Enjoy breathtaking Lake Wylie views every day from this fabulous 4-bedroom waterfront home, thoughtfully designed for both everyday comfort and unforgettable entertaining. Nestled in a beautifully landscaped setting, this dream home offers a seamless blend of elegance, function, and outdoor enjoyment. Step inside to a bright and airy open floor plan filled with natural light, featuring gorgeous flooring, arched doorways, tray ceilings, and custom finishes throughout. The dedicated home office with French doors provides privacy for work or study, while the formal dining room—with its elegant tray ceiling—is perfect for hosting everything from casual dinners to festive holiday gatherings. The lake-facing great room boasts a cozy fireplace and expansive windows that frame the stunning water views, flowing effortlessly into a gourmet kitchen complete with stainless steel appliances, granite countertops, a center island, pantry, and charming breakfast area. Start your mornings or unwind at the end of the day in the sunroom, where panoramic views of the lake set the scene for relaxation, reading, or coffee with friends. Retreat to the main-level primary suite, a true sanctuary featuring tray ceilings, a spacious sitting area, walk-in closet, and a luxurious spa-like bath. Two additional bedrooms complete the main floor. Downstairs, the fully finished lower level offers even more space to entertain and unwind, with a huge rec room, a wet bar, a guest bedroom with full bath, and generous storage. Outdoor living is unparalleled with a covered patio, two decks, and a lakeside firepit—perfect for evening gatherings under the stars. Enjoy boating, fishing, and water sports from your private covered dock with boat lift. Located in the sought-after Belmont area, you’ll love the small-town charm combined with the convenience of being just minutes from uptown Charlotte.
Closed
$1,625,000
1021 Peninsula Dr, Belmont, NC 28012
4beds
4,256sqft
Single Family Residence
Built in 2015
0.58 Acres Lot
$1,623,200 Zestimate®
$382/sqft
$3,571 Estimated rent
Home value
$1,623,200
$1.48M - $1.79M
$3,571/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Drew Choate drew@lwman.com,
Keller Williams Connected
Bought with:
Drew Choate
Keller Williams Connected
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4340946
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Features: Tray Ceiling(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Basement
Dining area
- Level: Main
Dining room
- Features: Tray Ceiling(s)
- Level: Main
Great room
- Features: Built-in Features, Ceiling Fan(s), Coffered Ceiling(s)
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Recreation room
- Features: Breakfast Bar, Wet Bar
- Level: Basement
Sunroom
- Features: Ceiling Fan(s)
- Level: Main
Heating
- Central, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Double Oven, Electric Cooktop, Microwave, Wall Oven
- Laundry: Laundry Room, Main Level
Features
- Breakfast Bar, Built-in Features, Soaking Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Wet Bar
- Flooring: Tile, Wood
- Doors: French Doors
- Basement: Daylight,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
- Fireplace features: Gas, Great Room
Interior area
- Total structure area: 2,995
- Total interior livable area: 4,256 sqft
- Finished area above ground: 2,995
- Finished area below ground: 1,261
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Patio
- Exterior features: Fire Pit, In-Ground Irrigation
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Covered structure, Personal Watercraft Lift, Dock, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.58 Acres
Details
- Parcel number: 218291
- Zoning: res
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl
Condition
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: Lakepoint
HOA
- Has HOA: Yes
- HOA fee: $385 annually
- HOA name: property matters
- HOA phone: 704-861-0833
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $382/sqft
- Tax assessed value: $1,022,520
- Annual tax amount: $10,777
- Date on market: 9/28/2025
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Sold | $1,625,000+673.8%$382/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4340946 Report a problem | ||
| 12/19/2014 | Sold | $210,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,777 +0.5% | $1,024,590 +0.7% |
| 2024 | $10,724 -1% | $1,017,480 |
| 2023 | $10,836 +23.5% | $1,017,480 +51.3% |
| 2022 | $8,775 -3% | $672,450 |
| 2021 | $9,044 | $672,450 |
| 2020 | $9,044 -0.7% | $672,450 |
| 2019 | $9,112 +8.9% | $672,450 +11.3% |
| 2018 | $8,367 +3% | $604,095 |
| 2017 | $8,125 +20.7% | $604,095 +20.7% |
| 2016 | $6,731 | $500,439 +127.5% |
| 2014 | $6,731 | $220,000 |
Find assessor info on the county website
Neighborhood: 28012
Nearby homes
- $1,661,0005 bd4 ba4.3k sqft1017 Peninsula Dr, Belmont, NC 28012Sold
- $1,410,6004 bd3 ba4.2k sqft1025 Peninsula Dr, Belmont, NC 28012Off Market
- $1,418,7003 bd3 ba3.7k sqft1029 Peninsula Dr, Belmont, NC 28012Off Market
- $1,167,8004 bd3 ba2.4k sqft1013 Peninsula Dr, Belmont, NC 28012Off Market
- $829,5004 bd4 ba3.6k sqft1020 Peninsula Dr, Belmont, NC 28012Off Market
- $765,0004 bd4 ba3.2k sqft1016 Peninsula Dr, Belmont, NC 28012Sold
- $727,7004 bd3 ba3.5k sqft1012 Peninsula Dr, Belmont, NC 28012Off Market
- $1,633,4004 bd4 ba4k sqft1033 Peninsula Dr, Belmont, NC 28012Off Market
Nearby schools
GreatSchools rating
- NAJ B Page Primary SchoolGrades: PK-1Distance: 4.4 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 3.4 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,623,200
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Estimated market value
$1,623,200
- North Carolina
- Gaston County
- Belmont
- 28012
- 1021 Peninsula Dr
Nearby cities
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