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For salePrice cut: $20K (8/11)
$395,000
2beds
1,102sqft

9900 Thomas Dr Unit 2020, Panama City Beach, FL 32408

2beds
1,102sqft
Condominium
Built in 2007
1 Garage space
$358 price/sqft
$1,235/mo HOA

What's special

Private beachfront accessGranite countertopsTile backsplash

20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING. Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom. The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,705.85 per quarter. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

48 days
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259
|
11
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Source: CPAR,MLS#: 792546MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Bedroom

Bunkroom

Covered Balcony

Primary Bathroom

Zillow last checked:

Listing updated:

Listed by:

Alice de La Penha 850-771-3150,

Coldwell Banker Realty

Source: CPAR,MLS#: 792546MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Bedroom, Full Bath, Half Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
  • Level: First
  • Dimensions: 15.1 x 11.4
Bedroom
  • Level: First
  • Dimensions: 15.1 x 10.2
Primary bathroom
  • Level: First
  • Dimensions: 9.5 x 8.11
Other
  • Level: First
  • Dimensions: 12 x 7.3
Other
  • Level: First
  • Dimensions: 5.6 x 7.7
Half bath
  • Level: First
  • Dimensions: 3.11 x 7.11
Kitchen
  • Level: First
  • Dimensions: 12.5 x 9.1
Living room
  • Level: First
  • Dimensions: 16.3 x 13.9
Other
  • Features: Balcony
  • Level: First
  • Dimensions: 32.6 x 6.6
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • Laundry: Stacked
Features
  • Main Level Primary, Tub Shower
Interior area
  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Garage
  • Garage spaces: 1
Features
  • Patio & porch: Balcony
  • Pool features: Electric Heat, Indoor, In Ground, Community
  • Has view: Yes
  • View description: Gulf, Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • Waterfront features: Gulf
Details
  • Parcel number: 40000675248
  • Zoning description: Resid Multi-Family

Construction

Type & style
  • Home type: Condo
  • Architectural style: High Rise
  • Property subtype: Condominium
  • Attached to another structure: Yes
Condition
  • New construction: No
  • Year built: 2007

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

Community & HOA

Community
  • Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Playground, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
  • Security: Fire Sprinkler System, Security Gate, 24 Hour Security, Security Guard
  • Subdivision: Shores Of Panama Phase II
HOA
  • Has HOA: Yes
  • Amenities included: Other, See Remarks, Beach Rights, Barbecue
  • Services included: Association Management, Cable TV, Fitness Facility, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Water
  • HOA fee: $3,706 quarterly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $358/sqft
  • Tax assessed value: $444,125
  • Annual tax amount: $4,967
  • Date on market: 7/12/2026
  • Cumulative days on market: 48 days
  • Electric utility on property: Yes

Price history

DateEventPrice
8/11/2026Price change$395,000-4.8%$358/sqft
Source: CPAR #792546 Report a problem
7/12/2026Listed for sale$415,000-7.8%$377/sqft
Source: CPAR #792546 Report a problem
5/7/2026Listing removed$449,900$408/sqft
Source: CPAR #773054 Report a problem
5/6/2025Listed for sale$449,900+83.6%$408/sqft
Source: CPAR #773054 Report a problem
1/4/2013Sold$245,000$222/sqft
Source: CPAR #605118 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$4,967 +5.4%$322,435 +10%
2023$4,710 +32.5%$293,123 +10%
2022$3,555 $266,475
2021-- --
2020$3,300 +9.5%$266,900 +9%
2019$3,015 $244,970 +10%
2018$3,015 +8.9%$222,700 -6.4%
2017$2,769 +2.2%$238,000 -0.3%
2016$2,710 -2.1%$238,638 +3%
2015$2,769 $231,625 +7.4%
2014$2,769 $215,688 -0.5%
2013-- $216,750 +2%
2012-- $212,500
2011-- $212,500
2010-- $212,500 -34.9%
2009-- $326,192 -20.5%
2008-- $410,295

Find assessor info on the county website

Monthly payment

Est. payment
$3,665/mo
Principal & interest
$2012
HOA Fees
$1235
Property taxes
$418
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Estimated market value

$383,300

$364,000 - $402,000

$2,604/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32408

Nearby schools

Breakfast Point Academy
Grades PK-81 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
J.R. Arnold High School
Grades 9-122 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10