Spacious and beautifully maintained 4-bedroom, 4-bath home in Otsego offering comfort, flexibility, and a truly scenic setting. Nestled on a park-like lot, this property features a walkout basement with two separate entrances, multiple outdoor living spaces—including a deck off the main level and a private deck from the upper-level primary suite—and plenty of room to live, work, and entertain.
Inside, you’ll find a versatile layout with two separate family rooms, a main-floor office or bedroom, and a basement game room complete with a convenient kitchenette—ideal for guests, hobbies, or multi-generational living. The kitchen showcases granite countertops, ceramic backsplash, and updated fixtures, while the home offers a blend of hardwood, laminate, and carpet flooring throughout.
Recent improvements provide peace of mind, including a new roof (Sept. 2025), compliant septic inspection and pumping (2025), driveway seal coating (2025), new water softener (2023), furnace motor replacement (2026), and numerous appliance and mechanical updates over the years. Additional upgrades include updated lighting, iron filter, garage heater, insulated garage ceiling, and a new garage door opener. The heated and insulated garage with 8 foot garage doors adds year-round functionality.
Outdoors, enjoy a 10-zone in-ground sprinkler system and easy access to Lilly Pond Park at the neighborhood entrance, along with walking trails that wind through the community and along the Mississippi River.
This home combines thoughtful updates, generous living spaces, and a beautiful natural setting—ready to enjoy for years to come.
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$595,000
9928 James Ave NE, Otsego, MN 55362
4beds
3,203sqft
Single Family
Built in 2001
1 Acres Lot
$597,200 Zestimate®
$186/sqft
$3,853 Estimated rent
Home value
$597,200
$537,000 - $663,000
$3,853/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Bought with:
5
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7018616
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Bedroom
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 2
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11x11
Dining room
- Level: Main
- Area: 165 Square Feet
- Dimensions: 15x11
Family room
- Level: Lower
- Area: 630 Square Feet
- Dimensions: 30x21
Kitchen
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13x12
Laundry
- Level: Main
- Area: 56 Square Feet
- Dimensions: 8x7
Living room
- Level: Main
- Area: 437 Square Feet
- Dimensions: 23x19
Office
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Recreation room
- Level: Lower
- Area: 378 Square Feet
- Dimensions: 27x14
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Features
- Basement: Finished
- Number of fireplaces: 2
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 3,203
- Total interior livable area: 3,203 sqft
- Finished area above ground: 1,969
- Finished area below ground: 981
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Garage Door Height (8)
Accessibility
- Accessibility features: None
Features
- Levels: Modified Two Story
- Stories: 2
- Patio & porch: Deck
Lot
- Size: 1 Acres
- Dimensions: 190 x 242 x 188 x 237
Details
- Foundation area: 1251
- Parcel number: 118164014060
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: 200+ Amp Service
- Gas: Natural Gas
- Sewer: Private Sewer, Tank with Drainage Field
- Water: Private, Well
Community & HOA
Community
- Subdivision: Mississippi Pines
HOA
- Has HOA: Yes
- Services included: Shared Amenities
- HOA fee: $242 annually
- HOA name: Mississippi Pines
- HOA phone: 763-295-6842
Location
- Region: Otsego
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $474,000
- Annual tax amount: $4,316
- Date on market: 2/19/2026
- Cumulative days on market: 140 days
Price history
| Date | Event | Price |
|---|---|---|
| 4/24/2026 | Sold | $595,000-0.8%$186/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7018616 Report a problem | ||
| 3/29/2026 | Pending sale | $599,900$187/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7018616 Report a problem | ||
| 2/20/2026 | Listed for sale | $599,900-1.6%$187/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7018616 Report a problem | ||
| 11/18/2025 | Listing removed | $609,900$190/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6765642 Report a problem | ||
| 10/2/2025 | Price change | $609,900-2.4%$190/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6765642 Report a problem | ||
| 8/29/2025 | Price change | $624,900-1.6%$195/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6765642 Report a problem | ||
| 8/7/2025 | Listed for sale | $634,900+87.8%$198/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6765642 Report a problem | ||
| 8/28/2015 | Sold | $338,000-3.4%$106/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4567455 Report a problem | ||
| 7/2/2015 | Pending sale | $350,000$109/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4567455 Report a problem | ||
| 6/6/2015 | Price change | $350,000-4.1%$109/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4567455 Report a problem | ||
| 3/3/2015 | Listed for sale | $364,900-2.7%$114/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4567455 Report a problem | ||
| 12/2/2014 | Listing removed | $375,000$117/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4523220 Report a problem | ||
| 9/30/2014 | Listed for sale | $375,000-3.8%$117/sqft |
Source: Edina Realty, Inc. #4523220 Report a problem | ||
| 11/3/2003 | Sold | $390,000+7.7%$122/sqft |
Source: Public Record Report a problem | ||
| 8/16/2002 | Sold | $362,000+383.3%$113/sqft |
Source: Public Record Report a problem | ||
| 7/18/2001 | Sold | $74,900$23/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,440 -0.8% | $474,000 -9.5% |
| 2023 | $4,474 +1.3% | $523,500 +17.1% |
| 2022 | $4,415 +0.5% | $447,000 +12.7% |
| 2021 | $4,394 -0.3% | $396,800 +1.7% |
| 2020 | $4,406 -63.8% | $390,300 +2.4% |
| 2019 | $12,188 +176.6% | $381,000 +4.2% |
| 2018 | $4,406 +12.3% | $365,600 +6.4% |
| 2017 | $3,922 +5.1% | $343,700 |
| 2016 | $3,730 | -- |
| 2015 | $3,730 +4.1% | -- |
| 2014 | $3,582 -0.4% | -- |
| 2013 | $3,596 -4.5% | -- |
| 2012 | $3,764 -0.9% | -- |
| 2011 | $3,796 -1.8% | -- |
| 2010 | $3,867 -7.9% | -- |
| 2009 | $4,201 -3.6% | -- |
| 2008 | $4,359 +16.1% | -- |
| 2007 | $3,756 -2% | -- |
| 2006 | $3,832 +4.2% | -- |
| 2005 | $3,678 +3.3% | -- |
| 2004 | $3,560 +27.4% | -- |
| 2003 | $2,794 +516.8% | -- |
| 2002 | $453 | -- |
Find assessor info on the county website
Neighborhood: 55362
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Nearby schools
GreatSchools rating
- NAEastview Education CenterGrades: PK-KDistance: 3.7 mi
- 7/10Monticello Middle SchoolGrades: 6-8Distance: 4.2 mi
- 9/10Monticello Senior High SchoolGrades: 9-12Distance: 3.9 mi
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Estimated market value
$597,200
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Estimated market value
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- Minnesota
- Wright County
- Otsego
- 55362
- 9928 James Ave NE
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