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For sale
$360,000
2beds
907sqft

9900 Thomas Dr Unit 413, Panama City Beach, FL 32408

2beds
907sqft
Condominium
Built in 2007
1 Garage space
$397 price/sqft
$1,164/mo HOA

What's special

Direct private beachfront accessGulf-front primary suitePrivate bunk roomResort-style pool viewsSpacious hot tubStainless steel appliances

SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient. Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

75 days
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189
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11
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Source: CPAR,MLS#: 791202MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Bunk Room

Covered Balcony

Zillow last checked:

Listing updated:

Listed by:

Alice de La Penha 850-771-3150,

Coldwell Banker Realty

Source: CPAR,MLS#: 791202MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
  • Level: First
  • Dimensions: 14.3 x 18.4
Primary bathroom
  • Level: First
  • Dimensions: 4.11 x 10.2
Other
  • Level: First
  • Dimensions: 8.11 x 7.2
Other
  • Level: First
  • Dimensions: 8.11 x 8
Kitchen
  • Level: First
  • Dimensions: 11.7 x 9.1
Living room
  • Level: First
  • Dimensions: 16.1 x 17.11
Other
  • Features: Balcony
  • Level: First
  • Dimensions: 30.7 x 6.6
Heating
  • Central, Electric
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • Laundry: Stacked
Features
  • Main Level Primary, Tub Shower
Interior area
  • Total structure area: 907
  • Total interior livable area: 907 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Garage
  • Garage spaces: 1
Features
  • Patio & porch: Balcony
  • Pool features: Indoor, In Ground, Community
  • Has view: Yes
  • View description: Gulf, Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • Waterfront features: Gulf
Details
  • Parcel number: 40000650064
  • Zoning description: Resid Multi-Family
  • Special conditions: Listed As-Is

Construction

Type & style
  • Home type: Condo
  • Architectural style: High Rise
  • Property subtype: Condominium
  • Attached to another structure: Yes
Condition
  • New construction: No
  • Year built: 2007

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available

Community & HOA

Community
  • Features: Barbecue, Beach, Elevator, Fitness Center, Park, Pool, Waterfront, Community Pool, Short Term Rental Allowed
  • Security: Fire Sprinkler System, Secured Garage/Parking, 24 Hour Security
  • Subdivision: Shores Of Panama
HOA
  • Has HOA: Yes
  • Amenities included: Other, See Remarks, Beach Rights, Barbecue
  • Services included: Association Management, Cable TV, Fitness Facility, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Security, Water
  • HOA fee: $3,492 quarterly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $397/sqft
  • Tax assessed value: $361,251
  • Annual tax amount: $3,821
  • Date on market: 6/11/2026
  • Cumulative days on market: 76 days
  • Electric utility on property: Yes

Price history

DateEventPrice
6/11/2026Listed for sale$360,000+2.9%$397/sqft
Source: CPAR #791202 Report a problem
6/11/2026Listing removed--
Source: Owner Report a problem
5/23/2026Listed for sale$350,000+79.6%$386/sqft
Source: Owner Report a problem
3/14/2014Listing removed$194,900$215/sqft
Source: Coldwell Banker United, Realtors #600830 Report a problem
2/14/2014Sold$194,900$215/sqft
Source: ECAOR #600830 Report a problem
7/25/2013Listed for sale$194,900$215/sqft
Source: Coldwell Banker United, Realtors #600830 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$3,988 +3.5%$256,253 +10%
2023$3,855 +29.5%$232,957 +10%
2022$2,976 $211,779
2021-- --
2020$2,419 +9.6%$195,314 +10%
2019$2,208 $177,558 +10%
2018$2,208 +8.7%$161,416 +3.5%
2017$2,032 +13.6%$155,976 -0.1%
2016$1,789 -4.7%$156,189
2015$1,877 $156,189 +6.8%
2014$1,877 $146,201 +5.8%
2013-- $138,125 -0.6%
2012-- $138,975 -0.7%
2011-- $140,000 -21.6%
2010-- $178,500 -14.8%
2009-- $209,610 -10%
2008-- $232,900

Find assessor info on the county website

Monthly payment

Est. payment
$3,365/mo
Principal & interest
$1820
HOA Fees
$1164
Property taxes
$381
More affordability toolsChevron Right

Estimated market value

$346,200

$329,000 - $364,000

$2,475/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32408

Nearby schools

Breakfast Point Academy
Grades PK-81 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
J.R. Arnold High School
Grades 9-122.1 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10