Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.
Closed
Listing Provided by: Tammy Mitchell Hines & Co.
Bought with: Tammy Mitchell Hines & Co.
$425,000
1020 Oak Creek Ln, Waterloo, IL 62298
4beds
3,139sqft
Single Family Residence
Built in 2008
0.64 Acres Lot
$493,000 Zestimate®
$135/sqft
$3,213 Estimated rent
Home value
$493,000
$458,000 - $532,000
$3,213/mo
Zestimate® history
Owner options
List your home for rent
$3,213/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,213/mo
Rent Zestimate®
Refinance and save
$2,940/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,940/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listing Provided by:
Tammy A Hines 618-281-3959,
Tammy Mitchell Hines & Co.
Bought with:
Tammy A Hines, 471000040
Tammy Mitchell Hines & Co.
Source: MARIS,MLS#: 25038200
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 221
- Dimensions: 17x13
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 195
- Dimensions: 15x13
Primary bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 90
- Dimensions: 10x9
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 30
- Dimensions: 6x5
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 60
- Dimensions: 10x6
Bathroom
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 65
- Dimensions: 13x5
Bonus room
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 675
- Dimensions: 27x25
Breakfast room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 121
- Dimensions: 11x11
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 143
- Dimensions: 13x11
Family room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 680
- Dimensions: 40x17
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12x11
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 240
- Dimensions: 16x15
Other
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 91
- Dimensions: 13x7
Storage
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 54
- Dimensions: 9x6
Storage
- Features: Floor Covering: Concrete
- Level: Lower
- Area: 348
- Dimensions: 29x12
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: Main Level
Features
- Bar, Entrance Foyer, Workshop/Hobby Area
- Flooring: Carpet, Vinyl, Wood
- Basement: Full,Sleeping Area,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 3,139
- Total interior livable area: 3,139 sqft
- Finished area above ground: 1,939
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Door Opener
- Attached garage spaces: 3
Features
- Levels: One
- Patio & porch: Covered, Deck, Enclosed, Patio, Screened
- Waterfront features: Creek
Lot
- Size: 0.64 Acres
- Dimensions: 0.64
- Features: Level
Details
- Parcel number: 0726265031000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick, Vinyl Siding
Condition
- New construction: No
- Year built: 2008
Details
- Builder name: Mcfadden
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Waterloo
- Subdivision: Creekside Estates
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $40 annually
- Amenities included: None
- Services included: Common Area Maintenance
- Association name: Creekside Estates HOA
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2025 | Sold | $425,000$135/sqft |
Source:  MARIS #25038200 Report a problem | ||
| 6/13/2025 | Contingent | $425,000$135/sqft |
Source: MARIS #25038200 Report a problem | ||
| 6/11/2025 | Listed for sale | $425,000$135/sqft |
Source: MARIS #25038200 Report a problem | ||
| 6/11/2025 | Contingent | $425,000$135/sqft |
Source: MARIS #25038200 Report a problem | ||
| 6/3/2025 | Listed for sale | $425,000+733.3%$135/sqft |
Source: MARIS #25038200 Report a problem | ||
| 12/27/2007 | Sold | $51,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,353 +15.8% | $112,050 +14.1% |
| 2023 | $5,486 +2% | $98,200 +3% |
| 2022 | $5,376 | $95,350 +7.3% |
| 2021 | -- | $88,870 +5.1% |
| 2020 | -- | $84,540 +2.1% |
| 2019 | -- | $82,840 -0.2% |
| 2018 | $4,575 | $82,970 +3.8% |
| 2017 | $4,575 | $79,964 +1.2% |
| 2016 | $4,575 -2.8% | $79,020 -3.6% |
| 2015 | $4,707 +8% | $81,940 +3.4% |
| 2014 | $4,359 | $79,260 +6.6% |
| 2012 | $4,359 | $74,380 -1.4% |
| 2011 | -- | $75,440 0% |
| 2010 | -- | $75,470 -3.7% |
| 2009 | -- | $78,390 +377.4% |
| 2008 | -- | $16,420 |
Find assessor info on the county website
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 1.2 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$493,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$493,000
- Illinois
- Monroe County
- Waterloo
- 62298
- 1020 Oak Creek Ln
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Waterloo Topics
