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Sold for $1,430,000
  • $1,430,000

    108 Sea Urchin Court, Surf City, NC 28445

    4beds
    2,952sqft
    Single Family Residence
    Built in 2020
    7,405 Square Feet Lot
    $1,454,300 Zestimate®
    $484/sqft
    $4,005 Estimated rent

    Home value

    $1,454,300

    $1.32M - $1.60M

    $4,005/mo

    Zestimate® history
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    What's special

    Fenced professionally landscaped yardRefined luxury throughoutPerformance endless poolEffortless beach accessComposite deckingCustom closet built-insWide hallways
    Perched on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction. Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute. The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets. The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway. Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security. Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.

    Zillow last checked:

    Listing updated:

    Listed by:

    Pamela Saxman 919-349-2220,

    Capital To Coast Realty Company

    Bought with:

    Kerie Lord, 293593

    Capital To Coast Realty Company

    Source: Hive MLS,MLS#: 100552984MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Living Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Office
    Primary bedroom
    • Dimensions: 206 x 1511
    Bedroom 2
    • Dimensions: 101 x 104
    Bedroom 3
    • Dimensions: 157 x 123
    Bedroom 4
    • Dimensions: 101 x 1110
    Kitchen
    • