Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Walk in to high ceilings and modern 2 panel doors that give off a grand vibe! Enjoy breakfast at your new eat-in kitchen bar and relax by the firepit in the evening.
Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.
Pending
Price cut: $3.3K (6/13)
$292,000
103 Penny Ln, Valparaiso, FL 32580
2beds
1,012sqft
Single Family Residence
Built in 2024
2,613 Square Feet Lot
$290,900 Zestimate®
$289/sqft
$-- HOA
What's special
High ceilingsDurable metal roofShaker style cabinetsEat-in kitchen bar
- 66 days |
- 1,220 |
- 36 |
Zillow last checked:
Listing updated:
Listed by:
Melissa R Jolley 850-445-7364,
Coldwell Banker Realty
Source: ECAOR,MLS#: 1002153
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Bedroom
- Level: First
- Area: 120 Square Feet
- Dimensions: 12 x 10
Kitchen
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Living room
- Level: First
- Area: 288 Square Feet
- Dimensions: 18 x 16
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator
- Laundry: Washer/Dryer Hookup
Features
- Recessed Lighting, Newly Painted, Pantry
- Flooring: Vinyl
- Windows: Double Pane Windows, Storm Window(s)
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,012
- Total interior livable area: 1,012 sqft
Property
Parking
- Total spaces: 2
Features
- Stories: 1
- Patio & porch: Porch
- Exterior features: Sprinkler System
- Fencing: Privacy
Lot
- Size: 2,613 Square Feet
- Dimensions: 40 x 65
- Features: Covenants, Interior Lot, Level, Restrictions, Survey Available
Details
- Parcel number: 121S23200000000020
- Zoning description: City, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Frame, Siding Brick Some, Trim Vinyl, Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2024
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: KAKE COTTAGES
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management
Location
- Region: Valparaiso
Financial & listing details
- Price per square foot: $289/sqft
- Tax assessed value: $30,300
- Annual tax amount: $2,470
- Date on market: 5/7/2026
Estimated market value
$290,900
$276,000 - $305,000
$1,898/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Pending sale | $292,000$289/sqft |
Source:  ECAOR #1002153 Report a problem | ||
| 6/13/2026 | Price change | $292,000-1.1%$289/sqft |
Source: ECAOR #1002153 Report a problem | ||
| 5/19/2026 | Price change | $295,250-0.7%$292/sqft |
Source: ECAOR #1002153 Report a problem | ||
| 5/7/2026 | Listed for sale | $297,250+14.4%$294/sqft |
Source: ECAOR #1002153 Report a problem | ||
| 9/4/2024 | Sold | $259,900$257/sqft |
Source: ECAOR #948537 Report a problem | ||
| 7/24/2024 | Pending sale | $259,900$257/sqft |
Source: ECAOR #948537 Report a problem | ||
| 7/17/2024 | Price change | $259,900-10.3%$257/sqft |
Source: ECAOR #948537 Report a problem | ||
| 6/10/2024 | Price change | $289,900-6.2%$286/sqft |
Source: ECAOR #948537 Report a problem | ||
| 4/29/2024 | Listed for sale | $309,000+312%$305/sqft |
Source: ECAOR #948537 Report a problem | ||
| 2/1/2024 | Sold | $75,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $451 | $30,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32580
Nearby schools
GreatSchools rating
- 7/10Addie R. Lewis SchoolGrades: PK-8Distance: 1.5 mi
- 7/10Niceville Senior High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Lewis
- Middle: Lewis
- High: Niceville
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Okaloosa County
- Valparaiso
- 32580
- 103 Penny Ln
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