Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook.
The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower.
Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom.
Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors.
As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.
For sale
$389,900
7 Loving Ter, Palmyra, VA 22963
3beds
2,047sqft
Single Family Residence
Built in 1997
0.41 Acres Lot
$383,800 Zestimate®
$190/sqft
$125/mo HOA
What's special
- 21 days |
- 557 |
- 54 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Carrie Jordan 434-414-4727,
Great South Realty, Inc.
Source: CVRMLS,MLS#: 2616100
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Electric Water Heater
Features
- Bedroom on Main Level, Breakfast Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Granite Counters, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
- Doors: French Doors
- Has basement: No
- Attic: Access Only
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total interior livable area: 2,047 sqft
- Finished area above ground: 2,047
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Direct Access, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Pool features: None, Community
- Has spa: Yes
- Fencing: Fenced,Full,Wood
Lot
- Size: 0.41 Acres
Details
- Parcel number: 3769
- Special conditions: Corporate Listing
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Basketball Court, Beach, Boat Facilities, Community Pool, Golf, Gated, Lake, Marina, Playground, Park, Pond, Pool, Putting Green, Street Lights, Sports Field, Tennis Court(s)
- Security: Gated Community, Security Guard
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- HOA fee: $1,494 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $190/sqft
- Tax assessed value: $349,100
- Annual tax amount: $2,362
- Date on market: 6/10/2026
- Ownership: Corporate
- Ownership type: Corporation
Carrie Jordan
Carrie Jordan
(434) 414-4727
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Estimated market value
$383,800
$365,000 - $403,000
$2,446/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Listed for sale | $389,900+23.8%$190/sqft |
Source:  CVRMLS #2616100 Report a problem | ||
| 5/12/2026 | Sold | $315,000-1.5%$154/sqft |
Source: Public Record Report a problem | ||
| 7/8/2021 | Sold | $319,900$156/sqft |
Source: Public Record Report a problem | ||
| 5/31/2021 | Pending sale | $319,900$156/sqft |
Source:  CAAR #617945 Report a problem | ||
| 5/28/2021 | Listed for sale | $319,900+14.3%$156/sqft |
Source: CAAR #617945 Report a problem | ||
| 5/31/2007 | Sold | $279,900$137/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,362 | $279,800 |
| 2023 | $2,362 | $279,800 +21.1% |
| 2022 | -- | $231,100 |
| 2021 | -- | $231,100 |
| 2020 | -- | $231,100 +11.5% |
| 2018 | $1,727 | $207,300 |
| 2017 | $1,727 | $207,300 +2.6% |
| 2016 | $1,727 | $202,000 |
| 2015 | $1,727 +10.7% | $202,000 +2.9% |
| 2014 | $1,561 -2% | $196,300 |
| 2013 | $1,592 | $196,300 -29.7% |
| 2012 | -- | $279,300 |
| 2011 | $1,508 | $279,300 |
| 2010 | -- | $279,300 |
| 2009 | -- | $279,300 |
| 2008 | -- | $279,300 |
| 2007 | -- | $279,300 +28.3% |
| 2006 | -- | $217,700 |
| 2005 | -- | $217,700 +34.6% |
| 2004 | -- | $161,700 |
| 2003 | -- | $161,700 |
| 2002 | -- | $161,700 +8.4% |
| 2001 | $1,059 | $149,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.8 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.1 mi
- 5/10Central Elementary SchoolGrades: PK-2Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Fluvanna
- High: Fluvanna
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 7 Loving Ter
Nearby cities
Nearby zip codes
Other Palmyra Topics
