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For sale
$265,000
1beds
1,047sqft

9860 S Thomas Dr Unit 1304, Panama City Beach, FL 32408

1beds
1,047sqft
Condominium
Built in 2008
2 Garage spaces
$253 price/sqft
$830/mo HOA

What's special

Direct gated beach accessTwo hot tubsTwo parking garagesBarbecue and pet areas

HIGH FLOOR. LOW STACK. THE BEST VIEWS. This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack--close to the elevator but away from heavy foot traffic--this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six. Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it's ready for immediate enjoyment. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a kids' playground, pickleball, and even mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits right next door to Pineapple Willy's. On the ground level, you'll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues are $2,490.58/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026, reinforcing the area's continued growth. All information is deemed reliable but should be verified by the buyer if important.

385 days
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214
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20
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Source: CPAR,MLS#: 777371MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Bunkroom

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Alice de La Penha 850-771-3150,

Coldwell Banker Realty

Source: CPAR,MLS#: 777371MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Kitchen, Living Room, Primary Bedroom, Other
Primary bedroom
  • Level: First
  • Dimensions: 14 x 12
Other
  • Level: First
  • Dimensions: 9 x 7
Kitchen
  • Level: First
  • Dimensions: 11 x 9
Living room
  • Level: First
  • Dimensions: 20 x 15
Other
  • Features: Balcony
  • Level: First
  • Dimensions: 28 x 8
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Washer/Dryer Stacked, Electric Oven, Electric Water Heater
  • Laundry: Stacked
Features
  • Main Level Primary, Tub Shower, Home Theater
  • Windows: Double Pane Windows
Interior area
  • Total structure area: 1,047
  • Total interior livable area: 1,047 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Additional Parking
  • Garage spaces: 2
Features
  • Patio & porch: Balcony
  • Pool features: In Ground, Community
  • Has view: Yes
  • View description: Gulf, Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • Waterfront features: Lake, Lake Front
Lot
  • Features: Paved
Details
  • Parcel number: 40001000443
  • Zoning description: Resid Multi-Family

Construction

Type & style
  • Home type: Condo
  • Architectural style: High Rise
  • Property subtype: Condominium
  • Attached to another structure: Yes
Materials
  • Concrete, Stucco
  • Foundation: Pillar/Post/Pier
  • Roof: Clay
Condition
  • New construction: No
  • Year built: 2008

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

Community & HOA

Community
  • Features: Barbecue, Business Center, Clubhouse, Elevator, Golf, Media Room, Pool, Shopping, Community Pool, Short Term Rental Allowed
  • Security: Fire Alarm, Smoke Detector(s), Security Service
  • Subdivision: Laketown Wharf
HOA
  • Has HOA: Yes
  • Amenities included: Other, See Remarks
  • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Recreation Facilities, Sewer, Security, Trash, Water
  • HOA fee: $2,491 quarterly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $253/sqft
  • Tax assessed value: $276,250
  • Annual tax amount: $3,621
  • Date on market: 8/8/2025
  • Cumulative days on market: 386 days
  • Electric utility on property: Yes

Price history

DateEventPrice
7/10/2026Price change$265,000-5.3%$253/sqft
Source: CPAR #777371 Report a problem
8/8/2025Listed for sale$279,900+3.7%$267/sqft
Source: CPAR #777371 Report a problem
3/26/2024Listing removed--
Source: ECAOR #865855 Report a problem
3/25/2021Sold$270,000+1.9%$258/sqft
Source: CPAR #708529 Report a problem
3/4/2021Pending sale$265,000$253/sqft
Source: CPAR #708529 Report a problem
3/2/2021Listed for sale$265,000+26.2%$253/sqft
Source: ECAOR #865855 Report a problem
6/16/2020Sold$210,000$201/sqft
Source: CPAR #697232 Report a problem
5/8/2020Pending sale$210,000$201/sqft
Source: Keller Williams Emerald Coast Realty #697232 Report a problem
5/8/2020Listed for sale$210,000$201/sqft
Source: Keller Williams Emerald Coast Realty #697232 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$3,621 -1%$276,250 +3.1%
2023$3,659 +25.8%$267,878 +10%
2022$2,909 $243,525
2021-- --
2020$1,974 +19.8%$143,242 +10%
2019$1,648 $130,220 -3%
2018$1,648 -5.3%$134,300 -6.1%
2017$1,740 -3.1%$142,962 +10%
2016$1,795 +60.2%$129,965 +71%
2015$1,121 $76,012 +10%
2014$1,121 $69,102 +10%
2013-- $62,820 -3.2%
2012-- $64,914 -19.6%
2011-- $80,750 -32.9%
2010-- $120,405 -24.8%
2009-- $160,191 +1731.2%
2008-- $8,748

Find assessor info on the county website

Monthly payment

Est. payment
$2,450/mo
Principal & interest
$1340
HOA Fees
$830
Property taxes
$280
More affordability toolsChevron Right

Estimated market value

$248,600

$236,000 - $261,000

$2,475/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32408

Nearby schools

Breakfast Point Academy
Grades PK-81.2 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
J.R. Arnold High School
Grades 9-122.1 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10