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New construction
    • Price increase: $73K (6/19)
    $497,990

    104 Merchant Ave, Mount Joy, PA 17552

    4beds
    2,567sqft
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    Single Family Residence
    Built in 2025
    6,534 Square Feet Lot
    $512,000 Zestimate®
    $194/sqft
    $50/mo HOA

    What's special

    Private backyardCharming covered front porchVersatile lower levelRich hardi plank sidingLandscaped curb appealGrand front entryBeautiful views
    The Elgin offers 2,567 - 3619sq ft of living space with 4-5 bedrooms, 2.5 - 4 bathrooms and versatile spaces throughout with the option for an additional main floor bedroom suite, private study or sunroom. Make your home uniquely yours by adding extra square footage, adjusting bathroom layouts, and choosing finishes that perfectly suit your style. The exterior of the homes features rich Hardi plank siding and a charming covered front porch enhanced by landscaped curb appeal and timeless character. Inside, enjoy a spacious and open feel with 9' ceilings and 8' doors on the main floor including Lux Vinyl Plank flooring. The grand front entry of this home opens into a living room, leading through the first-floor gallery to a spacious great room, dining area, and kitchen. The kitchen boasts a large eat-in island and a striking full-wall tile backsplash, combining both style and functionality. From the great room, step outside to your private backyard and take in the beautiful views. On the upper level, you'll find three bedrooms, a generous full bathroom, and a tranquil primary suite featuring a large walk-in closet and a luxurious bath with a tiled shower. The versatile lower level offers limitless potential, perfect for a game room, bar, or additional full bathroom. Located on a picturesque hillside in historic Mount Joy Borough, Florin Hill offers green spaces, a neighborhood pool, playground, coffee shop, salon, walking trails and more all within walking distance from your front door.
    571 days
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    171
    |
    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Thomas Despard 717-490-8000,

    Cygnet Real Estate Inc. (717) 490-8000

    Source: Bright MLS,MLS#: PALA2062320MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Great Room, Laundry, Primary Bathroom, Full Bath, Half Bath
      Primary bedroom
      • Level: Upper
      • Area: 225 Square Feet
      • Dimensions: 15 X 15
      Bedroom 2
      • Level: Upper
      • Area: 156 Square Feet
      • Dimensions: 13 X 12
      Bedroom 3
      • Level: Upper
      • Area: 156 Square Feet
      • Dimensions: 12 X 13
      Bedroom 4
      • Level: Upper
      • Area: 132 Square Feet
      • Dimensions: 12 X 11
      Primary bathroom
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 11 X 10
      Dining room
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 15 X 11
      Foyer
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 16 X 5
      Other
      • Level: Upper
      • Area: 55 Square Feet
      • Dimensions: 11 X 5
      Great room
      • Level: Main
      • Area: 240 Square Feet
      • Dimensions: 15 X 16
      Half bath
      • Level: Main
      • Area: 36 Square Feet
      • Dimensions: 9 X 4
      Kitchen
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 15 X 11
      Laundry
      • Level: Upper
      • Area: 42 Square Feet
      • Dimensions: 7 X 6
      Living room
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14 X 12
      Mud room
      • Level: Main
      • Area: 20 Square Feet
      • Dimensions: 4 X 5
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Natural Gas
      Appliances
      • Included: Microwave, Dishwasher, Disposal, Self Cleaning Oven, Electric Water Heater
      • Laundry: Hookup, Upper Level, Washer/Dryer Hookups Only, Laundry Room, Mud Room
      Features
      • Dining Area, Eat-in Kitchen, Formal/Separate Dining Room, Combination Kitchen/Dining, Combination Dining/Living, Open Floorplan, Kitchen Island, Combination Kitchen/Living, Family Room Off Kitchen, Primary Bath(s), Walk-In Closet(s), Built-in Features, Kitchen - Gourmet, Breakfast Area, Dry Wall, 9'+ Ceilings
      • Flooring: Carpet
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 2,567
      • Total interior livable area: 2,567 sqft
      • Finished area above ground: 2,567
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Built In, Garage Faces Front, Garage Door Opener, Inside Entrance, Free, Off Street, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Doors - Swing In
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Lighting, Sidewalks
      • Pool features: Community
      Lot
      • Size: 6,534 Square Feet
      • Features: Cleared, Landscaped
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: NO TAX RECORD
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Stick Built
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: Yes
      • Year built: 2025
      Details
      • Builder model: The Elgin
      • Builder name: Charter Homes & Neighborhoods

