Enjoy breathtaking sunset views and 40 feet of river frontage on beautiful Baugo Bay! Located in the highly desirable Penn School District, this home offers the perfect blend of waterfront living with modern amenities. Some features include gorgeous hardwood flooring, eat in kitchen with quartz countertops, and a tankless water heater for endless hot water. The main living area is filled with natural light and showcases stunning river views with one bedroom, full bathroom, beautiful kitchen open to the living room, and stairs leading to a large loft area overlooking the water (perfect for additional sleeping space, office, etc.). The finished lower walk out level includes a 2nd bedroom, full bathroom, kitchenette, family room, mechanical/laundry area and storage space. Step outside to the spacious deck overlooking the river, perfect for enjoying your morning coffee, evening cocktails, or spectacular sunsets. A detached 2 car garage provides ample storage for vehicles, water toys, and outdoor equipment. Don't miss this rare opportunity to own a move-in ready waterfront retreat with incredible views to all that Baugo Bay has to offer!
Pending
$425,000
10566 Jefferson Rd, Osceola, IN 46561
2beds
1,758sqft
Single Family Residence
Built in 2019
7,579 Square Feet Lot
$427,900 Zestimate®
$--/sqft
$-- HOA
What's special
- 8 days |
- 1,423 |
- 91 |
Zillow last checked:
Listing updated:
Listed by:
Valerie W Williams Cell:574-849-4081,
Milestone Realty, LLC
Source: IRMLS,MLS#: 202621621
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Lower
Dining room
- Level: Main
- Area: 104
- Dimensions: 8 x 13
Family room
- Level: Lower
- Area: 273
- Dimensions: 21 x 13
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Living room
- Level: Main
- Area: 182
- Dimensions: 14 x 13
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator, Washer, Dryer-Electric, Gas Range, Tankless Water Heater, Wine Cooler
- Laundry: Electric Dryer Hookup
Features
- Ceiling-9+, Stone Counters, Eat-in Kitchen, Open Floorplan, Tub/Shower Combination
- Flooring: Hardwood, Ceramic Tile
- Doors: Pocket Doors
- Windows: Blinds
- Basement: Full,Walk-Out Access,Finished,Concrete,Sump Pump
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,776
- Total interior livable area: 1,758 sqft
- Finished area above ground: 1,008
- Finished area below ground: 750
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage Door Opener, Concrete
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio
- Exterior features: Irrigation System
- Fencing: Decorative,Vinyl
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, Frontage Lot, River
- Body of water: St. Joe River Lower
- Frontage length: Water Frontage(40)
Lot
- Size: 7,579 Square Feet
- Dimensions: 40 X 190
- Features: City/Town/Suburb, Landscaped
Details
- Parcel number: 711009127016.000031
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Cottage
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Gas: NIPSCO
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Osceola
Financial & listing details
- Tax assessed value: $283,200
- Annual tax amount: $4,558
- Date on market: 6/4/2026
- Listing terms: Cash,Conventional
Estimated market value
$427,900
$407,000 - $449,000
$2,582/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Pending sale | $425,000 |
Source:  IRMLS #202621621 Report a problem | ||
| 6/4/2026 | Listed for sale | $425,000+825.9% |
Source: IRMLS #202621621 Report a problem | ||
| 4/20/2025 | Listing removed | $2,500$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/19/2025 | Price change | $2,500-10.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/21/2025 | Listed for rent | $2,800$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/26/2018 | Listing removed | $45,900$26/sqft |
Source: RE/MAX OAK CREST REALTY #201501091 Report a problem | ||
| 12/7/2018 | Listed for sale | $45,900-20.7%$26/sqft |
Source: RE/MAX Oak Crest - Elkhart #201501091 Report a problem | ||
| 11/5/2018 | Listing removed | $57,900$33/sqft |
Source: RE/MAX Oak Crest - Elkhart #201501091 Report a problem | ||
| 5/27/2015 | Listed for sale | $57,900$33/sqft |
Source: RE/MAX Excellence #201501091 Report a problem | ||
| 3/3/2015 | Listing removed | $57,900$33/sqft |
Source: RE/MAX Excellence Realtors #201501091 Report a problem | ||
| 1/13/2015 | Listed for sale | $57,900-16.7%$33/sqft |
Source: WBBC Corp dba RE/MAX Excellence #201501091 Report a problem | ||
| 10/10/2014 | Listing removed | $69,500$40/sqft |
Source: Kaser Realty #201411284 Report a problem | ||
| 4/13/2014 | Listed for sale | $69,500$40/sqft |
Source: Kaser Realty #201411284 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,194 -1.7% | $283,200 -1.9% |
| 2023 | $5,284 +508.6% | $288,800 -0.8% |
| 2022 | $868 +61.6% | $291,200 +558.8% |
| 2021 | $537 +17.2% | $44,200 +59.6% |
| 2020 | $459 -29.6% | $27,700 +18.4% |
| 2019 | $651 -21.4% | $23,400 +6.4% |
| 2018 | $828 +129.2% | $22,000 -0.5% |
| 2017 | $361 -4.9% | $22,100 +20.1% |
| 2016 | $380 -3.1% | $18,400 +2.2% |
| 2014 | $392 +276.1% | $18,000 |
| 2013 | $104 +7.3% | $18,000 -1.1% |
| 2012 | $97 -8.8% | $18,200 -18.4% |
| 2011 | $107 +5.9% | $22,300 |
| 2010 | $101 +1.4% | $22,300 |
| 2009 | $99 | $22,300 -78.9% |
| 2007 | -- | $105,600 -3.6% |
| 2006 | $548 +10.8% | $109,600 |
| 2004 | $495 +12.5% | $109,600 -12.8% |
| 2003 | $440 | $125,620 +2252.4% |
| 2001 | -- | $5,340 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 46561
Nearby schools
GreatSchools rating
- 9/10Moran Elementary SchoolGrades: K-5Distance: 0.9 mi
- 8/10Schmucker Middle SchoolGrades: 6-8Distance: 2 mi
- 10/10Penn High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Moran
- Middle: Schmucker
- High: Penn
- District: Penn-Harris-Madison School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Indiana
- Saint Joseph County
- Osceola
- 46561
- 10566 Jefferson Rd
Nearby cities
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