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For salePrice cut: $10K (10/7)
$469,000
4beds
2,747sqft

995 KARST TREE LANE, APOPKA, FL 32703

4beds
2,747sqft
Single Family Residence
Built in 2018
7,341 Square Feet Lot
$463,400 Zestimate®
$171/sqft
$70/mo HOA

What's special

Stylish finishesGenerous loftImpressive large islandGranite countertopsSpacious gourmet kitchenHigh ceilingsFlexible living space upstairs

Welcome to 995 Karst Tree Lane, a beautifully designed K. Hovnanian home in Apopka’s Hilltop Reserve community, where thoughtful spaces, stylish finishes, and an easygoing neighborhood feel come together beautifully. Built in 2018 and offering approximately 2,800 square feet, this 4-bedroom home plus an office has the space and flexibility to fit the way you live today. Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle. The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers. The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage. Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own. Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces. Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden's famous Farmer's Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events. Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.

44 days
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283
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38
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Source: Stellar MLS,MLS#: O6436183MLS LogoOriginating MLS: Orlando Regional
Travel times

Kitchen

Family Room

Office/Den

Primary Bathroom

Primary Bedroom

Primary Bathroom

Foyer

Bonus Room

Zillow last checked:

Listing updated:

Listed by:

Heather Walker, PA 407-383-0762,

BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY 407-203-0007,

Joseph Doher 407-203-0007,

BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY

Source: Stellar MLS,MLS#: O6436183MLS LogoOriginating MLS: Orlando Regional

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
Rooms
  • Room types: Den/Library/Office, Utility Room, Loft
Primary bedroom
  • Features: Dual Sinks, En Suite Bathroom, Multiple Shower Heads, Shower No Tub, Stone Counters, Walk-In Closet(s)
  • Level: First
Bedroom 2
  • Features: Built-in Closet
  • Level: Second
Bedroom 3
  • Features: Built-in Closet
  • Level: Second
Bedroom 4
  • Features: Built-in Closet
  • Level: Second
Kitchen
  • Features: Breakfast Bar, Granite Counters, Kitchen Island, Pantry
  • Level: First
Living room
  • Level: First
Loft
  • Level: Second
Office
  • Level: First
Office
  • Level: First
Heating
  • Central, Electric, Natural Gas
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Laundry: Inside, Laundry Room
Features
  • Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
  • Flooring: Laminate, Tile
  • Doors: French Doors
  • Has fireplace: No
Interior area
  • Total structure area: 3,483
  • Total interior livable area: 2,747 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting, Sidewalk
Lot
  • Size: 7,341 Square Feet
  • Features: Corner Lot, Sidewalk
Details
  • Parcel number: 212128363302300
  • Zoning: P-D
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Block, Concrete, Stucco
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 2018

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: BB/HS Internet Available, Electricity Connected, Natural Gas Connected, Public, Street Lights

Community & HOA

Community
  • Pet fee: $0 monthly
  • Subdivision: HILLTOP RESERVE PH 4
HOA
  • Has HOA: Yes
  • HOA fee: $70 monthly
  • HOA name: Miriam Hay
  • HOA phone: 407-682-3443
Location
  • Region: Apopka

Financial & listing details

  • Price per square foot: $171/sqft
  • Tax assessed value: $453,782
  • Annual tax amount: $7,239
  • Date on market: 8/25/2026
  • Cumulative days on market: 44 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved

Price history

DateEventPrice
10/7/2026Price change$469,000-2.1%$171/sqft
Source: Stellar MLS #O6436183
8/25/2026Listed for sale$479,000+42.4%$174/sqft
Source: Stellar MLS #O6436183
12/4/2018Sold$336,425$122/sqft
Source: Public Record

Public tax history

YearProperty taxesTax assessment
2024$6,948 +7.1%$438,590 +3%
2023$6,490 +9.2%$425,816 +26.7%
2022$5,941 +12.8%$336,098 +10%
2021$5,267 +3.7%$305,544 +4.5%
2020$5,082 -1.8%$292,322 -0.6%
2019$5,173 +950.6%$294,101 +880.3%
2018$492 $30,000

Find assessor info on the county website

Monthly payment

Est. payment
$3,498/mo
Principal & interest
$2596
Property taxes
$832
HOA Fees
$70
More affordability toolsChevron Right

Estimated market value

$463,400

$440,000 - $487,000

$3,086/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: South Apopka

Nearby schools

Phyllis Wheatley Elementary School
Grades PK-5 • 0.8 miles
2/10
GreatSchools® Rating
Test Score Rating
2/10
Student Progress Rating
2/10
Piedmont Lakes Middle School
Grades 6-8 • 2.7 miles
5/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
5/10
Wekiva High School
Grades 9-12 • 2.9 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
3/10
Student Progress Rating
2/10