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Pending
    • Price cut: $10K (7/7)
    $155,000

    1037 Payne St, Graceville, FL 32440

    3beds
    1,176sqft
    : 
    $1,055/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.33 Acres Lot
    $151,900 Zestimate®
    $132/sqft
    $-- HOA

    What's special

    Beautifully renovatedFresh paint throughoutFully updated kitchenModern updates throughoutNew vanitiesBright and inviting spaceNew flooring
    Beautifully renovated and completely move-in ready, this 3 bedroom, 1.5 bath home in Graceville, FL offers modern updates throughout with a clean, fresh feel from the moment you walk in. Inside you'll find new flooring and fresh paint throughout, creating a bright and inviting space. The fully updated kitchen features brand new cabinetry, gorgeous butcher block countertops, a stylish tile backsplash, and updated plumbing and lighting fixtures -- perfect for everyday living and entertaining alike. Both bathrooms have been thoughtfully upgraded with new vanities, toilets, fixtures, and lighting. The full bath showcases a beautifully tiled shower, while the master bedroom includes a convenient private half bath. Major improvements provide added peace of mind, including a new HVAC system (inside and out) installed in 2024, 2025 hot water heater, plumbing fixtures, and interior and exterior doors. This home blends small-town charm with modern finishes already completed for you. Whether you're searching for your first home, downsizing, or adding to your investment portfolio, this property is ready to go.
    155 days
    |
    323
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Seamus J O'neill 850-260-5851,

    SOUTHERN WAY REALTY, INC.

    Source: CPAR,MLS#: 785690MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Dimensions: 13.7 x 11.6
      Bedroom
      • Dimensions: 10.4 x 9.1
      Bedroom
      • Dimensions: 12.4 x 9.1
      Dining room
      • Dimensions: 12.1 x 10.7
      Kitchen
      • Dimensions: 11.5 x 10.7
      Living room
      • Dimensions: 14.1 x 12.7
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Interior area
      • Total structure area: 1,176
      • Total interior livable area: 1,176 sqft

      Property

      Lot
      • Size: 0.33 Acres
      • Dimensions: 95 x 148 x 89 x 147
      • Features: Paved
      Details
      • Parcel number: 026N13033000000190

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Country
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1979

      Community & HOA

      Community
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Graceville

      Financial & listing details

      • Price per square foot: $132/sqft
      • Tax assessed value: $65,460
      • Annual tax amount: $1,135
      • Date on market: 7/3/2026
      • Cumulative days on market: 155 days

        Estimated market value

        $151,900

        $144,000 - $159,000

        $1,399/mo

        Price history

        DateEventPrice
        7/13/2026Pending sale$155,000$132/sqft
        Source: CPAR #785690 Report a problem
        7/7/2026Price change$155,000-6.1%$132/sqft
        Source: CPAR #785690 Report a problem
        7/3/2026Listed for sale$164,999$140/sqft
        Source: CPAR #785690 Report a problem
        6/29/2026Pending sale$164,999$140/sqft
        Source: CPAR #785690 Report a problem
        5/29/2026Price change$164,999-2.9%$140/sqft
        Source: CPAR #785690 Report a problem
        4/23/2026Price change$169,999-5.6%$145/sqft
        Source: CPAR #785690 Report a problem
        3/24/2026Price change$179,999-5.3%$153/sqft
        Source: CPAR #785690 Report a problem
        2/23/2026Listed for sale$189,999+722.5%$162/sqft
        Source: CPAR #785690 Report a problem
        1/19/2022Sold$23,100$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,135 -1.8%$65,460 -1.6%
        2024$1,155 +3.1%$66,513 +1.8%
        2023$1,120 +20.2%$65,335 +14.9%
        2022$931 +234.6%$56,873 +36.9%
        2021$278 +1.6%$41,540 +1.4%
        2020$274 -3.2%$40,966 +0.2%
        2019$283 +0.9%$40,865 +0.3%
        2018$281 -3.1%$40,728 +2.1%
        2017$290 $39,890 +2.1%
        2016$290 +7.2%$39,070 +0.7%
        2015$270 +1.2%$38,798 +0.8%
        2014$267 $38,490 +1.5%
        2013-- $37,921 +1.7%
        2012-- $37,287 +3%
        2011-- $36,201 +1.5%
        2010-- $35,666 +2.7%
        2009-- $34,728 -2.8%
        2008-- $35,734 +6.1%
        2007-- $33,683 +2.5%
        2006-- $32,861 +3%
        2005-- $31,904 +3%
        2004-- $30,975 +1.9%
        2003-- $30,397 -0.6%
        2002-- $30,576 +4.6%
        2001-- $29,218 +3%
        2000-- $28,367
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32440

        Getting around

        14 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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