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For sale
    • Price cut: $2.4K (8/24)
    $387,500

    7 Loving Ter, Palmyra, VA 22963

    3beds
    2,047sqft
    : 
    $2,513/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    0.41 Acres Lot
    $384,400 Zestimate®
    $189/sqft
    $125/mo HOA

    What's special

    Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.
    78 days
    |
    654
    |
    54
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Carrie Jordan 434-414-4727,

    Great South Realty, Inc. 804-932-9614

    Source: CVRMLS,MLS#: 2616100MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Other
      • Description: Tub & Shower
      • Level: First
      Other
      • Description: Tub & Shower
      • Level: Second
      Half bath
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Electric Water Heater
      Features
      • Bedroom on Main Level, Breakfast Area, Separate/Formal Dining Room, En Suite Bathroom, French Door(s)/Atrium Door(s), Full Bath on Main Level, Granite Counters, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
      • Doors: French Doors
      • Has basement: No
      • Attic: Access Only
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,047 sqft
      • Finished area above ground: 2,047
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Direct Access, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None, Community
      • Has spa: Yes
      • Fencing: Fenced,Full,Wood
      Lot
      • Size: 0.41 Acres
      Details
      • Parcel number: 3769
      • Special conditions: Corporate Listing

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Vinyl Siding
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Basketball Court, Beach, Boat Facilities, Community Pool, Golf, Gated, Lake, Marina, Playground, Park, Pond, Pool, Putting Green, Street Lights, Sports Field, Tennis Court(s)
      • Security: Gated Community, Security Guard
      • Subdivision: Lake Monticello
      HOA
      • Has HOA: Yes
      • HOA fee: $1,494 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $189/sqft
      • Tax assessed value: $349,100
      • Annual tax amount: $2,362
      • Date on market: 6/10/2026
      • Ownership: Corporate
      • Ownership type: Corporation

        Estimated market value

        $384,400

        $365,000 - $404,000

        $2,446/mo

        Price history

        DateEventPrice
        8/24/2026Price change$387,500-0.6%$189/sqft
        Source: CVRMLS #2616100 Report a problem
        6/12/2026Listed for sale$389,900+23.8%$190/sqft
        Source: CVRMLS #2616100 Report a problem
        5/12/2026Sold$315,000-1.5%$154/sqft
        Source: Public Record Report a problem
        7/8/2021Sold$319,900$156/sqft
        Source: Public Record Report a problem
        5/31/2021Pending sale$319,900$156/sqft
        Source: CAAR #617945 Report a problem
        5/28/2021Listed for sale$319,900+14.3%$156/sqft
        Source: CAAR #617945 Report a problem
        5/31/2007Sold$279,900$137/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,362 $279,800
        2023$2,362 $279,800 +21.1%
        2022-- $231,100
        2021-- $231,100
        2020-- $231,100 +11.5%
        2018$1,727 $207,300
        2017$1,727 $207,300 +2.6%
        2016$1,727 $202,000
        2015$1,727 +10.7%$202,000 +2.9%
        2014$1,561 -2%$196,300
        2013$1,592 $196,300 -29.7%
        2012-- $279,300
        2011$1,508 $279,300
        2010-- $279,300
        2009-- $279,300
        2008-- $279,300
        2007-- $279,300 +28.3%
        2006-- $217,700
        2005-- $217,700 +34.6%
        2004-- $161,700
        2003-- $161,700
        2002-- $161,700 +8.4%
        2001$1,059 $149,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 22963

        Getting around

        4 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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