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For sale
    • Price cut: $25K (7/1)
    $1,174,000

    103 S Echo Ln, Port Saint Joe, FL 32456

    4beds
    2,148sqft
    : 
    $7,375/mo
    Get pre-qualified
    Single Family Residence
    Built in 2012
    6,969 Square Feet Lot
    $1,098,400 Zestimate®
    $547/sqft
    $258/mo HOA

    What's special

    Thoughtfully curated finishes throughoutLovely bay viewsLush green spacesGulf-side poolJack-and-jill bathroomOpen layoutBayfront infinity pool
    Located in the coveted community of Ovation, this beautifully designed 4-bedroom, 3.5-bath home offers refined coastal living with lovely Bay views and thoughtfully curated finishes throughout. The open layout showcases upgraded countertops, travertine tile, decorative wainscoting accents, and en-suite bathrooms for every bedroom—creating comfort and privacy for family and guests alike. Tile flooring spans the entire first floor and the upstairs bathroom, while rich hardwood floors on the second level add warmth and character to the main living spaces. The spacious kitchen flows seamlessly into the dining and living areas, making it easy to cook, entertain, and stay connected. A convenient breakfast bar provides casual seating for morning coffee or quick meals. A versatile home office or craft room connects to a Jack-and-Jill bathroom, making it ideal for visiting grandkids or guests with children. The first floor also features its own family room—perfect for relaxed evenings or casual gatherings—with easy access to outdoor spaces. An outdoor shower adds convenience after beach days, and the corner-lot setting offers added privacy with no neighboring buildings on one side. This home truly has it all—an excellent layout, tasteful pops of dcor that brighten each space, and the flexibility to make it your own. Step outside and enjoy Ovation's unmatched amenities, including a bayfront infinity pool, Gulf-side pool, fitness center, clubhouse, tennis and pickleball courts, lush green spaces, and deeded beach access. Just minutes from the shops, restaurants, marina, and events of Port St. Joe, you'll enjoy both convenience and Cape tranquility. An exceptional opportunity to experience coastal living at its finest.
    173 days
    |
    149
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Forehand 850-227-6489,

    Beach Properties Real Estate Group

    Source: Forgotten Coast Realtor Association,MLS#: 326330MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Blinds, Master Downstairs, Sitting Area
      Primary bathroom
      • Features: Double Vanity, Soaking Tub, Separate Shower, Tile Counters
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Has cooling: Yes
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator w/Ice Maker
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Kitchen Island, Pantry, Split Bedroom
      • Flooring: Hardwood, Tile
      • Doors: French Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,694
      • Total interior livable area: 2,148 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: 2
      • Stories: 2
      • Exterior features: Outdoor Shower, Balcony
      • Pool features: In Ground, Infinity
      • Has water view: Yes
      • Water view: Bay,Water
      Lot
      • Size: 6,969 Square Feet
      • Features: Aerials/Topo Available, Cleared, Covenants/Restrictions, Deeded Water Access, Flood Insurance Required, Improved Lot, Subdivided, Within 1/2 Mile of Water, Landscaped
      Details
      • Parcel number: 06370505R
      • Zoning description: Residential Single Family
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Pilings
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 2012
      • Major remodel year: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Tap Fee Paid
      • Utilities for property: Cable Available, Electricity Connected, Internet Available, Phone Available, Sewer Connected, Tap Fee Paid, Underground Utilities, Water Connected, County Trash

      Community & HOA

      Community
      • Features: Beach Community, Clubhouse, Deeded Access, Fitness Center, Gated, Pickle Ball Court, Playground, Pool, Street Lights, Tennis Court(s)
      • Subdivision: Ovation
      HOA
      • Has HOA: Yes
      • Services included: Accounting, Legal, Management, Maintenance Grounds, Recreational Facilities, Reserve Fund
      • HOA fee: $3,100 annually
      Location
      • Region: Port Saint Joe

      Financial & listing details

      • Price per square foot: $547/sqft
      • Tax assessed value: $865,132
      • Annual tax amount: $9,077
      • Date on market: 2/9/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $1,098,400

        $1.04M - $1.15M

        $3,733/mo

        Price history

        DateEventPrice
        7/1/2026Price change$1,174,000-2.1%$547/sqft
        Source: Forgotten Coast Realtor Association #326330 Report a problem
        2/9/2026Listed for sale$1,199,000+116%$558/sqft
        Source: Forgotten Coast Realtor Association #326330 Report a problem
        7/13/2018Sold$555,000-2.5%$258/sqft
        Source: Forgotten Coast Realtor Association #262346 Report a problem
        6/13/2018Listed for sale$569,000+4.4%$265/sqft
        Source: NAI TALCOR #262346 Report a problem
        9/20/2017Listing removed$545,000$254/sqft
        Source: NAI TALCOR #259213 Report a problem
        5/4/2017Price change$545,000-0.7%$254/sqft
        Source: NAI TALCOR #259213 Report a problem
        12/22/2016Price change$549,000-6.8%$256/sqft
        Source: NAI TALCOR #257777 Report a problem
        10/14/2016Listed for sale$589,000+28.3%$274/sqft
        Source: NAI TALCOR #257777 Report a problem
        5/28/2015Sold$459,000+2.2%$214/sqft
        Source: Forgotten Coast Realtor Association #252474 Report a problem
        4/7/2015Listed for sale$449,000$209/sqft
        Source: BEACH PROPERTIES REAL ESTATE GROUP #252474 Report a problem
        2/26/2015Listing removed$449,000$209/sqft
        Source: BEACH PROPERTIES REAL ESTATE GROUP #252474 Report a problem
        1/8/2015Price change$449,000-4.4%$209/sqft
        Source: BEACH PROPERTIES REAL ESTATE GROUP #252474 Report a problem
        8/9/2014Listed for sale$469,900+839.8%$219/sqft
        Source: BEACH PROPERTIES REAL ESTATE GROUP #252474 Report a problem
        8/25/2011Sold$50,000$23/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,456 -6%$865,132 +0.3%
        2024$10,057 -2.6%$862,742 +3%
        2023$10,320 +53.8%$837,614 +31.6%
        2022$6,711 +32.7%$636,398 +79.3%
        2021$5,057 +6.2%$354,899 +9.6%
        2020$4,762 -12.1%$323,696
        2019$5,416 +0%$323,696 -8.7%
        2018$5,416 -9%$354,712 -8.3%
        2017$5,950 $386,665 +0.4%
        2016$5,950 -3.2%$384,940 +55.4%
        2015$6,147 +101.8%$247,722 -0.9%
        2014$3,046 $249,893 +55.7%
        2013-- $160,519 +23.5%
        2009-- $130,000 -32.5%
        2008-- $192,600 -10%
        2007-- $214,000 -26.8%
        2006-- $292,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32456

        Getting around

        6 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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