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  • Price cut: $70K (6/16)
    $899,000

    3 Nutwood Cir, Palmyra, VA 22963

    3beds
    3,308sqft
    : 
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    Single Family Residence
    Built in 2002
    1.09 Acres Lot
    $877,100 Zestimate®
    $272/sqft
    $122/mo HOA

    What's special

    Waterfront opportunityFamily roomLots of storage spaceWalk-out patioVery quiet cul-de-sacOversized largely wooded lotLarge wet bar
    PRICE IMPROVEMENT. Unique WATERFRONT opportunity priced below tax assessed value. Large home (215 feet of water frontage) on a very quiet Cul-de-Sac. Ample square footage on an oversized, largely wooded lot with a private dock (with electricity). **Located in Lake Monticello's gated community. This private subdivision offers a golf course, beach, pool, parks, clubhouse, and more! Hardwood floors and an impressive living room with cathedral ceilings and a fireplace are the first things you see when you walk through the front door. The large kitchen features granite countertops and solid oak cabinetry.This is a one owner home with top-of-the-line finishes throughout. An open floor plan filled with abundant natural light allows the home to flow beautifully. There is also; a screened-in porch to enjoy views of the lake in any kind of weather, a radon mitigation system (installed at the owner’s request) and a new HVAC system. The spacious portion of finished basement boasts a large wet bar, family room, and walk-out patio. Unfinished includes LOTS of storage space and an indoor workshop with built-in tool benches. This home has so much space for entertaining and will be the perfect place for family and friends to enjoy the lake life!
    119 days
    |
    391
    |
    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    MATTIE SITES 540-748-1750,

    RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE 434-974-1500

    Source: CAAR,MLS#: 674697MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Rooms
      • Room types: Bathroom, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Kitchen, Laundry, Living Room, Mud Room, Sunroom, Utility Room
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Other
      • Level: Basement
      Dining room
      • Level: First
      Family room
      • Level: Basement
      Foyer
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Mud room
      • Level: First
      Other
      • Level: Basement
      Sunroom
      • Level: First
      Utility room
      • Level: Basement
      Heating
      • Central, Propane
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Dryer, Washer
      • Laundry: Sink
      Features
      • Wet Bar, Central Vacuum, Double Vanity, Jetted Tub, Primary Downstairs, Permanent Attic Stairs, Walk-In Closet(s), Breakfast Area, Entrance Foyer, Eat-in Kitchen, High Ceilings, Kitchen Island, Mud Room, Recessed Lighting, Utility Room, Vaulted Ceiling(s)
      • Flooring: Carpet, Hardwood
      • Windows: Screens
      • Basement: Exterior Entry,Heated,Partially Finished,Walk-Out Access
      • Attic: Permanent Stairs
      • Number of fireplaces: 2
      • Fireplace features: Two
      Interior area
      • Total structure area: 5,628
      • Total interior livable area: 3,308 sqft
      • Finished area above ground: 2,302
      • Finished area below ground: 1,006

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Concrete, Covered, Deck, Patio, Porch, Screened, Wood
      • Exterior features: Porch
      • Pool features: Association
      • Has spa: Yes
      Lot
      • Size: 1.09 Acres
      Details
      • Parcel number: 4084
      • Zoning description: R Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stick Built
      • Foundation: Block
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Community/Coop Sewer
      • Water: Public
      • Utilities for property: Fiber Optic Available

      Community & HOA

      Community
      • Features: Pond, Dock
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Basketball Court, Boat Dock, Clubhouse, Golf Course, Picnic Area, Playground, Pool, Tennis Court(s), Water
      • HOA fee: $1,459 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $272/sqft
      • Tax assessed value: $732,900
      • Annual tax amount: $7,490
      • Date on market: 3/23/2026
      • Cumulative days on market: 117 days
      MATTIE SITES

      MATTIE SITES

      (540) 748-1750

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        Estimated market value

        $877,100

        $833,000 - $921,000

        $3,172/mo

        Price history

        DateEventPrice
        6/16/2026Price change$899,000-7.2%$272/sqft
        Source: CAAR #674697 Report a problem
        4/28/2026Price change$969,000-3%$293/sqft
        Source: CAAR #674697 Report a problem
        3/25/2026Listed for sale$999,000-16.8%$302/sqft
        Source: CAAR #674697 Report a problem
        10/20/2025Listing removed$1,200,000$363/sqft
        Source: CAAR #664640 Report a problem
        5/22/2025Listed for sale$1,200,000$363/sqft
        Source: CAAR #664640 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,186 $732,900
        2023$6,186 $732,900 +8.5%
        2022-- $675,400
        2021-- $675,400
        2020-- $675,400 +9.9%
        2018$5,102 $614,400
        2017$5,102 $614,400 +4.8%
        2016$5,102 $586,000
        2015$5,102 +10.7%$586,000 +1.1%
        2014$4,609 +22.9%$579,800
        2013$3,751 $579,800 -11.9%
        2012-- $658,000
        2011$3,553 $658,000
        2010-- $658,000
        2009-- $658,000
        2008-- $658,000
        2007-- $658,000 +40.3%
        2006-- $469,100
        2005-- $469,100 +35.7%
        2004-- $345,600
        2003-- $345,600 +332%
        2002-- $80,000 +37.9%
        2001$412 $58,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22963

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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