For sale
$1,299,900
5beds
3,179sqft
985 N Camp Rd, McHenry, MD 21541
5beds
3,179sqft
Single family residence
Built in 2025
0.45 Acres
Open parking
$409 price/sqft
$81/mo HOA
What's special
Newly completed in 2025, this stunning 5-bedroom, 5.5-bath mountain retreat blends upscale finishes with the natural beauty of Deep Creek Lake. Located in the sought-after North Camp community atop Wisp Mountain, the home offers spacious open-concept living designed for both relaxation and entertaining. Warm wood accents, soaring ceilings, and a beautiful stone fireplace create an inviting atmosphere throughout the main level. Well-appointed kitchen flows seamlessly into the main gathering areas, while multiple living spaces provide plenty of room for family and guests. After a day enjoying nearby skiing, hiking, golf, and Deep Creek Lake activities, unwind in the private hot tub or gather around the covered outdoor fireplace. Ideally situated just minutes from Wisp Resort, Deep Creek Lake, State Parks, and countless year-round recreation opportunities, this property offers the perfect balance of luxury, comfort, and adventure in the heart of Garrett County.
- 120 days |
- 147 |
- 6 |
Source: Bright MLS,MLS#: MDGA2011864
Travel times
Family Room
Kitchen
Bedroom
Zillow last checked:
Listing updated:
Listed by:
Mike Fenton 484-716-7228,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2011864
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Kitchen, Game Room, Den, Foyer, Loft, Primary Bathroom, Half Bath
Primary bedroom
- Features: Flooring - Carpet, Ceiling Fan(s), Recessed Lighting, Attached Bathroom
- Level: Main
- Area: 324 Square Feet
- Dimensions: 18 X 18
Primary bedroom
- Features: Cathedral/Vaulted Ceiling, Flooring - Carpet, Attached Bathroom, Ceiling Fan(s)
- Level: Upper
- Area: 168 Square Feet
- Dimensions: 12 X 14
Primary bedroom
- Features: Ceiling Fan(s), Cathedral/Vaulted Ceiling, Attached Bathroom, Flooring - Carpet
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Primary bedroom
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 12 X 13
Primary bedroom
- Features: Attached Bathroom, Flooring - Carpet, Ceiling Fan(s)
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 12 X 13
Primary bathroom
- Features: Countertop(s) - Ceramic, Attached Bathroom, Double Sink, Recessed Lighting
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11 X 9
Primary bathroom
- Features: Attached Bathroom
- Level: Upper
- Area: 35 Square Feet
- Dimensions: 5 X 7
Primary bathroom
- Features: Attached Bathroom
- Level: Upper
- Area: 35 Square Feet
- Dimensions: 5 X 7
Primary bathroom
- Features: Attached Bathroom
- Level: Lower
- Area: 54 Square Feet
- Dimensions: 6 X 9
Primary bathroom
- Features: Attached Bathroom
- Level: Lower
- Area: 45 Square Feet
- Dimensions: 5 X 9
Den
- Features: Recessed Lighting, Flooring - Carpet, Ceiling Fan(s)
- Level: Lower
- Area: 221 Square Feet
- Dimensions: 17 X 13
Dining room
- Features: Cathedral/Vaulted Ceiling, Living/Dining Room Combo, Flooring - Wood
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 X 10
Foyer
- Features: Flooring - Ceramic Tile, Recessed Lighting
- Level: Main
- Area: 104 Square Feet
- Dimensions: 8 X 13
Game room
- Features: Recessed Lighting, Ceiling Fan(s), Flooring - Carpet, Wet Bar
- Level: Lower
- Area: 260 Square Feet
- Dimensions: 20 X 13
Half bath
- Level: Main
- Area: 12 Square Feet
- Dimensions: 3 X 4
Kitchen
- Features: Lighting - Pendants, Living/Dining Room Combo, Kitchen Island, Recessed Lighting, Flooring - Wood
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 X 10
Living room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Fireplace - Gas, Flooring - Wood, Living/Dining Room Combo
- Level: Main
- Area: 374 Square Feet
- Dimensions: 22 X 17
Loft
- Features: Recessed Lighting, Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 14 X 13
Heating
- Forced Air, Propane
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Stainless Steel Appliance(s), Washer, Dryer, Dishwasher, Microwave, Water Heater
Features
- Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Open Floorplan, Kitchen Island, Primary Bath(s), Recessed Lighting
- Flooring: Carpet
- Basement: Finished,Connecting Stairway,Interior Entry,Walk-Out Access,Exterior Entry,Windows
- Number of fireplaces: 2
Interior area
- Total structure area: 3,279
- Total interior livable area: 3,179 sqft
- Finished area above ground: 1,991
- Finished area below ground: 1,188
Property
Parking
- Parking features: Off Street, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: Trees/Woods, Other
Lot
- Size: 0.45 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218090874
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Log
- Foundation: Permanent
Condition
- New construction: No
- Year built: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: North Camp Subdivision
HOA
- Has HOA: Yes
- HOA fee: $975 annually
- HOA name: SHARON
Location
- Region: Mchenry
Financial & listing details
- Price per square foot: $409/sqft
- Tax assessed value: $1,093,100
- Annual tax amount: $841
- Date on market: 5/15/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 5/16/2026 | Listed for sale | $1,299,900+1262.4%$409/sqft |
Source:  Bright MLS #MDGA2011864 Report a problem | ||
| 8/21/2020 | Sold | $95,410$30/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $953 +9.8% | $74,300 |
| 2024 | $868 | $74,300 |
| 2023 | $868 | $74,300 |
| 2022 | $868 | $74,300 |
| 2021 | $868 | $74,300 |
| 2020 | $868 | $74,300 |
| 2019 | $868 | $74,300 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,741/mo
Principal & interest
$6761
Property taxes
$899
HOA Fees
$81
Estimated market value
$1,257,700
$1.19M - $1.32M
$4,017/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 21541
Nearby schools
Accident Elementary School
Grades PK-5 • 7.4 miles6/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
4/10Northern Middle School
Grades 6-8 • 9.8 miles7/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
5/10Northern Garrett High School
Grades 9-12 • 10 miles7/10
GreatSchools® Rating
Test Score Rating
7/10College Readiness Rating
7/10