Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.
Active
$469,000
10 Locks Rd, Palmyra, VA 22963
3beds
1,613sqft
Single Family Residence
Built in 1998
0.37 Acres Lot
$454,900 Zestimate®
$291/sqft
$121/mo HOA
What's special
- 52 days |
- 557 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
IRIS HELFRICH 434-981-9956,
MONTICELLO COUNTRY REALTY, LLC
Source: CAAR,MLS#: 676173
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bedroom, Full Bath, Foyer, Kitchen, Living Room
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Breakfast room nook
- Level: First
Foyer
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Dryer, Washer
Features
- Primary Downstairs, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Hardwood, Vinyl
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,051
- Total interior livable area: 1,613 sqft
- Finished area above ground: 1,613
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio, Porch, Screened
- Exterior features: Mature Trees/Landscape, Porch
- Has view: Yes
- View description: Golf Course, Residential
Lot
- Size: 0.37 Acres
- Features: Landscaped, Native Plants
Details
- Additional structures: Other
- Parcel number: 18A 4 179
- Zoning description: R-3 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1998
Details
- Builder name: TAYLOR LYN HOMES, INC
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane
Community & HOA
Community
- Features: Dock, Gated
- Security: Gated Community, Security Guard
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Sports Fields, Water, Beach Rights
- Services included: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, Trash
- HOA fee: $1,450 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $276,900
- Annual tax amount: $2,800
- Date on market: 4/22/2026
- Cumulative days on market: 50 days
- Exclusions: mantle in office
Estimated market value
$454,900
$432,000 - $478,000
$2,085/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/24/2026 | Listed for sale | $469,000+95.4%$291/sqft |
Source:  CAAR #676173 Report a problem | ||
| 12/3/2014 | Sold | $240,000$149/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,337 | $276,900 |
| 2023 | $2,337 | $276,900 +18.1% |
| 2022 | -- | $234,400 |
| 2021 | -- | $234,400 |
| 2020 | -- | $234,400 +14.9% |
| 2018 | $1,719 | $204,000 |
| 2017 | $1,719 | $204,000 +2.5% |
| 2016 | $1,719 | $199,100 |
| 2015 | $1,719 +10.7% | $199,100 +1.9% |
| 2014 | $1,553 -1.4% | $195,300 |
| 2013 | $1,574 | $195,300 -29.3% |
| 2012 | -- | $276,200 |
| 2011 | $1,491 | $276,200 |
| 2010 | -- | $276,200 |
| 2009 | -- | $276,200 |
| 2008 | -- | $276,200 |
| 2007 | -- | $276,200 +13.8% |
| 2006 | -- | $242,700 |
| 2005 | -- | $242,700 +46.7% |
| 2004 | -- | $165,400 |
| 2003 | -- | $165,400 |
| 2002 | -- | $165,400 +11.9% |
| 2001 | $1,049 | $147,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.7 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 1.9 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.7 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Locks Rd
Nearby cities
Nearby zip codes
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