OPEN SUN 9/6 1-3 ** Enjoy the Lake Monticello waterfront lifestyle with **179 feet of shoreline, a private deep-water dock, and direct access to boating, fishing and kayaking** from your own backyard. This beautifully updated waterfront home offers true main-level living with an open floor plan, spacious living and dining areas, and an updated kitchen featuring KraftMaid cabinetry, quartz countertops and designer backsplash. Luxury vinyl plank flooring flows throughout the main level. The primary suite includes a tray ceiling, sitting area and renovated bath with tiled shower. Take in the lake views from the screened porch or lakeside deck, then head down to your private dock for a day on the water. The finished walkout basement features a second kitchen and flexible living space—ideal for guests, extended stays or multi-generational living. Beautiful landscaping, retaining wall, paved driveway and circular gravel drive complete this move-in-ready **Lake Monticello waterfront home in Palmyra, VA**, offering the space, flexibility and waterfront lifestyle you've been looking for.
Active
$932,000
13 Condor Rd, Palmyra, VA 22963
4beds
3,117sqft
Single Family Residence
Built in 2003
0.69 Acres Lot
$911,400 Zestimate®
$299/sqft
$125/mo HOA
What's special
Beautiful landscapingPrivate deep-water dockTrue main-level livingBeautifully updated waterfront homeOpen floor planRetaining wall
- 131 days
- 530
- 26
Zillow last checked:
Listing updated:
Listed by:
GENEVIEVE REILLY 434-414-4453,
LONG & FOSTER - LAKE MONTICELLO 434-589-7653
Source: CAAR,MLS#: 676896
Originating MLS: Charlottesville Area Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Exercise Room, Full Bath, Foyer, Great Room, Kitchen, Laundry, Living Room, Sunroom
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Exercise room
- Level: Basement
Foyer
- Level: First
Great room
- Level: Basement
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: First
Living room
- Level: First
Sunroom
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Breakfast Area, Tray Ceiling(s), Entrance Foyer, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Luxury Vinyl Plank
- Basement: Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 4,000
- Total interior livable area: 3,117 sqft
- Finished area above ground: 1,760
- Finished area below ground: 1,357
Property
Parking
- Total spaces: 2
- Parking features: Attached, Electricity, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Patio, Porch, Screened
- Exterior features: Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.69 Acres
- Features: Waterfront
Details
- Parcel number: 18A 3 534
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & HOA
Community
- Features: Pond
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Association Management, Boat Ramp, Common Area Maintenance, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,494 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $299/sqft
- Tax assessed value: $635,800
- Annual tax amount: $6,336
- Date on market: 5/8/2026
- Cumulative days on market: 119 days
Estimated market value
$911,400
$866,000 - $957,000
$3,019/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Price change | $932,000-3.9%$299/sqft |
Source: | ||
| 5/20/2026 | Listed for sale | $969,500-86.8%$311/sqft |
Source: | ||
| 12/16/2022 | Sold | $7,335,000+878.1%$2,353/sqft |
Source: Public Record Report a problem | ||
| 10/31/2022 | Pending sale | $749,900$241/sqft |
Source: | ||
| 10/14/2022 | Listed for sale | $749,900$241/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,366 | $635,800 |
| 2023 | $5,366 | $635,800 +11% |
| 2022 | -- | $572,700 |
| 2021 | -- | $572,700 |
| 2020 | -- | $572,700 +8.7% |
| 2018 | $3,893 | $526,800 |
| 2017 | $3,893 | $526,800 +17% |
| 2016 | $3,893 | $450,200 |
| 2015 | $3,893 +10.7% | $450,200 +1.8% |
| 2014 | $3,517 +21.9% | $442,400 |
| 2013 | $2,884 | $442,400 -12.6% |
| 2012 | -- | $506,000 |
| 2011 | $2,732 | $506,000 |
| 2010 | -- | $506,000 |
| 2009 | -- | $506,000 |
| 2008 | -- | $506,000 |
| 2007 | -- | $506,000 +36.5% |
| 2006 | -- | $370,700 |
| 2005 | -- | $370,700 +33.3% |
| 2004 | -- | $278,000 +231% |
| 2003 | -- | $84,000 |
| 2002 | -- | $84,000 +15.1% |
| 2001 | $518 | $73,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22963
Nearby schools
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






