LOT 12 Gulf Terrace Ln, Pt Saint Joe, FL 32456

0.2 mi to beach access X Flood Zone Underground utilities available Short-term rentals permitted No HOA fees. Build your coastal home or vacation investment on this 0.25-acre homesite in The Highlands of St. Joe Beach. Set within a quiet cul-de-sac just three blocks from the Gulf of Mexico, this property offers a rare blend of peace and proximity to the water. Located in an X Flood Zone, the lot sits high and dry with paved road access, streetlights, and underground public utilities available for connection. Protective covenants and restrictions ensure a well-maintained neighborhood while still allowing short-term rentals—ideal for personal use or future income potential. Enjoy the laid-back coastal lifestyle with beach access just steps away and St. Joseph Bay visible from the neighborhood. Beacon Hill Park, and Shipwreck Raw Bar are all within a mile, offering easy access to local dining and recreation. Downtown Port St. Joe and Mexico Beach are each about 10 minutes away, providing shopping, marinas, and boat access to the Bay and Gulf. Design your home plans to capture the sea breeze and sunlight of Florida's Forgotten Coast while enjoying modern amenities and small-town charm. Whether you're building a primary residence or an investment property, this St. Joe Beach location offers endless possibilities for your next coastal chapter.