Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.
Active
Price cut: $24K (8/9)
$451,000
102 Shoreline Drive, Summit, NY 12175
2beds
1,568sqft
Single Family Residence, Residential
Built in 1998
6,098 Square Feet Lot
$444,500 Zestimate®
$288/sqft
$-- HOA
What's special
On-demand hot water heaterOriginal hardwood floorsGalley kitchen
- 138 days
- 701
- 18
Zillow last checked:
Listing updated:
Listed by:
Summit Properties 518-231-1700,
Crystal Kennedy 518-231-1700
Source: Global MLS,MLS#: 202615344
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Second
Bedroom
- Level: Second
Other
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric, Forced Air, Propane, Wood
Cooling
- Central Air
Appliances
- Included: Dishwasher, Instant Hot Water, Microwave, Oven, Refrigerator, Washer/Dryer
- Laundry: Laundry Closet, Main Level
Features
- High Speed Internet
- Flooring: Carpet, Hardwood
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
- Finished area above ground: 1,568
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Patio & porch: Wrap Around, Enclosed, Front Porch
- Exterior features: None
- Has view: Yes
- View description: Trees/Woods, Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
- Body of water: Summit Lake
Lot
- Size: 6,098 Square Feet
Details
- Parcel number: 434800 112.1228
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: No
Location
- Region: Summit
Financial & listing details
- Price per square foot: $288/sqft
- Tax assessed value: $224,156
- Annual tax amount: $5,376
- Date on market: 4/18/2026
- Ownership: Diane J Miller
Estimated market value
$444,500
$422,000 - $467,000
$2,056/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/9/2026 | Price change | $451,000-5.1%$288/sqft |
Source: | ||
| 7/12/2026 | Price change | $475,000-1.9%$303/sqft |
Source: | ||
| 7/4/2026 | Price change | $484,000-1%$309/sqft |
Source: | ||
| 6/16/2026 | Price change | $489,000-1.2%$312/sqft |
Source: | ||
| 5/17/2026 | Price change | $494,999-1%$316/sqft |
Source: | ||
| 4/18/2026 | Listed for sale | $499,995$319/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $86,300 +5.9% |
| 2024 | -- | $81,500 |
| 2023 | -- | $81,500 |
| 2022 | -- | $81,500 +11% |
| 2021 | -- | $73,400 |
| 2020 | -- | $73,400 |
| 2019 | -- | $73,400 |
| 2018 | -- | $73,400 |
| 2017 | $4,219 | $73,400 |
| 2016 | -- | $73,400 |
| 2015 | -- | $73,400 |
| 2014 | -- | $73,400 |
| 2013 | -- | $73,400 |
| 2012 | -- | $73,400 |
| 2011 | -- | $73,400 |
| 2010 | -- | $73,400 |
| 2009 | -- | $73,400 |
| 2008 | -- | $73,400 |
| 2007 | -- | $73,400 +25.7% |
| 2006 | -- | $58,400 |
| 2005 | -- | $58,400 |
| 2004 | -- | $58,400 |
| 2003 | -- | $58,400 |
| 2002 | -- | $58,400 +2.1% |
| 2001 | -- | $57,200 |
| 2000 | -- | $57,200 |
Find assessor info on the county website





