Charming ranch home with 2 bedrooms, 1 full and 2 half baths, full finished basement, 3-car garage and desirable D303 Schools! A lovely enclosed porch welcomes you. Step inside the home to abundant windows, a neutral paint palette and crown moulding and beautiful hardwood floors that flow throughout the home. Well-appointed kitchen offers ample cabinets and granite counters, center island with 2nd sink, stainless steel appliances, walk-in pantry and eat-in area with large windows. Master suite has a huge closet with built-in storage and an ensuite half bath. 2nd sizable bedroom, a full hall bath with shower over tub combo completes the main floor. The basement, finished in 2023, has a family room with exposed ceiling, laundry/utility room, and a powder room. Relax outdoors on the brick paver patio or in the lush greenspace of the fully fenced backyard. 2 garage buildings offer space for 3 cars or plenty of storage. Great location between Downtowns St Charles and Geneva for endless shopping and dining and nearby the beautiful Fox River.
Closed
$402,000
1020 S 4th St, St Charles, IL 60174
2beds
1,188sqft
Single Family Residence
Built in 1915
6,969 Square Feet Lot
$424,000 Zestimate®
$338/sqft
$2,327 Estimated rent
Home value
$424,000
$382,000 - $471,000
$2,327/mo
Zestimate® history
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List your homeWhat's special
Finished basementFully fenced backyardCrown mouldingMaster suiteWalk-in pantryNeutral paint paletteAbundant windows
Zillow last checked:
Listing updated:
Listed by:
Katie Fish 847-560-3474,
Keller Williams Inspire - Geneva
Bought with:
Mark Sannita, PSA,SFR
Keller Williams Inspire - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12410960
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Rooms
- Room types: Eating Area, Enclosed Porch
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Half)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17X12
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Dining room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Dimensions: COMBO
Eating area
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 40 Square Feet
- Dimensions: 8X5
Enclosed porch
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 21X8
Family room
- Features: Flooring (Vinyl)
- Level: Basement
- Area: 594 Square Feet
- Dimensions: 27X22
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island, Pantry-Walk-in, Granite Counters), Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Living room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 315 Square Feet
- Dimensions: 21X15
Heating
- Steam
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned
Features
- 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Dining Combo, Granite Counters, Pantry
- Flooring: Hardwood
- Basement: Finished,Full
- Attic: Pull Down Stair
Interior area
- Total structure area: 0
- Total interior livable area: 1,188 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, On Site, Garage Owned, Detached, Garage
- Garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
- Patio & porch: Porch, Patio
- Fencing: Fenced
Lot
- Size: 6,969 Square Feet
- Dimensions: 50 X 142
Details
- Additional structures: Second Garage
- Parcel number: 0934330005
- Other equipment: Water-Softener Owned, Ceiling Fan(s), Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1915
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
HOA
- Services included: None
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $338/sqft
- Tax assessed value: $363,393
- Annual tax amount: $7,934
- Date on market: 7/10/2025
- Listing terms: Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2025 | Sold | $402,000+16.1%$338/sqft |
Source:  MRED as distributed by MLS GRID #12410960 Report a problem | ||
| 7/15/2025 | Contingent | $346,108$291/sqft |
Source: MRED as distributed by MLS GRID #12410960 Report a problem | ||
| 7/10/2025 | Listed for sale | $346,108+39%$291/sqft |
Source: MRED as distributed by MLS GRID #12410960 Report a problem | ||
| 9/29/2017 | Sold | $249,000-2.4%$210/sqft |
Source: MRED as distributed by MLS GRID #09652760 Report a problem | ||
| 8/2/2017 | Pending sale | $255,000$215/sqft |
Source: Baird & Warner #09652760 Report a problem | ||
| 6/8/2017 | Listed for sale | $255,000+30.8%$215/sqft |
Source: Baird & Warner #09652760 Report a problem | ||
| 10/5/2012 | Listing removed | $1,450$1/sqft |
Source: Realty Executives Fox Valley #08166096 Report a problem | ||
| 9/25/2012 | Listed for rent | $1,450$1/sqft |
Source: Realty Executives Fox Valley #08166096 Report a problem | ||
| 9/15/2012 | Listing removed | $195,000$164/sqft |
Source: Realty Executives Fox Valley Report a problem | ||
| 8/17/2012 | Price change | $195,000-2.5%$164/sqft |
Source: Realty Executives Fox Valley Report a problem | ||
| 7/27/2012 | Listed for sale | $199,900-13.8%$168/sqft |
Source: Realty Executives Fox Valley Report a problem | ||
| 4/6/2006 | Sold | $232,000+28.2%$195/sqft |
Source: Public Record Report a problem | ||
| 6/25/2003 | Sold | $181,000$152/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,934 +11.1% | $121,131 +16.3% |
| 2024 | $7,139 +4.6% | $104,172 +11.7% |
| 2023 | $6,822 +3.9% | $93,236 +6.8% |
| 2022 | $6,567 +4.2% | $87,329 +4.9% |
| 2021 | $6,300 +1.1% | $83,242 +1.9% |
| 2020 | $6,229 +1.9% | $81,690 +2% |
| 2019 | $6,114 +5% | $80,073 +5.1% |
| 2018 | $5,821 -4.5% | $76,177 +4.8% |
| 2017 | $6,093 -4.9% | $72,719 +3.6% |
| 2016 | $6,410 | $70,165 +5.9% |
| 2015 | -- | $66,262 +5.4% |
| 2014 | -- | $62,851 -1.3% |
| 2013 | -- | $63,680 -6.9% |
| 2012 | -- | $68,369 -5.9% |
| 2011 | -- | $72,690 -4.4% |
| 2010 | -- | $76,026 -5.9% |
| 2009 | -- | $80,781 -1.8% |
| 2008 | -- | $82,259 +3.5% |
| 2007 | -- | $79,495 +6.9% |
| 2006 | -- | $74,397 +11.6% |
| 2005 | -- | $66,683 +5.8% |
| 2004 | -- | $63,017 +5.6% |
| 2003 | -- | $59,696 +10.4% |
| 2002 | -- | $54,070 +5.5% |
| 2001 | -- | $51,243 +17.3% |
| 2000 | -- | $43,694 |
Find assessor info on the county website
Neighborhood: 60174
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Nearby schools
GreatSchools rating
- 9/10Davis Primary SchoolGrades: K-5Distance: 0.3 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 0.7 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Davis Elementary School
- Middle: Thompson Middle School
- High: St Charles East High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$424,000
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Estimated market value
$424,000
- Illinois
- Kane County
- Saint Charles
- 60174
- 1020 S 4th St
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