This stunning 1.5 story home, located in the historic section of Charlestown, was originally built in 1900 & has been lovingly cared-for & restored. This beauty sits on a large lot w/mature trees, beautiful landscaping & plenty of room to enjoy outdoor entertaining on the double deck & spacious patio. Original floors with inlays, beautiful crown molding & stunning fireplace set the living room apart. The formal dining room shines with a wall of windows & built-in bench. Kitchen is a chef's dream w/newer stainless appliances, double oven, spacious Granite countertops & patio doors that lead to the deck. Main floor is completed w/2 large bedrooms & full bath. Upstairs features 3 spacious bedrooms & full bath. Basement is mostly finished (non-conforming) with another full bath, family room, storage, flex room & large laundry rm. Walk out the back to the 2.5 car garage or enjoy the gorgeous front porch. You'll love this home for years to come.
Sold for $385,000
$385,000
1040 Water Street, Charlestown, IN 47111
5beds
3,439sqft
Single Family Residence
Built in 1900
0.38 Acres Lot
$389,100 Zestimate®
$112/sqft
$2,464 Estimated rent
Home value
$389,100
$303,000 - $498,000
$2,464/mo
Zestimate® history
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List your homeWhat's special
Stunning fireplaceDouble deckSpacious patioWall of windowsFormal dining roomGorgeous front porchSpacious granite countertops
Zillow last checked:
Listing updated:
Listed by:
Jeremy L Ward,
Ward Realty Services,
Tamyra Persinger,
Ward Realty Services
Bought with:
Jeff Gipe, RB22002104
Ward Realty Services
Jeremy L Ward, RB14035695
Ward Realty Services
Source: SIRA,MLS#: 2025011213
Originating MLS: Southern Indiana REALTORS Association
Originating MLS: Southern Indiana REALTORS AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Family Room
Bedroom
- Description: Flooring: Wood
- Level: First
- Dimensions: 11.2 x 13.3
Bedroom
- Description: Flooring: Carpet
- Level: First
- Dimensions: 10.7 x 13.3
Bedroom
- Description: Flooring: Carpet
- Level: Second
- Dimensions: 12.8 x 10.9
Bedroom
- Description: Flooring: Carpet
- Level: Second
- Dimensions: 12 x 11.2
Bedroom
- Description: Flooring: Carpet
- Level: Second
- Dimensions: 12 x 11.2
Dining room
- Description: Built-in Bench
- Level: First
- Dimensions: 14.5 x 15.2
Dining room
- Level: First
- Dimensions: 8.7 x 6.9
Family room
- Description: Flooring: Carpet
- Level: Lower
- Dimensions: 30 x 9.7
Other
- Description: Flooring: Tile
- Level: First
- Dimensions: 4.9 x 8.6
Other
- Description: Flooring: Tile
- Level: Second
- Dimensions: 4.9 x 7.2
Other
- Description: Double Vanity; Shower,Flooring: Tile
- Level: Lower
- Dimensions: 8.9 x 13.9
Kitchen
- Description: Granite; Stainless Appls, Dbl Oven; Patio Drs,Flooring: Vinyl
- Level: First
- Dimensions: 16 x 10.2
Living room
- Description: Fireplace, Crown Molding,Flooring: Wood
- Level: First
- Dimensions: 13.7 x 27.4
Other
- Description: Flex Rm; Study; Exercise Rm, Etc.,Flooring: Luxury Vinyl Plank
- Level: Lower
- Dimensions: 11.9 x 16.1
Other
- Description: Multi-Purpose
- Level: Lower
- Dimensions: 17.1 x 12.4
Other
- Description: Laundry Room
- Level: Lower
- Dimensions: 13.5 x 9.4
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Washer
- Laundry: In Basement, Laundry Room
Features
- Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Main Level Primary, Storage, Natural Woodwork, Walk-In Closet(s), Window Treatments
- Windows: Blinds
- Basement: Partially Finished
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total structure area: 2,190
- Total interior livable area: 3,439 sqft
- Finished area above ground: 2,190
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Garage Faces Rear, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Deck, Patio, Porch
- Exterior features: Deck, Fence, Landscaping, Paved Driveway, Porch, Patio
- Fencing: Yard Fenced
Lot
- Size: 0.38 Acres
- Dimensions: 82 x 200
- Features: Garden
Details
- Additional structures: Garage(s), Shed(s), Gazebo
- Parcel number: 101811701013000004
- Zoning: Residential
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subtype: Single Family Residence
Materials
- Wood Siding, Frame
- Foundation: Poured
Condition
- Resale
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Connected, Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Charlestown
Financial & listing details
- Price per square foot: $112/sqft
- Tax assessed value: $320,300
- Annual tax amount: $2,447
- Date on market: 9/19/2025
- Cumulative days on market: 194 days
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/30/2025 | Sold | $385,000$112/sqft |
Source:  SIRA #2025011213 Report a problem | ||
| 9/30/2025 | Price change | $385,000-3.7%$112/sqft |
Source: SIRA #2025011213 Report a problem | ||
| 9/19/2025 | Listed for sale | $399,900+138%$116/sqft |
Source: SIRA #2025011213 Report a problem | ||
| 3/31/2014 | Sold | $168,000+61.5%$49/sqft |
Source: SIRA #201307136 Report a problem | ||
| 9/24/1999 | Sold | $104,000-4.1%$30/sqft |
Source: Public Record Report a problem | ||
| 2/19/1998 | Sold | $108,500$32/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,103 +33% | $320,300 +3.2% |
| 2024 | $2,333 +12% | $310,300 +14.9% |
| 2023 | $2,083 +22.9% | $270,100 +29.7% |
| 2022 | $1,696 +9.7% | $208,200 +22.9% |
| 2021 | $1,546 +0% | $169,400 -1.6% |
| 2020 | $1,546 +25.5% | $172,100 +9.7% |
| 2019 | $1,232 +24.3% | $156,900 +27.6% |
| 2018 | $991 +24.9% | $123,000 +5.7% |
| 2017 | $793 | $116,400 +9.8% |
| 2016 | $793 -4.2% | $106,000 +8.5% |
| 2014 | $828 +7.5% | $97,700 -0.5% |
| 2013 | $770 +0.7% | $98,200 -4.4% |
| 2012 | $765 -6.9% | $102,700 -3.1% |
| 2011 | $822 -14.9% | $106,000 -14.2% |
| 2010 | $967 -11.1% | $123,500 -14.1% |
| 2009 | $1,087 | $143,700 +18.1% |
| 2007 | -- | $121,700 |
| 2006 | -- | $121,700 |
Find assessor info on the county website
Neighborhood: 47111
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Nearby schools
GreatSchools rating
- 7/10Jonathan Jennings Elementary SchoolGrades: 3-5Distance: 0.4 mi
- 8/10Charlestown Middle SchoolGrades: 6-8Distance: 0.8 mi
- 5/10Charlestown Senior High SchoolGrades: 9-12Distance: 0.4 mi
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- Indiana
- Clark County
- Charlestown
- 47111
- 1040 Water Street
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