • Parcel number: 206012000020
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2012

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer
      • Water: Private, Well

      Community & HOA

      Community
      • Subdivision: Ahsenmachers Add
      HOA
      • Has HOA: No
      Location
      • Region: Annandale

      Financial & listing details

      • Price per square foot: $316/sqft
      • Tax assessed value: $779,100
      • Annual tax amount: $6,112
      • Date on market: 6/1/2026
      • Cumulative days on market: 191 days
      • Road surface type: Paved

        Estimated market value

        $1,065,000

        $1.01M - $1.12M

        $3,672/mo

        Price history

        DateEventPrice
        6/1/2026Listed for sale$1,097,000-8.2%$316/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7079293 Report a problem
        6/1/2026Listing removed$1,195,000$344/sqft
        Source: eXp Realty #7042850 Report a problem
        3/27/2026Listed for sale$1,195,000-4.4%$344/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7042850 Report a problem
        8/8/2025Listing removed$1,250,000$360/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6703668 Report a problem
        6/14/2025Price change$1,250,000-2%$360/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6703668 Report a problem
        5/2/2025Listed for sale$1,275,000+395.1%$367/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6703668 Report a problem
        12/30/2010Sold$257,500$74/sqft
        Source: Lake Superior Area Realtors as distributed by MLS GRID #1488363 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,498 +40.6%$779,100 +1.3%
        2024$4,622 +21.7%$769,200 +30%
        2023$3,798 +34.8%$591,500 +34.8%
        2022$2,817 -4.1%$438,700 +41.3%
        2021$2,938 +6.1%$310,500 +10.3%
        2020$2,768 -65.4%$281,500 +7.4%
        2019$7,994 +188.8%$262,200 +8.9%
        2018$2,768 +3.4%$240,700 +1.7%
        2017$2,678 +4%$236,700
        2016$2,576 --
        2015$2,576 +11.1%--
        2014$2,318 +5.6%--
        2013$2,196 -29.3%--
        2012$3,106 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55302

        Getting around

        6 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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