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Sold for $1,175,000
  • $1,175,000

    10 Saint Francis Dr, Miramar Beach, FL 32550

    5beds
    2,943sqft
    Single Family Residence
    Built in 2003
    3,049 Square Feet Lot
    $1,243,100 Zestimate®
    $399/sqft
    $7,461 Estimated rent

    Home value

    $1,243,100

    $1.18M - $1.31M

    $7,461/mo

    Zestimate® history
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    What's special

    Private poolGenerous islandExpansive windowsMultiple porchesUpper decksBeautifully updated interiorsOpen-concept layout
    Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach. This 5-bedroom, 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return. Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water. Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast. From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach. Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value. Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats. What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day.

    Zillow last checked:

    Listing updated:

    Listed by:

    Shantel F Peterson 850-543-9000,

    Real Broker LLC

    Bought with:

    Brenton L Hitchcock, 3376364

    Hitchcock Real Estate LLC

    Source: ECAOR,MLS#: 986866MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Description: buyer - please verify
    • Level: Second
    • Area: 315 Square Feet
    • Dimensions: 21 x 15
    Bedroom
    • Description: buyer - please verify
    • Level: First
    • Area: 168 Square Feet
    • Dimensions: 14 x 12
    Bedroom
    • Description: buyer - please verify
    • Level: First
    • Area: 196 Square Feet
    • Dimensions: 14 x 14
    Bedroom
    • Description: buyer - please verify
    • Level: Second
    • Area: 187 Square Feet
    • Dimensions: 17 x 11
    Bedroom
    • Description: buyer - please verify
    • Level: Second
    • Area: 121 Square Feet
    • Dimensions: 11 x 11
    Other
    • Description: buyer - please verify
    • Level: Second
    • Area: 36 Square Feet
    • Dimensions: 6 x 6
    Dining room
    • Description: buyer - please verify
    • Level: First
    • Area: 391 Square Feet
    • Dimensions: 23 x 17
    Laundry
    • Description: buyer - please verify
    • Level: First
    • Area: 48 Square Feet
    • Dimensions: 8 x 6
    Living room
    • Description: buyer - please verify
    • Level: First
    • Area: 378 Square Feet
    • Dimensions: 21 x 18
    Heating
    • Central
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting
    • Flooring: Tile, Vinyl
    • Windows: Window Treatments
    • Has fireplace: Yes
    • Fireplace features: EPA Qualified Fireplace
    • Furnished: Yes
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 2,943
    • Total interior livable area: 2,943 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Garage Door Opener
    • Attached garage spaces: 1
    Features
    • Stories: 2
    • Patio & porch: Deck, Covered, Porch
    • Exterior features: Outdoor Grill, Balcony, Private Yard
    • Pool features: In Ground
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    Lot
    • Size: 3,049 Square Feet
    • Dimensions: 49 x 65 x 50 x 77
    • Features: Corner Lot, Covenants, Within 1/2 Mile to Water
    Details
    • Parcel number: 292S21429700000620
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Beach House
    • Property subtype: Single Family Residence
    Materials
    • Concrete, Stucco
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 2003

    Utilities & green energy

    • Water: Public

    Community & HOA

    Community
    • Features: Deed Access, Gated, Pool, Short Term Rental - Allowed
    • Security: Smoke Detector(s)
    • Subdivision: EMERALD WATERS VILLAGE
    HOA
    • Has HOA: Yes
    • Services included: Maintenance Grounds, Management, Recreational Faclty
    Location
    • Region: Miramar Beach

    Financial & listing details

    • Price per square foot: $399/sqft
    • Tax assessed value: $1,100,574
    • Annual tax amount: $12,028
    • Date on market: 10/4/2025
    • Road surface type: Paved

