Welcome to 9910 Del Surf Ln - Low-Maintenance Luxury with a Rare Financing Opportunity! Tucked inside a gated community in the heart of Elk Grove, this elegant 3-bedroom, 2-bath condo with a spacious loft offers the perfect blend of style, comfort, and smart living. Step inside to discover a thoughtfully designed two-story layout featuring distinct living and dining areas, a modern kitchen, and serene, private bedrooms. The upstairs loft adds flexibilityideal for a home office, gym, or cozy retreat. Located in one of Elk Grove's top-rated school districts, this home is as practical as it is beautiful. Enjoy eco-conscious perks like solar panels to help cut energy costs and an EV charger for your electric vehicle. You'll also love the low-maintenance lifestyle and access to the community poolperfect for relaxing or entertaining guests. Here's what truly sets this home apart: It comes with a 2.25% assumable VA loana rare opportunity that may be available to non-VA buyers as well. Yes, you read that right: even if you're not VA-eligible, you could potentially assume this ultra-low rate and lock in major monthly savings.
Closed
$475,000
9910 Del Surf Ln, Elk Grove, CA 95757
3beds
1,536sqft
Condominium
Built in 2020
-- sqft lot
$475,400 Zestimate®
$309/sqft
$2,775 Estimated rent
Home value
$475,400
$433,000 - $523,000
$2,775/mo
Zestimate® history
Owner options
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$2,775/mo
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$2,775/mo
Rent Zestimate®
Refinance and save
$3,159/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,159/mo
Est. payment
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List your homeWhat's special
Gated communitySpacious loftCozy retreatCommunity poolHome officeSerene private bedroomsThoughtfully designed two-story layout
Zillow last checked:
Listing updated:
Listed by:
Veronica Lugo DRE #02033964 916-230-8417,
LPT Realty, Inc,
Suneet Agarwal DRE #01730722 916-435-6850,
LPT Realty, Inc
Bought with:
Javen Bains, DRE #02152212
eXp Realty of California Inc.
Source: MetroList Services of CA,MLS#: 225084519Originating MLS: MetroList Services, Inc.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining room
- Features: Space in Kitchen, Other
Kitchen
- Features: Granite Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Laundry: Inside Room
Features
- Flooring: Carpet, Laminate
- Has fireplace: No
Interior area
- Total interior livable area: 1,536 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 2
- Entry location: Other
- Has private pool: Yes
- Pool features: In Ground, Community
Lot
- Features: Low Maintenance
Details
- Parcel number: 13218800180003
- Zoning description: RD-20
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Concrete, Stucco, Frame
- Foundation: Slab
- Roof: Tile
Condition
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public, Electric, Solar, Internet Available, Natural Gas Connected
Green energy
- Energy generation: Solar
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Pool, Other
- Services included: Pool
- HOA fee: $141 monthly
Location
- Region: Elk Grove
Financial & listing details
- Price per square foot: $309/sqft
- Tax assessed value: $413,422
- Annual tax amount: $5,251
- Price range: $475K - $475K
- Date on market: 1/24/2026
Price history
| Date | Event | Price |
|---|---|---|
| 1/15/2026 | Sold | $475,000-1%$309/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 9/6/2025 | Pending sale | $480,000$313/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 8/31/2025 | Price change | $480,000-3%$313/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 8/20/2025 | Price change | $495,000-1%$322/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 7/10/2025 | Price change | $500,000-2.9%$326/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 6/25/2025 | Listed for sale | $515,000+34.8%$335/sqft |
Source: MetroList Services of CA #225084519 Report a problem | ||
| 9/16/2020 | Sold | $382,000$249/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,251 +0.6% | $413,422 +2% |
| 2024 | $5,219 +1.5% | $405,316 +2% |
| 2023 | $5,139 0% | $397,369 +2% |
| 2022 | $5,140 | $389,578 +2% |
| 2021 | -- | $381,940 +452.3% |
| 2020 | $3,257 +132.8% | $69,156 +236.6% |
| 2019 | $1,399 +15.9% | $20,546 +277.8% |
| 2018 | $1,207 | $5,438 |
Find assessor info on the county website
Neighborhood: Monterey Village
Nearby homes
- $48,039-- bd-- ba-- sqft4145 Ocean Ln, Elk Grove, CA 95757Off Market
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- $476,100-- bd-- ba-- sqft9922 Del Surf Ln, Elk Grove, CA 95757Off Market
- $525,6003 bd2 ba1.5k sqft9920 Del Surf Ln, Elk Grove, CA 95757Off Market
- $476,7003 bd2 ba1.4k sqft9914 Del Surf Ln, Elk Grove, CA 95757Off Market
- $442,2002 bd2 ba1.2k sqft9904 Del Surf Ln, Elk Grove, CA 95757Off Market
- $495,0003 bd3 ba1.5k sqft9902 Del Surf Ln, Elk Grove, CA 95757Pending
Nearby schools
GreatSchools rating
- 9/10Helen Carr Castello Elementary SchoolGrades: K-6Distance: 0.6 mi
- 7/10Toby Johnson Middle SchoolGrades: 7-8Distance: 1.1 mi
- 9/10Franklin High SchoolGrades: 9-12Distance: 1.2 mi
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Estimated market value
$475,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$475,400
- California
- Sacramento County
- Elk Grove
- 95757
- Monterey Village
- 9910 Del Surf Ln
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