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For sale
$330,000
3beds
1,262sqft

9860 S Thomas Dr Unit 108, Panama City Beach, FL 32408

3beds
1,262sqft
Condominium
Built in 2008
2 Garage spaces
$261 price/sqft
$1,065/mo HOA

What's special

New lightingUpdated faucetsFresh paintUpdated fixturesRiver white granite countertopsCeiling fansUpgraded designer faucet

WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

75 days
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537
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47
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Source: CPAR,MLS#: 791349MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Covered Balcony

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Alice de La Penha 850-771-3150,

Coldwell Banker Realty

Source: CPAR,MLS#: 791349MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Bedroom, Dining Room, Full Bath, Foyer, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
  • Level: First
  • Dimensions: 11.4 x 18.5
Bedroom
  • Level: First
  • Dimensions: 10.8 x 12.7
Primary bathroom
  • Level: First
  • Dimensions: 10.8 x 12.1
Other
  • Level: First
  • Dimensions: 10.7 x 6.9
Dining room
  • Level: First
  • Dimensions: 6.9 x 7.5
Foyer
  • Level: First
  • Dimensions: 4.1 x 7.5
Other
  • Level: First
  • Dimensions: 8.3 x 4.1
Kitchen
  • Level: First
  • Dimensions: 11.5 x 8.6
Living room
  • Level: First
  • Dimensions: 14.1 x 18.5
Other
  • Features: Balcony
  • Level: First
  • Dimensions: 26.1 x 8
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Washer/Dryer Stacked, Electric Oven, Electric Water Heater
  • Laundry: Stacked
Features
  • Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Entrance Foyer
  • Windows: Double Pane Windows
Interior area
  • Total structure area: 1,262
  • Total interior livable area: 1,262 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Additional Parking
  • Garage spaces: 2
Features
  • Patio & porch: Balcony
  • Pool features: In Ground, Community
  • Spa features: Community
  • Has view: Yes
  • View description: Lake, Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake, Lake Front
Lot
  • Features: Paved
Details
  • Parcel number: 40001000007
  • Zoning description: Resid Multi-Family

Construction

Type & style
  • Home type: Condo
  • Architectural style: High Rise
  • Property subtype: Condominium
  • Attached to another structure: Yes
Condition
  • New construction: No
  • Year built: 2008

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

Community & HOA

Community
  • Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Golf, Park, Pool, Storage Facilities, Shopping, Community Pool, Short Term Rental Allowed
  • Security: Fire Alarm, Smoke Detector(s), Security Service
  • Subdivision: Laketown Wharf
HOA
  • Has HOA: Yes
  • Amenities included: Other, See Remarks
  • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Recreation Facilities, Sewer, Security, Trash, Water
  • HOA fee: $1,065 monthly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $261/sqft
  • Tax assessed value: $369,750
  • Annual tax amount: $3,103
  • Date on market: 6/15/2026
  • Cumulative days on market: 46 days
  • Electric utility on property: Yes

Price history

DateEventPrice
6/15/2026Listed for sale$330,000+11.9%$261/sqft
Source: CPAR #791349 Report a problem
12/2/2024Sold$295,000-1.5%$234/sqft
Source: CPAR #753578 Report a problem
10/12/2024Contingent$299,500$237/sqft
Source: CPAR #753578 Report a problem
9/28/2024Price change$299,500-17.9%$237/sqft
Source: CPAR #753578 Report a problem
8/24/2024Price change$365,000-2.7%$289/sqft
Source: CPAR #753578 Report a problem
6/9/2024Price change$375,000-2.6%$297/sqft
Source: CPAR #753578 Report a problem
4/12/2024Price change$385,000-2.5%$305/sqft
Source: CPAR #753578 Report a problem
3/1/2024Listed for sale$395,000+64.6%$313/sqft
Source: CPAR #753578 Report a problem
3/1/2021Sold$240,000$190/sqft
Source: CPAR #707040 Report a problem
2/1/2021Pending sale$240,000$190/sqft
Source: CPAR #707040 Report a problem
1/26/2021Listed for sale$240,000$190/sqft
Source: CPAR #707040 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$4,767 -1.1%$369,750 +1.8%
2023$4,822 +25.5%$363,248 +10%
2022$3,843 $330,225
2021-- --
2020$2,533 +2.1%$204,000 +0.8%
2019$2,481 $202,470 +2.3%
2018$2,481 +0.5%$197,965 +9%
2017$2,469 +13.7%$181,671 +10%
2016$2,171 +52%$165,155 +44.7%
2015$1,429 $114,164 +10%
2014$1,429 $103,785 +10%
2013-- $94,350 -3.5%
2012-- $97,750 -19.3%
2011-- $121,125 -16.5%
2010-- $145,130 -24.8%
2009-- $193,086 +1731.2%
2008-- $10,544

Find assessor info on the county website

Monthly payment

Est. payment
$3,099/mo
Principal & interest
$1685
HOA Fees
$1065
Property taxes
$349
More affordability toolsChevron Right

Estimated market value

$317,600

$302,000 - $333,000

$2,771/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32408

Nearby schools

Breakfast Point Academy
Grades PK-81.1 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
J.R. Arnold High School
Grades 9-122 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10