Welcome to effortless one-level living in the heart of Lake Monticello, just moments from Beach 3 and all the lake’s premier amenities. This beautifully maintained 3-bedroom, 2-bath ranch home offers the perfect combination of comfort, convenience, and low-maintenance living—ideal for full-time residents, second-home buyers, or those searching for a peaceful lake lifestyle near Charlottesville.Step inside to a bright, open-concept living space featuring cathedral ceilings in the living room, creating an airy and inviting atmosphere. The primary suite also showcases vaulted ceilings, adding architectural interest and a sense of spacious retreat.One of the standout features of this Lake Monticello home is the sun-filled sunroom, perfect for year-round enjoyment—whether you're relaxing with a book, entertaining guests, or enjoying views of the natural surroundings.Designed with ease in mind, this low-maintenance home in Lake Monticello allows you to spend more time enjoying lake life—boating, swimming, fishing, and access to community amenities including beaches, golf, tennis, and walking trails.The oversized garage offers exceptional storage and workspace, ideal for lake gear, tools, or recreational equipment. Estate sale 4/11-4/12
Active
Price cut: $19K (5/20)
$390,000
37 Laguna Rd, Palmyra, VA 22963
3beds
1,684sqft
Single Family Residence
Built in 1996
0.34 Acres Lot
$382,600 Zestimate®
$232/sqft
$121/mo HOA
What's special
- 63 days |
- 279 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
IRIS HELFRICH 434-981-9956,
MONTICELLO COUNTRY REALTY, LLC
Source: CAAR,MLS#: 675645
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Full Bath, Foyer, Kitchen, Living Room, Sunroom
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Foyer
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Sunroom
- Level: First
Heating
- Forced Air, Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
- Laundry: Common Area
Features
- Primary Downstairs, Entrance Foyer, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Linoleum
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,260
- Total interior livable area: 1,684 sqft
- Finished area above ground: 1,684
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Garage Faces Front, Garage, Oversized
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Residential
Lot
- Size: 0.34 Acres
- Features: Landscaped
Details
- Parcel number: 18a 9 288
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane
Community & HOA
Community
- Features: Gated
- Security: Security Guard, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s), Beach Rights, Laundry
- Services included: Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,450 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $232/sqft
- Tax assessed value: $229,400
- Annual tax amount: $2,300
- Date on market: 4/10/2026
- Cumulative days on market: 51 days
Estimated market value
$382,600
$363,000 - $402,000
$2,189/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Price change | $390,000-4.6%$232/sqft |
Source:  CAAR #675645 Report a problem | ||
| 4/23/2026 | Listed for sale | $409,000+129%$243/sqft |
Source: CAAR #675645 Report a problem | ||
| 8/9/2018 | Sold | $178,600$106/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,936 | $229,400 |
| 2023 | $1,936 | $229,400 +17.5% |
| 2022 | -- | $195,300 |
| 2021 | -- | $195,300 |
| 2020 | -- | $195,300 +13.7% |
| 2018 | $1,498 | $171,800 |
| 2017 | $1,498 | $171,800 -0.6% |
| 2016 | $1,498 | $172,900 |
| 2015 | $1,498 +10.7% | $172,900 +1.6% |
| 2014 | $1,353 -2.1% | $170,200 |
| 2013 | $1,382 | $170,200 -29.8% |
| 2012 | -- | $242,500 |
| 2011 | $1,310 | $242,500 |
| 2010 | -- | $242,500 |
| 2009 | -- | $242,500 |
| 2008 | -- | $242,500 |
| 2007 | -- | $242,500 +29.8% |
| 2006 | -- | $186,800 |
| 2005 | -- | $186,800 +41.8% |
| 2004 | -- | $131,700 |
| 2003 | -- | $131,700 |
| 2002 | -- | $131,700 +17.9% |
| 2001 | $793 | $111,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.6 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.8 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.7 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 37 Laguna Rd
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