Active

$235,000

106 Chapel St, Spruce Pine, NC 28777

2beds

1,638sqft

$1,475/mo

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Single Family Residence

Built in 1966

0.69 Acres Lot

$219,300 Zestimate^®

$143/sqft

$-- HOA

What's special

This lovingly, maintained 2-bedroom, 2-bath brick rancher is nestled in a convenient location just minutes from downtown Spruce Pine. This home has been well cared for over the years and it shows. Step inside to find a cozy living area filled with natural light. A separate living area provides the perfect spot for a second lounge area. The open basement adds plenty of storage or potential for a workshop or hobby area. This home is situated just around the corner from the local hospital and the soon-to-open recreation center, this home is perfectly located for both convenience and community connection. Outdoor enthusiasts will love being a short drive from the scenic Blue Ridge Parkway and hiking adventures along the Appalachian Trail. This is home is a great purchase if you are looking for your mountain home or primary residence.

97 days

331

27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Level: Main

Laundry

Level: Main

Heating

Other

Cooling

Window Unit(s)

Appliances

Included: Oven, Refrigerator, Washer/Dryer
Laundry: Mud Room

Features

Basement: Interior Entry

Interior area

Total structure area: 1,638
Total interior livable area: 1,638 sqft
Finished area above ground: 1,638
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Lot

Size: 0.69 Acres

Details

Parcel number: 079906295766
Zoning: r1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick Full, Vinyl

Condition

New construction: No
Year built: 1966

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Subdivision: none

Location

Region: Spruce Pine

Financial & listing details

Price per square foot: $143/sqft
Tax assessed value: $160,300
Annual tax amount: $898
Date on market: 4/17/2026
Cumulative days on market: 433 days
Road surface type: Asphalt, Paved

Estimated market value

$219,300

$208,000 - $230,000

$1,765/mo

Price history

Date	Event	Price
4/17/2026	Listed for sale	$235,000-11.3%$143/sqft
Source: Canopy MLS as distributed by MLS GRID #4370999 Report a problem
4/13/2026	Listing removed	$265,000$162/sqft
Source: Canopy MLS as distributed by MLS GRID #4248002 Report a problem
9/18/2025	Price change	$265,000-5.4%$162/sqft
Source: Canopy MLS as distributed by MLS GRID #4248002 Report a problem
5/13/2025	Price change	$280,000-3.4%$171/sqft
Source: Canopy MLS as distributed by MLS GRID #4248002 Report a problem
4/29/2025	Listed for sale	$290,000$177/sqft
Source: Canopy MLS as distributed by MLS GRID #4248002 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$898	$160,300
2024	$898	$160,300
2023	$898	$160,300
2022	$898 +28%	$160,300 +32.6%
2021	$701	$120,900
2020	$701	$120,900
2019	$701	$120,900
2018	$701 -5.2%	$120,900 -5.2%
2017	$740 +9.4%	$127,500
2016	$676	$127,500
2015	$676	$127,500
2014	$676 +20.2%	$127,500 -9.3%
2013	$562	$140,600
2012	$562	$140,600
2011	$562	$140,600
2010	--	$140,600

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28777

Getting around

29 / 100

Car-Dependent

6 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Greenlee Primary
Grades: PK-2Distance: 1.8 mi
1/10
Harris Middle
Grades: 6-8Distance: 1.1 mi
8/10
Mayland Early College
Grades: 9-12Distance: 3.2 mi

Schools provided by the listing agent

Elementary: Mitchell
Middle: Mitchell
High: Mitchell

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.