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Active
    • Price cut: $5K (6/1)
    $644,900

    798 Jefferson Dr, Palmyra, VA 22963

    3beds
    2,305sqft
    : 
    $4,092/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.31 Acres Lot
    $633,200 Zestimate®
    $280/sqft
    $118/mo HOA

    What's special

    Private dockThree sided fireplaceWaterfront homeUpgraded bathroomsFull finished basementElegant granite counter topsKitchenette perfect for entertaining
    New Price! The most affordable water front home in the area at this time. Receive a 2006 Triumph boat with a 170 dual console and Yamaha four stroke 75 HP engine and trailer with an acceptable offer. Custom built waterfront retreat in Lake Monticello. This contemporary style home with modern updates offers 77 feet of water frontage, private dock, and two decks and sunroom overlooking the water. This home is located in a cove that opens up to the main body of the lake and is within a couple blocks of the Main Beach and the clubhouse. The well-equipped kitchen showcases top-of-the-line Maytag appliances, stylish 42" Kraftmaid cabinets, and elegant Granite counter tops brightened by translucent glass backsplash tiles. The Living room and Dining room boast Hardwood floors and lofty ceilings that along with the passive lighting create an open, and light-filled atmosphere. The three sided fireplace enhance these areas. The full finished basement features a spacious rec/office room with large built-ins, an optional murphy bed, a full bathroom, laundry room, and a kitchenette perfect for entertaining. This well maintained home offers updates such as upgraded bathrooms, solid wood doors, new roof, and a 2 car garage with paved driveway.
    104 days
    |
    682
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    GEORGE ROSARIO 434-962-2888,

    AKARION REALTY 434-842-3955,

    MELISSA ROSARIO 434-466-4335,

    AKARION REALTY

    Source: CAAR,MLS#: 675616MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bathroom, Bedroom, Dining Room, Family Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Recreation, Sunroom
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: Second
      Bathroom
      • Level: Basement
      Dining room
      • Level: First
      Kitchen
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: Basement
      Living room
      • Level: First
      Recreation
      • Level: Basement
      Sunroom
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Sink
      Features
      • Primary Downstairs, Walk-In Closet(s), Vaulted Ceiling(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Casement Window(s), Insulated Windows, Screens, Vinyl
      • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access
      • Has fireplace: Yes
      • Fireplace features: Glass Doors, Gas Log, Stone
      Interior area
      • Total structure area: 2,825
      • Total interior livable area: 2,305 sqft
      • Finished area above ground: 1,406
      • Finished area below ground: 899

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Grab Bars, Accessible Approach with Ramp, Accessible Doors
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Front Porch, Porch, Screened
      • Exterior features: Porch
      • Pool features: Association
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.31 Acres
      • Features: Landscaped, Waterfront
      • Topography: Rolling
      Details
      • Parcel number: 124
      • Zoning description: R-1 Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stick Built, Vinyl Siding
      • Foundation: Block
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1998
      Details
      • Builder name: MVC HOMES

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Pond
      • Security: Gated Community
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights
      • Services included: Association Management, Common Area Maintenance, Clubhouse, Insurance, Playground, Road Maintenance, Snow Removal, Security, Trash
      • HOA fee: $1,416 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $280/sqft
      • Tax assessed value: $433,700
      • Annual tax amount: $3,721
      • Date on market: 4/9/2026
      • Cumulative days on market: 105 days
      Jorge Rosario

      (434) 962-2888

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $633,200

        $602,000 - $665,000

        $2,454/mo

        Price history

        DateEventPrice
        6/1/2026Price change$644,900-0.8%$280/sqft
        Source: CAAR #675616 Report a problem
        4/9/2026Listed for sale$649,900+1633.1%$282/sqft
        Source: CAAR #675616 Report a problem
        7/1/1997Sold$37,500$16/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,660 $433,700
        2023$3,660 $433,700 +8.9%
        2022-- $398,400
        2021-- $398,400 -11.9%
        2020-- $452,300 +5.5%
        2018$3,521 $428,700
        2017$3,521 $428,700 +5.6%
        2016$3,521 $405,900
        2015$3,521 +10.7%$405,900 +1.4%
        2014$3,181 +24.4%$400,100
        2013$2,556 $400,100 -10.8%
        2012-- $448,500
        2011$2,422 $448,500
        2010-- $448,500
        2009-- $448,500
        2008-- $448,500
        2007-- $448,500 +84.2%
        2006-- $243,500
        2005-- $243,500 +26%
        2004-- $193,200
        2003-- $193,200
        2002-- $193,200 +50.6%
        2001$911 $128,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22963

        Getting around

        9 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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