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For sale
$325,000
1beds
864sqft

9900 S Thomas Dr #1408, Panama City Beach, FL 32408

1beds
864sqft
Condominium
Built in 2007
1 Garage space
$376 price/sqft
$1,109/mo HOA

What's special

TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410 (MLS 792217), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

59 days
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6
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1
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Source: CPAR,MLS#: 792192MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Covered Balcony

Bedroom

Bunkroom

Bathroom with Laundry

Zillow last checked:

Listing updated:

Listed by:

Alice de La Penha 850-771-3150,

Coldwell Banker Realty

Source: CPAR,MLS#: 792192MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
  • Level: First
  • Dimensions: 13.1 x 10.8
Primary bathroom
  • Level: First
  • Dimensions: 9.9 x 5.7
Other
  • Level: First
  • Dimensions: 7.5 x 7.5
Other
  • Level: First
  • Dimensions: 5.1 x 9.1
Kitchen
  • Level: First
  • Dimensions: 10 x 8.11
Living room
  • Level: First
  • Dimensions: 16.11 x 11.5
Other
  • Features: Balcony
  • Level: First
  • Dimensions: 16.11 x 6.2
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • Laundry: Stacked
Features
  • Main Level Primary
Interior area
  • Total structure area: 864
  • Total interior livable area: 864 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Garage
  • Garage spaces: 1
Features
  • Patio & porch: Balcony
  • Pool features: Electric Heat, Indoor, In Ground, Community
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • Waterfront features: Gulf
Details
  • Parcel number: 40000650239
  • Zoning description: Resid Multi-Family

Construction

Type & style
  • Home type: Condo
  • Architectural style: High Rise
  • Property subtype: Condominium
  • Attached to another structure: Yes
Condition
  • New construction: No
  • Year built: 2007

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

Community & HOA

Community
  • Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Playground, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
  • Security: Fire Sprinkler System, Security Gate, 24 Hour Security, Security Guard
  • Subdivision: Shores Of Panama
HOA
  • Has HOA: Yes
  • Amenities included: Beach Rights, Barbecue
  • Services included: Association Management, Cable TV, Fitness Facility, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Water
  • HOA fee: $3,326 quarterly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $376/sqft
  • Date on market: 7/3/2026
  • Cumulative days on market: 59 days
  • Electric utility on property: Yes

Price history

DateEventPrice
7/3/2026Listed for sale$325,000$376/sqft
Source: CPAR #792192 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$3,101/mo
Principal & interest
$1648
HOA Fees
$1109
Property taxes
$344
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32408

Nearby schools

Breakfast Point Academy
Grades PK-81 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
J.R. Arnold High School
Grades 9-122.1 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10