ICONIC. A design masterpiece of stone and timber — a true Rex Anderson build that reflects the seamless merging of inspiration and architecture. Warm, and undeniably welcoming, this home stands as a statement of craftsmanship and vision. Discover a breathtaking blend of contemporary luxury and timeless timber frame construction, perfectly positioned for privacy within the prestigious Reserve at Holy Cross. Surrounded by soaring pines and set against the sparkling backdrop of Deep Creek Lake, this architectural gem offers a flawless fusion of indoor elegance and outdoor serenity. Step inside to soaring exposed beam ceilings, floor-to-ceiling windows, and open, airy living spaces. The great room centers around a striking floor-to-ceiling stone fireplace, complemented by handcrafted timber details and expansive glass doors that open onto a sprawling lakeside deck. The chef’s kitchen is a modern centerpiece, featuring high-end appliances, granite countertops, custom cabinetry, and a generous island perfect for gathering with family and friends. The primary suite is a luxurious retreat, a spa-inspired ensuite, and dream walk-in closet. Throughout the home, no detail has been overlooked — from hardwood trim, solid wood doors, all of which, are hand-selected finishes that speak to quality and intention. Additional features include a fully equipped home gym and an energy-efficient geothermal system, ensuring sustainable comfort year-round. Set on 1.3 acres with 160 feet of pristine waterfront, this exceptional property delivers both privacy and proximity to Deep Creek Lake’s finest amenities — from boating and skiing to dining and golf. This is more than a home. It’s a lifestyle. A statement. Welcome to your lakefront legacy.
Sold for $4,700,000
$4,700,000
1010 Holy Cross Dr, Oakland, MD 21550
8beds
10,300sqft
Single Family Residence
Built in 2013
1.27 Acres Lot
$4,686,800 Zestimate®
$456/sqft
$3,007 Estimated rent
Home value
$4,686,800
$4.45M - $4.92M
$3,007/mo
Zestimate® history
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List your homeWhat's special
Soaring pinesDream walk-in closetSolid wood doorsSprawling lakeside deckCustom cabinetryExpansive glass doorsHandcrafted timber details
Zillow last checked:
Listing updated:
Listed by:
Rachel Bruch 301-707-7704,
Railey Realty, Inc.
Bought with:
Lauren McCann, 5002093
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2011388
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 9
- Full bathrooms: 8
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Den, Library, Foyer, Bedroom 1, 2nd Stry Fam Rm, Study, Sun/Florida Room, Exercise Room, In-Law/auPair/Suite, Laundry, Loft, Bedroom 6, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Features: Primary Bedroom - Sitting Area, Flooring - HardWood, Fireplace - Gas
- Level: Main
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
- Area: 192 Square Feet
- Dimensions: 12 X 16
Bedroom 2
- Features: Flooring - HardWood
- Level: Upper
- Area: 225 Square Feet
- Dimensions: 15 X 15
Bedroom 3
- Features: Flooring - HardWood
- Level: Upper
- Area: 154 Square Feet
- Dimensions: 11 X 14
Bedroom 4
- Features: Flooring - Carpet
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 5
- Features: Flooring - HardWood
- Level: Lower
- Area: 165 Square Feet
- Dimensions: 15 X 11
Bedroom 6
- Level: Lower
Primary bathroom
- Level: Main
Other
- Features: Flooring - HardWood, Fireplace - Gas
- Level: Upper
- Area: 276 Square Feet
- Dimensions: 12 X 23
Den
- Features: Flooring - HardWood
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14 X 10
Dining room
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 483 Square Feet
- Dimensions: 21 X 23
Exercise room
- Level: Lower
- Area: 572 Square Feet
- Dimensions: 22 X 26
Family room
- Features: Flooring - HardWood, Fireplace - Wood Burning
- Level: Lower
- Area: 558 Square Feet
- Dimensions: 31 X 18
Foyer
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 272 Square Feet
- Dimensions: 16 X 17
Other
- Level: Main
Other
- Level: Lower
Other
- Level: Lower
Other
- Level: Lower
Game room
- Features: Flooring - HardWood
- Level: Lower
- Area: 154 Square Feet
- Dimensions: 14 X 11
Half bath
- Level: Main
Other
- Features: Flooring - HardWood, Fireplace - Gas
- Level: Upper
- Area: 276 Square Feet
- Dimensions: 12 X 23
Kitchen
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 483 Square Feet
- Dimensions: 21 X 23
Laundry
- Level: Unspecified
Laundry
- Level: Lower
Laundry
- Level: Main
Library
- Features: Flooring - HardWood
- Level: Upper
Living room
- Features: Flooring - HardWood, Fireplace - Wood Burning
- Level: Main
- Area: 620 Square Feet
- Dimensions: 31 X 20
Loft
- Features: Flooring - HardWood
- Level: Upper
- Area: 306 Square Feet
- Dimensions: 17 X 18
Mud room
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 72 Square Feet
- Dimensions: 8 X 9
Mud room
- Level: Lower
Sitting room
