For sale

$260,000

1020 Floyd Dr, Chattanooga, TN 37412

3beds

1,439sqft

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Single Family Residence

Built in 1955

0.28 Acres Lot

$255,100 Zestimate^®

$181/sqft

$-- HOA

What's special

Welcome home to this charming single-family property located in the highly desirable East Ridge area! Boasting 1,439 square feet of living space, this 1950s gem balances classic structural bones with a spacious layout featuring 1.5 bathrooms. Situated on a generous level lot, you will love the massive outdoor potential for gardening, entertaining, or future expansions. Enjoy the perfect blend of a quiet, established neighborhood feel while remaining just minutes away from downtown Chattanooga's vibrant dining, shopping, and entertainment, and better yet the property is within walking distance to the Chattanooga Red Wolves! Whether you are looking for a fantastic starter home or a solid investment property, this East Ridge beauty is ready for its next chapter. Schedule your tour today!

44 days

201

13

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Heating

Central

Cooling

Central Air

Features

Flooring: Hardwood
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,439
Total interior livable area: 1,439 sqft
Finished area above ground: 1,439

Property

Parking

Total spaces: 2
Parking features: Driveway
Carport spaces: 2

Features

Exterior features: Awning(s)
Fencing: Chain Link

Lot

Size: 0.28 Acres
Dimensions: 100 x 121.1
Features: Back Yard, Level

Details

Parcel number: 169l D 011

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Brick, Stucco
Foundation: Block

Condition

New construction: No
Year built: 1955

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Lansdell

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $181/sqft
Tax assessed value: $295,800
Annual tax amount: $1,924
Date on market: 7/16/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Inclusions: Kitchen appliances and both outbuildings.

Estimated market value

$255,100

$242,000 - $268,000

$1,903/mo

Price history

Date	Event	Price
7/16/2026	Listed for sale	$260,000$181/sqft
Source: Greater Chattanooga Realtors #1536154 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,925 +25.5%	$73,950 +91.8%
2024	$1,533	$38,550
2023	$1,533	$38,550
2022	$1,533 +77.8%	$38,550
2021	$862 +16.5%	$38,550 +44%
2020	$740	$26,775
2019	$740	$26,775
2018	$740 -42.5%	$26,775
2017	$1,288 -0.2%	$26,775
2016	$1,290	--
2015	$1,290	$26,300
2014	$1,290 -0.6%	--
2013	$1,298	$26,300 +2.8%
2012	$1,298	$25,575
2011	$1,298	$25,575
2010	$1,298 +7.9%	$25,575
2009	$1,203	$25,575 +21.2%
2008	--	$21,100
2007	--	$21,100
2006	--	$21,100
2005	--	$21,100 +20.4%
2004	--	$17,525
2003	--	$17,525
2002	--	$17,525
2001	--	$17,525 +4.2%
2000	--	$16,825

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37412

Getting around

43 / 100

Car-Dependent

17 / 100

Minimal Transit

43 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

2/10
Spring Creek Elementary School
Grades: PK-5Distance: 0.3 mi
4/10
East Ridge Middle School
Grades: 6-8Distance: 2 mi
3/10
East Ridge High School
Grades: 9-12Distance: 2 mi

Schools provided by the listing agent

Elementary: East Ridge Elementary
Middle: East Ridge Middle
High: East Ridge High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.