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For sale
  • Listed by: Konocti Realty • Rick White • Contact: 707-536-7858
    $400,000

    10523 E Highway 20, Clearlake Oaks, CA 95423

    4beds
    2,220sqft
    : 
    $2,608/mo
    Get pre-qualified
    Single Family Residence
    Built in 1965
    0.36 Acres Lot
    $380,900 Zestimate®
    $180/sqft
    $-- HOA

    What's special

    Boat liftPrivate boat dockSpacious primary suiteAdditional storage areaBuilt-in bunk bed areaSpacious park-like parcelPartial wraparound wood decking
    Premier Lakefront Fixer Opportunity on Clear Lake – Panoramic Views & Major Upgrades Started. Located along the shoreline of Clear Lake in the Clearlake Oaks area, this three-level lakefront property presents an exceptional opportunity to complete a large-scale renovation and create a stunning custom waterfront retreat. Set on a spacious, park-like parcel with a concrete seawall, private boat dock, and boat lift, the property captures sweeping panoramic views of Clear Lake, Mt. Konocti, Mt. Hannah, Cobb Mountain, and Seigler Mountain—a truly inspiring setting from sunrise to sunset. Originally designed as a 4-bedroom, 4-bath home with approximately 3,000 sq ft (per seller), the structure already reflects significant investment and vision, with many upgrades completed and others ready for finishing. Property Highlights & Completed Improvements: Plumbed for a tankless HW system. Three-level layout offering flexible living spaces. Stucco exterior with fresh exterior paint, Dual-pane windows and multiple sliding glass doors, Recessed LED (canned) lighting installed throughout (unfinished electrical), Expanded seawall with added fill, enhancing backyard and patio usability, Cobblestone-style patio accented with decorative red lava rock, Partial wraparound wood decking, Pebbly beach area for easy lake access. Main Level: Entry-level living room area, Kitchen area already plumbed and centrally located, Dining area positioned to capture dramatic lake and mountain views, Sliding glass doors leading to deck, Quarter bathroom with sink and commode. Upper Level: Four bedrooms and three bathrooms, including a spacious primary suite. Primary bedroom area features large windows showcasing expansive lake views, a walk-in closet, and an unfinished master bathroom with a walk-in steam shower. Second bedroom includes a private bathroom with space for a tub/shower, Two additional front-facing bedrooms (one without a closet), Additional bathroom with separate water closet and shower area. Lower Level: Versatile space ideal for a media room, game room, or additional sleeping quarters with built-in bunk bed area also has large 6ft electric fire place. Large sliding glass doors opening to the backyard and lakefront. Additional storage area.
    116 days
    |
    865
    |
    77
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Rick White DRE #01704328 707-536-7858,

    Konocti Realty

    Source: CRMLS,MLS#: LC26071179MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • 1/4 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Other
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Low Flow Plumbing Fixtures, Walk-In Shower
      Heating
      • None
      Cooling
      • None
      Appliances
      • Laundry: None
      Features
      • See Remarks, All Bedrooms Up
      • Doors: Sliding Doors
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Bonus Room, Electric
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,220 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Door-Single, Driveway, Garage Faces Front, Garage, Paved
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: See Remarks, Accessible Doors
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Patio & porch: Deck, See Remarks, Wood
      • Exterior features: Awning(s), Dock
      • Pool features: None
      • Spa features: None
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Hills, Lake, Mountain(s), Panoramic, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Dock Access, Lake, Lake Front, Seawall
      Lot
      • Size: 0.36 Acres
      • Features: Back Yard, Front Yard, Street Level, Trees
      Details
      • Parcel number: 035523070000
      • Zoning: CR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Custom
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Concrete, Stucco
      • Foundation: Concrete Perimeter
      • Roof: Composition,Shingle
      Condition
      • Fixer
      • New construction: No
      • Year built: 1965

      Utilities & green energy

      • Electric: Electricity - On Property
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Features: Biking, Foothills, Hunting, Lake, Mountainous, Near National Forest, Rural, Water Sports, Fishing
      Location
      • Region: Clearlake Oaks

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $413,136
      • Annual tax amount: $4,690
      • Date on market: 4/9/2026
      • Cumulative days on market: 117 days
      • Listing terms: Cash
      • Road surface type: Paved

        Estimated market value

        $380,900

        $362,000 - $400,000

        $2,475/mo

        Price history

        DateEventPrice
        4/9/2026Listed for sale$400,000+14.6%$180/sqft
        Source: CRMLS #LC26071179 Report a problem
        3/24/2016Sold$349,000$157/sqft
        Source: Public Record Report a problem
        2/27/2016Pending sale$349,000$157/sqft
        Source: CENTURY 21 Alliance #21527450 Report a problem
        11/17/2015Listed for sale$349,000-61%$157/sqft
        Source: Century 21 Alliance #21527450 Report a problem
        12/14/2010Listing removed$895,000$403/sqft
        Source: NCI #110635 Report a problem
        7/10/2010Listed for sale$895,000$403/sqft
        Source: NCI #110635 Report a problem
        3/24/2010Listing removed$895,000$403/sqft
        Source: NCI #110635 Report a problem
        9/5/2009Listed for sale$895,000$403/sqft
        Source: Lakeview Homes & Estates Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,690 +1%$413,136 +2%
        2024$4,642 +1.1%$405,036 +2%
        2023$4,592 +5.2%$397,095 +2%
        2022$4,366 -3.1%$389,310 +2%
        2021$4,504 +0.5%$381,677 +1%
        2020$4,481 +4.5%$377,765 +2%
        2019$4,288 -0.2%$370,359 +2%
        2018$4,295 +63.5%$363,098 +60.4%
        2017$2,627 +7.9%$226,394 +2%
        2016$2,434 +1.9%$221,956 +1.5%
        2015$2,389 +3.9%$218,623 +2.5%
        2013$2,300 -1.2%$213,374 +2%
        2012$2,328 +1.8%$209,191 +2%
        2011$2,286 +4.3%$205,090 +0.8%
        2010$2,191 +2%$203,559 +1.8%
        2008$2,149 +2%$200,041 +2%
        2007$2,106 +3.4%$196,120 +2%
        2006$2,036 +2.5%$192,275 +2%
        2005$1,987 +5.9%$188,506 +2%
        2004$1,877 -0.8%$184,810 +1.9%
        2003$1,891 +1.7%$181,424 +2%
        2002$1,860 +1.8%$177,868 +2%
        2001$1,827 +1.7%$174,381 +2%
        2000$1,796 $170,963
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 95423

        Getting around

        0 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

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