- Features: Flooring - HardWood
- Level: Main
Study
- Features: Flooring - HardWood
- Level: Upper
- Area: 221 Square Feet
- Dimensions: 13 X 17
Other
- Features: Flooring - HardWood
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Heating
- Heat Pump, Zoned, Central, Radiant, Programmable Thermostat, Electric, Geothermal, Wood
Cooling
- Ceiling Fan(s), Central Air, Gas, Electric
Appliances
- Included: Cooktop, Down Draft, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Freezer, Intercom, Instant Hot Water, Microwave, Double Oven, Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer, Washer/Dryer Stacked, Water Conditioner - Owned, Gas Water Heater, Electric Water Heater, Water Heater
- Laundry: Washer/Dryer Hookups Only, Laundry Room, Mud Room
Features
- Breakfast Area, Butlers Pantry, Family Room Off Kitchen, Kitchen - Gourmet, Combination Kitchen/Dining, Kitchen Island, Kitchen - Table Space, Combination Dining/Living, Eat-in Kitchen, Primary Bath(s), Entry Level Bedroom, Built-in Features, Upgraded Countertops, Crown Molding, Double/Dual Staircase, Bar, Open Floorplan, 2 Story Ceilings, 9'+ Ceilings, Beamed Ceilings, Cathedral Ceiling(s), Dry Wall, Vaulted Ceiling(s), Wood Ceilings
- Flooring: Wood
- Windows: Window Treatments
- Basement: Connecting Stairway,Exterior Entry,Finished,Walk-Out Access
- Number of fireplaces: 4
- Fireplace features: Equipment, Gas/Propane, Glass Doors, Heatilator, Mantel(s), Screen, Stone, Wood Burning, Insert
Interior area
- Total structure area: 10,300
- Total interior livable area: 10,300 sqft
- Finished area above ground: 6,800
- Finished area below ground: 3,500
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Asphalt, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Porch, Wrap Around
- Exterior features: Extensive Hardscape, Flood Lights, Play Area, Sidewalks, Sport Court, Balcony
- Pool features: None
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water, Mountain(s), Scenic Vista, Trees/Woods
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Boat - Length Limit, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 160
Lot
- Size: 1.27 Acres
- Features: Premium
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218080850
- Zoning: LR
- Special conditions: Standard
- Other equipment: Intercom
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Composition, Shake Siding, Shingle Siding, Stone, Wood Siding
- Foundation: Block
- Roof: Asphalt,Metal
Condition
- New construction: No
- Year built: 2013
Details
- Builder name: REX ANDERSON
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Security System, Motion Detectors, Monitored, Exterior Cameras
- Subdivision: Reserve At Holy Cross
HOA
- Has HOA: Yes
- HOA fee: $500 quarterly
Location
- Region: Oakland
- Municipality: Oakland
Financial & listing details
- Price per square foot: $456/sqft
- Tax assessed value: $4,022,700
- Annual tax amount: $42,094
- Date on market: 4/7/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Sold | $4,700,000-8.7%$456/sqft |
Source:  Bright MLS #MDGA2011388 Report a problem | ||
| 6/24/2026 | Contingent | $5,150,000$500/sqft |
Source: Bright MLS #MDGA2011388 Report a problem | ||
| 4/7/2026 | Listed for sale | $5,150,000$500/sqft |
Source: Bright MLS #MDGA2011388 Report a problem | ||
| 12/22/2025 | Listing removed | $5,150,000$500/sqft |
Source: Bright MLS #MDGA2010180 Report a problem | ||
| 8/29/2025 | Listed for sale | $5,150,000+49.3%$500/sqft |
Source: Bright MLS #MDGA2010180 Report a problem | ||
| 5/23/2019 | Sold | $3,450,000+283.3%$335/sqft |
Source: Agent Provided Report a problem | ||
| 10/18/2010 | Sold | $900,000-2.7%$87/sqft |
Source: Public Record Report a problem | ||
| 6/22/2005 | Sold | $925,000$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $47,548 +13% | $4,022,700 +11.6% |
| 2024 | $42,094 +13.1% | $3,603,967 +13.1% |
| 2023 | $37,204 +15.1% | $3,185,233 +15.1% |
| 2022 | $32,313 +7.6% | $2,766,500 +7.6% |
| 2021 | $30,036 +8.2% | $2,571,567 +8.2% |
| 2020 | $27,759 +8.9% | $2,376,633 +8.9% |
| 2019 | $25,482 +6% | $2,181,700 |
| 2018 | $24,040 0% | $2,181,700 |
| 2017 | $24,042 | $2,181,700 -3.7% |
| 2016 | -- | $2,265,400 |
| 2015 | -- | $2,265,400 |
| 2014 | -- | $2,265,400 +128.8% |
| 2013 | -- | $990,000 |
| 2012 | -- | $990,000 |
| 2011 | -- | $990,000 |
| 2010 | -- | $990,000 +18% |
| 2009 | -- | $838,772 +22% |
| 2008 | -- | $687,546 +28.2% |
| 2007 | -- | $536,320 +16% |
| 2006 | -- | $462,480 +19% |
| 2005 | -- | $388,640 |
Find assessor info on the county website
Neighborhood: 21550
Nearby homes
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Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 6.3 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 7.2 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Maryland
- Garrett County
- Oakland
- 21550
- 1010 Holy Cross Dr
Nearby cities
Nearby zip codes
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