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For sale
    • $400,000

    984 OLIVE CONCH STREET, RUSKIN, FL 33570

    5beds
    2,415sqft
    : 
    $2,726/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    6,507 Square Feet Lot
    $397,200 Zestimate®
    $166/sqft
    $9/mo HOA

    What's special

    Large screened lanaiVersatile loftLarge pantryEn-suite bathPaver patioSpacious corner lotPrivate fenced backyard
    This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner’s suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.
    172 days
    |
    145
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michael Ceparano 813-417-6698,

    FUTURE HOME REALTY INC 813-855-4982,

    Michael Ceparano Jr 813-618-2300,

    FUTURE HOME REALTY INC

    Source: Stellar MLS,MLS#: TB8481422MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Utility Room, Loft
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 4
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Bedroom 5
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Primary bathroom
      • Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Shower No Tub, Stone Counters
      • Level: First
      • Area: 64 Square Feet
      • Dimensions: 8x8
      Bathroom 2
      • Level: First
      • Area: 32 Square Feet
      • Dimensions: 4x8
      Bathroom 3
      • Features: Dual Sinks, Exhaust Fan
      • Level: Second
      • Area: 60 Square Feet
      • Dimensions: 5x12
      Balcony porch lanai
      • Level: First
      • Area: 45 Square Feet
      • Dimensions: 9x5
      Dining room
      • Level: First
      • Area: 112 Square Feet
      • Dimensions: 8x14
      Kitchen
      • Features: Kitchen Island, Pantry, Stone Counters
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Loft
      • Features: Ceiling Fan(s)
      • Level: Second
      • Area: 192 Square Feet
      • Dimensions: 12x16
      Utility room
      • Level: First
      • Area: 35 Square Feet
      • Dimensions: 7x5
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range, Water Softener
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Hurricane Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 3,291
      • Total interior livable area: 2,415 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
      • Exterior features: Irrigation System, Private Yard, Sidewalk
      • Fencing: Fenced,Vinyl
      • On waterfront: Yes
      • Waterfront features: Waterfront
      Lot
      • Size: 6,507 Square Feet
      • Dimensions: 52.08 x 125
      • Features: Corner Lot
      Details
      • Parcel number: U063219C0700000000148.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Waterfront, Clubhouse, Community Mailbox, Dog Park, Playground, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: SHELL COVE PH 1
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Playground, Pool
      • HOA fee: $9 monthly
      • HOA name: Inframark/ Jesenia Perez
      • HOA phone: 813-873-7300
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $166/sqft
      • Tax assessed value: $323,097
      • Annual tax amount: $8,444
      • Date on market: 2/27/2026
      • Cumulative days on market: 53 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        $397,200

        $377,000 - $417,000

        $2,575/mo

        Price history

        DateEventPrice
        4/10/2026Price change$400,000-3.6%$166/sqft
        Source: Stellar MLS #TB8481422 Report a problem
        2/28/2026Listed for sale$415,000+6.4%$172/sqft
        Source: Stellar MLS #TB8481422 Report a problem
        10/19/2023Sold$390,000+0.5%$161/sqft
        Source: Stellar MLS #T3470411 Report a problem
        9/10/2023Pending sale$388,000$161/sqft
        Source: Stellar MLS #T3470411 Report a problem
        9/9/2023Listed for sale$388,000+25.1%$161/sqft
        Source: Stellar MLS #T3470411 Report a problem
        9/1/2021Sold$310,200$128/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,445 +12.2%$323,097 +3%
        2024$7,525 +6.7%$313,715 +8.9%
        2023$7,055 -1.2%$288,185 +3%
        2022$7,143 +167.1%$279,791 +781.6%
        2021$2,674 +20.3%$31,736 +387.5%
        2020$2,224 $6,510
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 33570

        Getting around

        18 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thompson Elementary
        • Middle: Shields-HB
        • High: Lennard-HB

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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