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  • Price cut: $9K (7/12)
    $475,000

    102 Shoreline Drive, Summit, NY 12175

    2beds
    1,568sqft
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    Single Family Residence, Residential
    Built in 1998
    6,098 Square Feet Lot
    $464,200 Zestimate®
    $303/sqft
    $-- HOA

    What's special

    On-demand hot water heaterOriginal hardwood floorsGalley kitchen
    Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.
    90 days
    |
    799
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Summit Properties 518-882-1980,

    Crystal Kennedy 518-231-1700

    Source: Global MLS,MLS#: 202615344MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Other
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric, Forced Air, Propane, Wood
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Instant Hot Water, Microwave, Oven, Refrigerator, Washer/Dryer
      • Laundry: Laundry Closet, Main Level
      Features
      • High Speed Internet
      • Flooring: Carpet, Hardwood
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,568
      • Total interior livable area: 1,568 sqft
      • Finished area above ground: 1,568
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Patio & porch: Wrap Around, Enclosed, Front Porch
      • Exterior features: None
      • Has view: Yes
      • View description: Trees/Woods, Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front
      • Body of water: Summit Lake
      Lot
      • Size: 6,098 Square Feet
      Details
      • Parcel number: 434800 112.1228

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Custom
      • Property subtype: Single Family Residence, Residential
      Materials
      • Wood Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Summit

      Financial & listing details

      • Price per square foot: $303/sqft
      • Tax assessed value: $224,156
      • Annual tax amount: $5,376
      • Date on market: 4/18/2026
      • Ownership: Diane J Miller

        Estimated market value

        $464,200

        $441,000 - $487,000

        $2,034/mo

        Price history

        DateEventPrice
        7/12/2026Price change$475,000-1.9%$303/sqft
        Source: Global MLS #202615344 Report a problem
        7/4/2026Price change$484,000-1%$309/sqft
        Source: Global MLS #202615344 Report a problem
        6/16/2026Price change$489,000-1.2%$312/sqft
        Source: Global MLS #202615344 Report a problem
        5/17/2026Price change$494,999-1%$316/sqft
        Source: Global MLS #202615344 Report a problem
        4/18/2026Listed for sale$499,995$319/sqft
        Source: Global MLS #202615344 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $86,300 +5.9%
        2024-- $81,500
        2023-- $81,500
        2022-- $81,500 +11%
        2021-- $73,400
        2020-- $73,400
        2019-- $73,400
        2018-- $73,400
        2017$4,219 $73,400
        2016-- $73,400
        2015-- $73,400
        2014-- $73,400
        2013-- $73,400
        2012-- $73,400
        2011-- $73,400
        2010-- $73,400
        2009-- $73,400
        2008-- $73,400
        2007-- $73,400 +25.7%
        2006-- $58,400
        2005-- $58,400
        2004-- $58,400
        2003-- $58,400
        2002-- $58,400 +2.1%
        2001-- $57,200
        2000-- $57,200
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12175

        Getting around

        2 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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