    Price history

    DateEventPrice
    3/11/2026Sold$1,175,000-9.6%$399/sqft
    Source: ECAOR #986866 Report a problem
    2/1/2026Pending sale$1,299,900$442/sqft
    Source: ECAOR #986866 Report a problem
    11/25/2025Price change$1,299,900-3.7%$442/sqft
    Source: ECAOR #986866 Report a problem
    10/4/2025Listed for sale$1,350,000-6.3%$459/sqft
    Source: ECAOR #986866 Report a problem
    9/19/2025Listing removed$1,440,000$489/sqft
    Source: ECAOR #967561 Report a problem
    9/9/2025Price change$1,440,000-6.5%$489/sqft
    Source: ECAOR #967561 Report a problem
    6/3/2025Price change$1,540,000-0.6%$523/sqft
    Source: ECAOR #967561 Report a problem
    5/15/2025Price change$1,550,000-3.1%$527/sqft
    Source: ECAOR #967561 Report a problem
    4/1/2025Price change$1,600,000-8.6%$544/sqft
    Source: ECAOR #967561 Report a problem
    2/1/2025Listed for sale$1,750,000$595/sqft
    Source: ECAOR #967561 Report a problem
    2/1/2025Listing removed$1,750,000$595/sqft
    Source: ECAOR #964827 Report a problem
    12/16/2024Listed for sale$1,750,000$595/sqft
    Source: ECAOR #964827 Report a problem
    12/9/2024Listing removed$1,750,000$595/sqft
    Source: ECAOR #949793 Report a problem
    8/29/2024Price change$1,750,000-2.8%$595/sqft
    Source: ECAOR #949793 Report a problem
    5/14/2024Listed for sale$1,800,000+1.4%$612/sqft
    Source: ECAOR #949793 Report a problem
    5/9/2022Sold$1,775,000+7.6%$603/sqft
    Source: Public Record Report a problem
    4/2/2022Pending sale$1,649,000$560/sqft
    Source: ECAOR #893850 Report a problem
    3/31/2022Listed for sale$1,649,000+73.8%$560/sqft
    Source: ECAOR #893850 Report a problem
    1/7/2021Sold$949,000$322/sqft
    Source: Public Record Report a problem
    11/22/2020Pending sale$949,000$322/sqft
    Source: Engel & Voelkers Destin #859715 Report a problem
    11/22/2020Listed for sale$949,000+8.5%$322/sqft
    Source: Engel & Voelkers Destin #859715 Report a problem
    10/4/2019Listing removed$875,000$297/sqft
    Source: Keller Williams Emerald Coast Realty #813094 Report a problem
    1/28/2019Price change$875,000-7.4%$297/sqft
    Source: Keller Williams Emerald Coast Realty #813094 Report a problem
    12/28/2018Listed for sale$945,000-20.9%$321/sqft
    Source: Keller Williams Emerald Coast Realty #813094 Report a problem
    10/31/2005Sold$1,195,000$406/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$9,944 -17.3%$1,100,574 -16.4%
    2024$12,028 +0%$1,316,838 -0.5%
    2023$12,027 +49.5%$1,323,679 +66.7%
    2022$8,046 +15.2%$793,884 +10%
    2021$6,986 +26.1%$721,713 +30.1%
    2020$5,539 +4.9%$554,840 +6.5%
    2019$5,280 $521,028 -2.8%
    2018$5,280 +4.8%$536,288 +24.5%
    2017$5,040 +18.1%$430,602 +2.2%
    2016$4,268 +1.2%$421,416 +4.2%
    2015$4,217 +2.6%$404,506 +3.2%
    2014$4,112 $391,973 +5.8%
    2013-- $370,448 -0.9%
    2012-- $373,642 -1.4%
    2011-- $378,892 -2.4%
    2010-- $388,211 -14.1%
    2009-- $451,769 -22.4%
    2008-- $581,969 -3.7%
    2007-- $604,189 +17.7%
    2005-- $513,191 +26.3%
    2004-- $406,291
    Find assessor info on the county website

    Neighborhood: 32550

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Van R Butler
    • Middle: Emerald Coast
    • High: South Walton

    Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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