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For sale
  • Price cut: $10K (5/19)
    $90,000

    105 W Kagay Ave, Effingham, IL 62401

    3beds
    912sqft
    : 
    $646/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    10,018 Square Feet Lot
    $-- Zestimate®
    $99/sqft
    $-- HOA

    What's special

    One car detached garageThree bedrooms
    With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres. One car detached garage with a dirt floor. Main road access from the front and an alley access from the back. The house has a newer outside central air unit and furnace. The house and garage with one lot they both sit on are what's for sale. There are two lots one west of the house and one east of the garage that are for sale individually or possibly can sell all together.
    150 days
    |
    436
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Johanna Holtz 217-232-5595,

    Auction/Realty by Schackmann, Inc.

    Source: CIBR,MLS#: 6257262MLS LogoOriginating MLS: Central Illinois Board Of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 16 x 12
      Bedroom
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 12 x 12
      Bedroom
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 16 x 12
      Other
      • Features: Bathtub
      • Level: Main
      • Dimensions: 10 x 10
      Kitchen
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 12 x 14
      Living room
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 16 x 20
      Porch
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 10 x 4
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater, Range, Refrigerator
      Features
      • Main Level Primary
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 912
      • Total interior livable area: 912 sqft
      • Finished area above ground: 912

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage
      • Garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 50 x 200
      Details
      • Parcel number: 0316057072
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Shingle Siding
      • Foundation: Crawlspace
      • Roof: Asphalt
      Condition
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Spring Garden Sub
      Location
      • Region: Effingham

      Financial & listing details

      • Price per square foot: $99/sqft
      • Tax assessed value: $81,240
      • Annual tax amount: $159
      • Date on market: 2/23/2026
      • Cumulative days on market: 152 days
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/19/2026Price change$90,000-10%$99/sqft
        Source: CIBR #6257262 Report a problem
        4/7/2026Price change$100,000-13%$110/sqft
        Source: CIBR #6257262 Report a problem
        2/24/2026Listed for sale$115,000$126/sqft
        Source: CIBR #6257262 Report a problem
        2/23/2026Listing removed$115,000$126/sqft
        Source: CIBR #6255541 Report a problem
        2/22/2026Price change$115,000-11.5%$126/sqft
        Source: CIBR #6255541 Report a problem
        12/16/2025Price change$130,000-10.3%$143/sqft
        Source: CIBR #6255541 Report a problem
        10/8/2025Listed for sale$145,000$159/sqft
        Source: CIBR #6255541 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$159 -0.8%$27,080 +10%
        2023$160 -0.5%$24,620 +9%
        2022$161 -5.7%$22,590 +1%
        2021$170 $22,370 +2.9%
        2020-- $21,740 +1%
        2019$171 -0.6%$21,520 +4%
        2018$172 -0.3%$20,690 +2%
        2017$172 $20,290 +3%
        2016-- $19,700 +3%
        2015-- $19,130 +3%
        2014-- $18,580 +2%
        2013-- $18,210 +1.5%
        2012-- $17,940
        2010-- $17,940 +1%
        2009-- $17,760
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 62401

        Getting around

        58 / 100
        Somewhat Walkable
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Effingham Dist. 40

        Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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