Ready to own without the stress? The seller just made it even easier. This fully renovated home is one your friends will be drooling over. And here's the best part: the seller is willing to negotiate an interest rate buydown with you, which means a lower monthly payment and less financial stress. Move in and start your life, not your renovation. The kitchen steals the show: soft-close navy cabinets with gold hardware and quartz countertops, stainless steel appliances, a deep kitchen sink, stylish floating shelves, and a crisp white tile backsplash. It's the kind of space that makes cooking and gathering feel effortless. Your first-floor primary bedroom is your sanctuary: walk-in closet, walk-in tile shower that feels like a spa, beautiful quartz vanity. Wide plank LVP flooring keeps the whole home feeling fresh and connected. The two-car detached garage is insulated, has electric, and includes a storage room—practical space that actually works. The 0.325-acre lot sits across from Chambers Park, where you can enjoy a ball game, walking path, or tennis courts. Paved driveway, plenty of parking. This is what move-in ready actually feels like: fully updated, thoughtfully finished, zero projects waiting. And a seller who's willing to work with you on the numbers. Just unpack and live.
For sale
Price cut: $15K (8/18)
$315,000
104 Chambers St, Federalsburg, MD 21632
3beds
1,212sqft
Single Family Residence
Built in 1938
0.32 Acres Lot
$310,000 Zestimate®
$260/sqft
$-- HOA
What's special
Walk-in closetStainless steel appliancesPlenty of parkingPaved drivewayStylish floating shelvesQuartz countertopsWide plank lvp flooring
- 78 days
- 634
- 61
Zillow last checked:
Listing updated:
Listed by:
Kaitlyn Collins 410-490-9157,
Benson & Mangold, LLC 4108226665,
Listing Team: Chesapeake Bay Properties Team Of Benson & Mangold
Source: Bright MLS,MLS#: MDCM2007526
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Wall Unit, Electric
Cooling
- Ductless, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Hookup
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,212
- Total interior livable area: 1,212 sqft
- Finished area above ground: 1,212
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Storage, Driveway, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 0.32 Acres
- Dimensions: 60.00 x
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0605018706
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Mixed
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1938
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Federalsburg
- Municipality: Federalsburg
Financial & listing details
- Price per square foot: $260/sqft
- Tax assessed value: $144,400
- Annual tax amount: $2,396
- Date on market: 7/25/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$310,000
$295,000 - $326,000
$1,833/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Price change | $315,000-4.5%$260/sqft |
Source: | ||
| 7/25/2026 | Listed for sale | $330,000+371.4%$272/sqft |
Source: | ||
| 11/12/2025 | Sold | $70,000$58/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,396 +17.1% | $125,967 +17.1% |
| 2024 | $2,045 +21.3% | $107,533 +20.7% |
| 2023 | $1,686 +0.8% | $89,100 |
| 2022 | $1,672 +0.8% | $89,100 +1.7% |
| 2021 | $1,658 +0.8% | $87,633 +0.8% |
| 2020 | $1,644 +1.7% | $86,900 |
| 2019 | $1,617 +92% | $86,900 +2.4% |
| 2018 | $842 -8.3% | $84,900 +1.2% |
| 2017 | $919 -51.1% | $83,900 |
| 2016 | $1,880 | $83,900 |
| 2015 | $1,880 | $83,900 -18.5% |
| 2014 | $1,880 | $102,900 |
| 2013 | -- | $102,900 |
| 2012 | -- | $102,900 -22.7% |
| 2011 | -- | $133,080 +3.7% |
| 2010 | -- | $128,310 +3.9% |
| 2009 | -- | $123,540 +4% |
| 2008 | -- | $118,770 +12% |
| 2007 | -- | $106,076 +13.6% |
| 2006 | -- | $93,383 +15.7% |
| 2005 | -- | $80,690 +2.2% |
| 2004 | -- | $78,980 +2.2% |
| 2003 | -- | $77,270 +2.3% |
| 2002 | -- | $75,560 +0.3% |
| 2001 | -- | $75,320 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21632
Nearby schools
Schools provided by the listing agent
- District: Caroline County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