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
      • Subdivision: Florin Hill
      HOA
      • Has HOA: Yes
      • Amenities included: Fitness Center, Jogging Path, Bike Trail, Common Grounds
      • Services included: Common Area Maintenance, Snow Removal, Road Maintenance, Management
      • HOA fee: $50 monthly
      Location
      • Region: Mount Joy
      • Municipality: MT JOY BORO

      Financial & listing details

      • Price per square foot: $194/sqft
      • Tax assessed value: $497,990
      • Date on market: 12/27/2024
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,VA Loan,FHA,Cash
      • Ownership: Fee Simple

        Estimated market value

        $512,000

        $486,000 - $538,000

        $2,885/mo

        Price history

        DateEventPrice
        6/19/2026Price change$512,990+16.6%$200/sqft
        Source: Bright MLS #PALA2086842 Report a problem
        6/19/2026Price change$439,990-2.2%$171/sqft
        Source: Bright MLS #PALA2086916 Report a problem
        4/24/2026Price change$449,990-0.7%$175/sqft
        Source: Bright MLS #PALA2086916 Report a problem
        4/24/2026Price change$452,990-3.2%$176/sqft
        Source: Bright MLS #PALA2065288 Report a problem
        4/23/2026Price change$467,990+14.4%$182/sqft
        Source: Bright MLS #PALA2065346 Report a problem
        4/23/2026Price change$408,990-1.2%$159/sqft
        Source: Bright MLS #PALA2064200 Report a problem
        4/23/2026Price change$413,990-3.5%$161/sqft
        Source: Bright MLS #PALA2064204 Report a problem
        4/23/2026Price change$428,990-3.4%$167/sqft
        Source: Bright MLS #PALA2069190 Report a problem
        4/23/2026Price change$443,990-14.8%$173/sqft
        Source: Bright MLS #PALA2069196 Report a problem
        4/23/2026Price change$520,990+7.9%$203/sqft
        Source: Bright MLS #PALA2086842 Report a problem
        4/23/2026Price change$482,990-2%$188/sqft
        Source: Bright MLS #PALA2062352 Report a problem
        4/23/2026Price change$492,990-1%$192/sqft
        Source: Bright MLS #PALA2068632 Report a problem
        4/23/2026Price change$497,990-2.9%$194/sqft
        Source: Bright MLS #PALA2062320 Report a problem
        4/23/2026Price change$512,990+26.4%$200/sqft
        Source: Bright MLS #PALA2062356 Report a problem
        8/25/2025Price change$405,990-4.7%$158/sqft
        Source: Bright MLS #PALA2064200 Report a problem
        8/25/2025Price change$425,990-3.4%$166/sqft
        Source: Bright MLS #PALA2069190 Report a problem
        8/25/2025Price change$440,990+7.3%$172/sqft
        Source: Bright MLS #PALA2069196 Report a problem
        8/25/2025Price change$410,990-6.6%$160/sqft
        Source: Bright MLS #PALA2064204 Report a problem
        5/2/2025Price change$439,990+3.5%$171/sqft
        Source: Bright MLS #PALA2069196 Report a problem
        5/2/2025Price change$424,990-13.3%$166/sqft
        Source: Bright MLS #PALA2069190 Report a problem
        4/22/2025Price change$489,990+5.4%$191/sqft
        Source: Bright MLS #PALA2068632 Report a problem
        3/7/2025Price change$464,990+3.3%$181/sqft
        Source: Bright MLS #PALA2065346 Report a problem
        3/6/2025Price change$449,990-11.8%$175/sqft
        Source: Bright MLS #PALA2065288 Report a problem
        3/5/2025Price change$509,990+6.3%$199/sqft
        Source: Bright MLS #PALA2062356 Report a problem
        3/5/2025Listed for sale$479,990$187/sqft
        Source: Bright MLS #PALA2062352 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 17552

        Getting around

        38 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Donegal

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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