Pending

Price cut: $4.9K (5/29)

$295,000

105 Penny Ln, Valparaiso, FL 32580

2beds

1,012sqft

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Single Family Residence

Built in 2024

2,600 Square Feet Lot

$-- Zestimate^®

$292/sqft

$-- HOA

What's special

Modern finishes throughoutQuartz countertopsDurable metal roofOpen living spaceLuxury vinyl plankStainless steel appliances

Welcome to the Cottages! This beautiful 2 bed 2 bath well maintained property combines modern style and everyday comfort. This property offers open living space and modern finishes throughout. Built in 2024, this property is designed with quartz countertops, stainless steel appliances, luxury vinyl plank, and a durable metal roof--all designed for low maintenance and long-lasting quality. This is a can't miss home!

83 days

275

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First
Area: 143 Square Feet
Dimensions: 13 x 11

Bedroom

Level: First
Area: 120 Square Feet
Dimensions: 12 x 10

Great room

Level: First
Area: 288 Square Feet
Dimensions: 18 x 16

Kitchen

Level: First
Area: 143 Square Feet
Dimensions: 13 x 11

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Microwave, Refrigerator
Laundry: Washer/Dryer Hookup

Features

Recessed Lighting, Newly Painted
Flooring: Vinyl
Windows: Double Pane Windows, Storm Window(s)
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 1,012
Total interior livable area: 1,012 sqft

Property

Features

Stories: 1
Patio & porch: Porch
Fencing: Privacy

Lot

Size: 2,600 Square Feet
Dimensions: 40 x 65
Features: Covenants, Level

Details

Parcel number: 121S23200000000030
Zoning description: City, Resid Single Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Florida Cottage
Property subtype: Single Family Residence

Materials

Frame, Siding Brick Some, Trim Vinyl, Siding CmntFbrHrdBrd
Roof: Metal

Condition

Construction Complete
New construction: No
Year built: 2024

Utilities & green energy

Water: Public

Community & HOA

Community

Subdivision: KAKE COTTAGES

HOA

Has HOA: Yes
Services included: Management

Location

Region: Valparaiso

Financial & listing details

Price per square foot: $292/sqft
Tax assessed value: $30,300
Annual tax amount: $3,057
Date on market: 4/23/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/3/2026	Pending sale	$295,000$292/sqft
Source: ECAOR #1001327 Report a problem
5/29/2026	Price change	$295,000-1.6%$292/sqft
Source: ECAOR #1001327 Report a problem
4/23/2026	Listed for sale	$299,900+13.2%$296/sqft
Source: ECAOR #1001327 Report a problem
10/4/2024	Sold	$265,000$262/sqft
Source: ECAOR #955568 Report a problem
7/26/2024	Pending sale	$265,000+253.3%$262/sqft
Source: ECAOR #955568 Report a problem
6/17/2024	Sold	$75,000$74/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$451	$30,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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