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Active
    • $649,900

    4 Locks Rd, Palmyra, VA 22963

    4beds
    3,138sqft
    : 
    $4,389/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    0.46 Acres Lot
    $635,500 Zestimate®
    $207/sqft
    $122/mo HOA

    What's special

    Backyard viewsCozy gas fireplaceBeautiful golf course viewsFenced backyardMain-level primary suiteCovered patioAggregate walkway
    OPEN HOUSE 10/11 2-4pm!! Designed for spacious living & multigenerational living flexibility! This impressive golf-front Lake Monticello home offers generous square footage, separate garages (one 2-car garage above grade & one 2-car below grade) & a fully finished walkout terrace level with its own private entrance. A covered front porch & aggregate walkway welcome you thru double doors into a dramatic 2-story foyer with archway. Expansive living room features a vaulted ceiling & cozy gas fireplace, while thekitchen offers 42" cabinetry, gas cooking & an adjoining breakfast room. Spacious dining room is highlighted by a vaulted ceiling & large palladian window. Main-level primary suite features a tray ceiling, backyard views, walk-in closet, bath with separate vanities, soaking tub & shower, plus conveniently located laundry room. Split-bedroom design provides privacy, with spacious guest rooms & a vaulted bedroom with palladian window also ideal for a home office. Downstairs terrace offers a 4th bedroom, family room, full bath, storage & 2nd garage. Enjoy a large screened porch, large deck, covered patio, fenced backyard & beautiful golf course views. Close to parks, sports field, walking trails, golf course & Slice Gate.
    6 days
    414
    17

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    THE GUNNELS GROUP 434-960-8987,

    LONG & FOSTER - LAKE MONTICELLO 434-589-7653

    Source: CAAR,MLS#: 682788MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Bathroom, Breakfast Room/Nook, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Kitchen, Laundry, Living Room, Utility Room
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Breakfast room nook
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: Basement
      Foyer
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: Basement
      Heating
      • Heat Pump, Propane
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Dryer, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Double Vanity, Jetted Tub, Primary Downstairs, Walk-In Closet(s), Tray Ceiling(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Utility Room, Vaulted Ceiling(s)
      • Flooring: Ceramic Tile, Laminate
      • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: One, Gas
      Interior area
      • Total structure area: 4,931
      • Total interior livable area: 3,138 sqft
      • Finished area above ground: 2,185
      • Finished area below ground: 953

      Property

      Parking
      • Total spaces: 4
      • Parking features: Asphalt, Attached, Basement, Electricity, Garage, Garage Faces Side
      • Attached garage spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Porch, Screened
      • Exterior features: Fully Fenced, Mature Trees/Landscape, Porch, Propane Tank - Leased
      • Pool features: Association
      • Has spa: Yes
      • Fencing: Fenced,Full
      • Has view: Yes
      • View description: Golf Course, Residential, Trees/Woods
      Lot
      • Size: 0.46 Acres
      • Features: Landscaped, Level, Native Plants, On Golf Course, Partially Cleared, Private, Secluded, Wooded
      Details
      • Parcel number: 18A4188
      • Zoning description: R-4 Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stick Built, Vinyl Siding
      • Foundation: Block
      • Roof: Architectural
      Condition
      • New construction: No
      • Year built: 1999
      Details
      • Builder name: SOUTHERN HOME BUILDERS

      Utilities & green energy

      • Electric: Underground
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Fiber Optic Available, Propane

      Community & HOA

      Community
      • Features: None, Dock, Gated
      • Security: Dead Bolt(s), Gated Community
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
      • Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
      • HOA fee: $122 monthly
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $207/sqft
      • Tax assessed value: $525,900
      • Annual tax amount: $3,970
      • Date on market: 10/7/2026
      • Cumulative days on market: 7 days

        Estimated market value

        $635,500

        $604,000 - $667,000

        $2,470/mo

        Price history

        DateEventPrice
        10/8/2026Listed for sale$649,900+1610.3%$207/sqft
        Source: CAAR #682788 Report a problem
        9/2/1998Sold$38,000$12/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,944 +15.5%$525,900 +30%
        2024$3,414 $404,500
        2023$3,414 $404,500 +18.3%
        2022-- $341,900
        2021-- $341,900
        2020-- $341,900 +15.5%
        2018$1,146 $296,100
        2017$1,146 $296,100 +10%
        2016$1,146 $269,300
        2015$1,146 +121.4%$269,300 +3.4%
        2014$518 -74.2%$260,500
        2013$2,007 $260,500 -26%
        2012-- $352,100
        2011$1,901 $352,100
        2010-- $352,100
        2009-- $352,100
        2008-- $352,100
        2007-- $352,100 +12%
        2006-- $314,300
        2005-- $314,300 +33.5%
        2004-- $235,400
        2003-- $235,400
        2002-- $235,400 +15.1%
        2001$1,453 $204,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22963

        Getting around

        10 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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