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Pending
    • Price cut: $20K (7/23)
    $449,000

    10 Locks Rd, Palmyra, VA 22963

    3beds
    1,613sqft
    : 
    $2,888/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.37 Acres Lot
    $440,700 Zestimate®
    $278/sqft
    $121/mo HOA

    What's special

    Cozy fireplaceExceptional curb appealGranite countertopsCovered front porchLarge pantryCathedral ceilingsCherry cabinets
    Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.
    98 days
    |
    842
    |
    44
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    IRIS HELFRICH 434-981-9956,

    MONTICELLO COUNTRY REALTY, LLC 434-589-3539

    Source: CAAR,MLS#: 676173MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Bathroom, Breakfast Room/Nook, Bedroom, Full Bath, Foyer, Kitchen, Living Room
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Breakfast room nook
      • Level: First
      Foyer
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Disposal, Microwave, Dryer, Washer
      Features
      • Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
      • Flooring: Ceramic Tile, Hardwood, Vinyl
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,051
      • Total interior livable area: 1,613 sqft
      • Finished area above ground: 1,613
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Patio, Porch, Screened
      • Exterior features: Mature Trees/Landscape, Porch
      • Has view: Yes
      • View description: Golf Course, Residential
      Lot
      • Size: 0.37 Acres
      • Features: Landscaped, Native Plants
      Details
      • Additional structures: Other
      • Parcel number: 18A 4 179
      • Zoning description: R-3 Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stick Built, Vinyl Siding
      • Foundation: Block
      • Roof: Architectural
      Condition
      • New construction: No
      • Year built: 1998
      Details
      • Builder name: TAYLOR LYN HOMES, INC

      Utilities & green energy

      • Electric: Underground
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane

      Community & HOA

      Community
      • Features: Dock, Gated
      • Security: Gated Community, Security Guard
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Sports Fields, Water, Beach Rights
      • Services included: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, Trash
      • HOA fee: $1,450 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $278/sqft
      • Tax assessed value: $276,900
      • Annual tax amount: $2,800
      • Date on market: 4/22/2026
      • Cumulative days on market: 97 days
      • Exclusions: mantle in office
      Iris Helfrich

      (434) 981-9956

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $440,700

        $419,000 - $463,000

        $2,133/mo

        Price history

        DateEventPrice
        7/26/2026Pending sale$449,000$278/sqft
        Source: CAAR #676173 Report a problem
        7/23/2026Price change$449,000-4.3%$278/sqft
        Source: CAAR #676173 Report a problem
        4/24/2026Listed for sale$469,000+95.4%$291/sqft
        Source: CAAR #676173 Report a problem
        12/3/2014Sold$240,000$149/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,337 $276,900
        2023$2,337 $276,900 +18.1%
        2022-- $234,400
        2021-- $234,400
        2020-- $234,400 +14.9%
        2018$1,719 $204,000
        2017$1,719 $204,000 +2.5%
        2016$1,719 $199,100
        2015$1,719 +10.7%$199,100 +1.9%
        2014$1,553 -1.4%$195,300
        2013$1,574 $195,300 -29.3%
        2012-- $276,200
        2011$1,491 $276,200
        2010-- $276,200
        2009-- $276,200
        2008-- $276,200
        2007-- $276,200 +13.8%
        2006-- $242,700
        2005-- $242,700 +46.7%
        2004-- $165,400
        2003-- $165,400
        2002-- $165,400 +11.9%
        2001$1,049 $147,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22963

        Getting around

        10 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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