We both know you were hoping to spend your summer on the beaches of Lake Monticello.. and here is your chance! This stunner is yours for the taking. As soon as you walk in into the foyer, you'll feel right at home! On the main level, you'll find an eat-in, galley style kitchen, complete with granite counter tops and stainless steel appliances. A semi-open concept living room, formal dining room, half bath, and laundry/utility room too. Upstairs, you'll find an EXPANSIVE primary bedroom with en-suite and walk-in closet, two additional bedrooms and another full bathroom, AND the seller is giving a $3,000 credit for new flooring! To top it off, the backyard is completely fenced for the dogs, and kids alike! Literally, the WHOLE family will love this home, and all the amenities that come with living at the lake!
Active
Price cut: $10K (5/18)
$365,000
10 Zephyr Rd, Palmyra, VA 22963
3beds
1,566sqft
Single Family Residence
Built in 2019
0.34 Acres Lot
$359,500 Zestimate®
$233/sqft
$118/mo HOA
What's special
Granite counter topsExpansive primary bedroomEat-in galley style kitchenFormal dining roomWalk-in closetStainless steel appliances
- 53 days |
- 169 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
TAYLOR COLLIER 540-910-0368,
FREEDOM REALTY GROUP LLC
Source: CAAR,MLS#: 675911
Originating MLS: Greater Augusta Association of Realtors Inc
Originating MLS: Greater Augusta Association of Realtors IncLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Eat-in Kitchen, Full Bath, Half Bath, Kitchen, Laundry, Living Room
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Walk-In Closet(s), Eat-in Kitchen
- Flooring: Carpet, Luxury Vinyl Plank
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
- Finished area above ground: 1,566
- Finished area below ground: 0
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Front Porch, Porch
- Pool features: Association
- Has view: Yes
- View description: Residential
Lot
- Size: 0.34 Acres
- Topography: Rolling
Details
- Parcel number: 368
- Zoning description: R-4 Residential, 4 Dwellings/Acre
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Features: Dock
- Security: Surveillance System
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Pool, Water
- HOA fee: $1,420 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $233/sqft
- Tax assessed value: $232,400
- Annual tax amount: $2,223
- Date on market: 4/15/2026
- Cumulative days on market: 88 days
Estimated market value
$359,500
$342,000 - $377,000
$2,336/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Price change | $365,000-2.7%$233/sqft |
Source:  CAAR #675911 Report a problem | ||
| 4/20/2026 | Listed for sale | $375,000-1.3%$239/sqft |
Source: CAAR #675911 Report a problem | ||
| 3/28/2026 | Listing removed | $380,000$243/sqft |
Source: eXp Realty #673585 Report a problem | ||
| 2/24/2026 | Listed for sale | $380,000+8.9%$243/sqft |
Source: CAAR #673585 Report a problem | ||
| 7/21/2025 | Listing removed | $349,000$223/sqft |
Source: CAAR #665097 Report a problem | ||
| 7/3/2025 | Price change | $349,000-2.8%$223/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/29/2025 | Price change | $359,000-2.7%$229/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/13/2025 | Price change | $369,000-1.6%$236/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/6/2025 | Price change | $375,000-2.6%$239/sqft |
Source: CAAR #665097 Report a problem | ||
| 5/28/2025 | Listed for sale | $385,000+27.1%$246/sqft |
Source: CAAR #665097 Report a problem | ||
| 4/1/2022 | Sold | $303,030+8.6%$194/sqft |
Source: Public Record Report a problem | ||
| 3/2/2022 | Pending sale | $279,000$178/sqft |
Source: CAAR #626826 Report a problem | ||
| 2/23/2022 | Listed for sale | $279,000+42.2%$178/sqft |
Source: CAAR #626826 Report a problem | ||
| 10/25/2019 | Sold | $196,143$125/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,961 | $232,400 |
| 2023 | $1,961 | $232,400 +19.4% |
| 2022 | -- | $194,600 |
| 2021 | -- | $194,600 |
| 2020 | -- | $194,600 +607.6% |
| 2018 | $242 | $27,500 |
| 2017 | $242 | $27,500 |
| 2016 | $242 | $27,500 |
| 2015 | $242 +10.7% | $27,500 |
| 2014 | $219 -54.9% | $27,500 |
| 2013 | $485 | $27,500 -67.6% |
| 2012 | -- | $85,000 |
| 2011 | $459 | $85,000 |
| 2010 | -- | $85,000 |
| 2009 | -- | $85,000 |
| 2008 | -- | $85,000 |
| 2007 | -- | $85,000 +112.5% |
| 2006 | -- | $40,000 |
| 2005 | -- | $40,000 +233.3% |
| 2004 | -- | $12,000 |
| 2003 | -- | $12,000 |
| 2002 | -- | $12,000 +50% |
| 2001 | $57 | $8,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.4 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Zephyr Rd
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