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  • Listing Provided by: eXp Realty
    Bought with: Worth Clark Realty
    $437,000

    1016 Oak Creek Ln, Waterloo, IL 62298

    5beds
    4,200sqft
    Single Family Residence
    Built in 2011
    0.4 Acres Lot
    $434,500 Zestimate®
    $104/sqft
    $3,604 Estimated rent

    Home value

    $434,500

    $356,000 - $530,000

    $3,604/mo

    Zestimate® history
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    What's special

    Cozy fireplaceAttached bathroomPrimary suiteBreakfast nookLarge family roomVaulted ceilingsBreakfast bar
    Welcome to this stunning home in Creekside Estates, offering space, style, and plenty of room for everyone! With 5 bedrooms, 2.5 bathrooms, and a 3-car garage! The main floor features four bedrooms, including a primary suite complete with a walk-in closet and an attached bathroom boasting a separate shower and tub plus a double vanity. The living room is bright and open with vaulted ceilings and a cozy fireplace, while the kitchen has a breakfast bar, breakfast nook, ample cabinet space, and a formal dining room nearby. The main floor also includes a full hall bathroom and a convenient laundry area in the mudroom. Downstairs, the walkout basement offers a large family room, a fifth bedroom, a half bath, and an unfinished storage area, giving you plenty of space. Step outside to the deck and enjoy private views backing up to trees—perfect for watching the leaves change to beautiful fall colors!

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Monica Schmidt 618-567-9203,

    eXp Realty

    Bought with:

    Don D Carrington, 471.021895

    Worth Clark Realty

    Source: MARIS,MLS#: 25057928MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 2
    • Main level bedrooms: 4
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom 2
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom 3
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom 5
    • Level: Lower
    Primary bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Bathroom
    • Level: Lower
    Breakfast room
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Dining room
    • Features: Floor Covering: Wood
    • Level: Main
    Family room
    • Level: Lower
    Kitchen
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Laundry
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Living room
    • Features: Floor Covering: Wood
    • Level: Main
    Storage
    • Features: Floor Covering: Concrete
    • Level: Lower
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator, Gas Water Heater
    • Laundry: Main Level
    Features
    • Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Pantry, Separate Dining, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Hardwood
    • Basement: Partially Finished,Full,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 4,200
    • Total interior livable area: 4,200 sqft
    • Finished area above ground: 2,100
    • Finished area below ground: 2,100

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Garage
    • Attached garage spaces: 3
    Features
    • Levels: One
    • Patio & porch: Deck, Front Porch, Patio
    Lot
    • Size: 0.40 Acres
    • Features: Back Yard
    Details
    • Additional structures: Shed(s)
    • Parcel number: 0726265032000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick Veneer, Vinyl Siding
    Condition
    • Year built: 2011

    Utilities & green energy

    • Electric: Other
    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Waterloo
    • Subdivision: Creekside Estates

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $50 annually
    • Amenities included: Other
    • Services included: Other
    • Association name: Creekside Estates

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

    Price history

    DateEventPrice
    11/6/2025Sold$437,000-2.9%$104/sqft
    Source: MARIS #25057928 Report a problem
    9/15/2025Contingent$449,900$107/sqft
    Source: MARIS #25057928 Report a problem
    8/26/2025Listed for sale$449,900+50%$107/sqft
    Source: MARIS #25057928 Report a problem
    2/3/2021Sold$300,000-7.7%$71/sqft
    Source: MARIS #21002627 Report a problem
    1/21/2021Pending sale$325,000$77/sqft
    Source: Real Broker LLC #21002627 Report a problem
    1/16/2021Listed for sale$325,000+38.3%$77/sqft
    Source: Real Broker LLC #21002627 Report a problem
    12/30/2011Sold$235,000-9.6%$56/sqft
    Source: Public Record Report a problem
    8/1/2011Listing removed$259,900$62/sqft
    Source: CENTURY 21 PRESTIGE - SWANSEA #2817371 Report a problem
    6/3/2011Listed for sale$259,900-7.1%$62/sqft
    Source: CENTURY 21 PRESTIGE - SWANSEA #2817371 Report a problem
    5/2/2011Listing removed$279,900$67/sqft
    Source: Prestige #2817371 Report a problem
    4/17/2011Listed for sale$279,900$67/sqft
    Source: Prestige #2817371 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$8,004 +10.5%$128,030 +10.8%
    2023$7,245 +0.7%$115,590 +2.4%
    2022$7,193 $112,860 +3.9%
    2021-- $108,630 +7.2%
    2020-- $101,370 +13.4%
    2019-- $89,430 +4.3%
    2018$4,652 $85,730 +3.1%
    2017$4,652 $83,120 +3.6%
    2016$4,652 -7.5%$80,230 -4.2%
    2015$5,026 +6.3%$83,750 +2.1%
    2014$4,728 $82,040 +4.7%
    2012$4,728 $78,330 +377%
    2011-- $16,420
    2010-- $16,420

    Find assessor info on the county website

    Neighborhood: 62298

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Waterloo Dist 5
    • Middle: Waterloo Dist 5
    • High: Waterloo

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $434,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $434,500