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Active
    • Price cut: $80K (8/31)
    $630,000

    21 Vine Ridge Dr, Palmyra, VA 22963

    5beds
    2,808sqft
    : 
    $4,258/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.56 Acres Lot
    $620,700 Zestimate®
    $224/sqft
    $122/mo HOA

    What's special

    Stunning sunsetsBreathtaking lake viewsDirect water access
    A rare opportunity to own one of Lake Monticello’s premier waterfront properties! Situated on a spectacular lot with over 100 feet of shoreline, this property offers breathtaking lake views and endless potential. Whether you’re ready to restore the existing home or start fresh with a custom waterfront build, opportunities like this are few and far between. The value is truly in the location—enjoy direct water access, stunning sunsets, and the chance to create your dream lakefront retreat in one of Central Virginia’s most sought-after communities. Bring your vision, your builder, or your renovation plans and unlock the incredible potential this property has to offer. Conveniently located within the gated Lake Monticello community, residents enjoy access to a private lake, beaches, golf course, tennis and pickleball courts, swimming pool, walking trails, playgrounds, dining, and more. Don’t miss this chance to invest in an exceptional waterfront property where the possibilities are as expansive as the views.
    58 days
    544
    25

    Zillow last checked:

    Listing updated:

    Listed by:

    CHRISTY BECK,

    PAUL WESLEY REAL ESTATE 434-829-3003,

    THE GUNNELS GROUP 434-960-8987,

    LONG & FOSTER - LAKE MONTICELLO

    Source: CAAR,MLS#: 680466MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 5
      Rooms
      • Room types: Bathroom, Bedroom, Dining Room, Eat-in Kitchen, Family Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Office
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: Basement
      Living room
      • Level: First
      Office
      • Level: Basement
      Heating
      • Central, Forced Air
      Cooling
      • Central Air
      Features
      • Primary Downstairs, Eat-in Kitchen, Home Office
      • Flooring: Carpet, Hardwood
      • Basement: Finished,Interior Entry
      Interior area
      • Total structure area: 3,240
      • Total interior livable area: 2,808 sqft
      • Finished area above ground: 1,512
      • Finished area below ground: 1,296

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio
      • Pool features: Community, Pool, Association
      Lot
      • Size: 0.56 Acres
      • Features: Native Plants
      Details
      • Parcel number: 18A 12 11
      • Zoning description: R-4 Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stick Built
      • Foundation: Block
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Fiber Optic Available, Satellite Internet Available

      Community & HOA

      Community
      • Features: Pond, Dock, Pool
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Pool, Water
      • HOA fee: $1,459 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $224/sqft
      • Tax assessed value: $517,700
      • Annual tax amount: $4,845
      • Date on market: 8/7/2026
      • Cumulative days on market: 60 days

        Estimated market value

        $620,700

        $590,000 - $652,000

        $2,677/mo

        Price history

        DateEventPrice
        8/31/2026Price change$630,000-11.3%$224/sqft
        Source: CAAR #680466 Report a problem
        8/7/2026Listed for sale$710,000+89.3%$253/sqft
        Source: CAAR #680466 Report a problem
        12/15/2006Sold$375,000+44.2%$134/sqft
        Source: Agent Provided Report a problem
        4/30/2002Sold$260,000$93/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,369 $517,700
        2023$4,369 $517,700 +9.4%
        2022-- $473,100
        2021-- $473,100
        2020-- $473,100 +6.8%
        2018$3,685 $442,800
        2017$3,685 $442,800 +5.3%
        2016$3,685 $420,400
        2015$3,685 +10.7%$420,400 +0.4%
        2014$3,329 +20.5%$418,800
        2013$2,763 $418,800 -13.6%
        2012-- $484,800
        2011$2,618 $484,800
        2010-- $484,800
        2009-- $484,800
        2008-- $484,800
        2007-- $484,800 +55.5%
        2006-- $311,800
        2005-- $311,800 +39.4%
        2004-- $223,700
        2003-- $223,700
        2002-- $223,700 +25.5%
        2001$1,265 $178,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22963

        Getting around

        1 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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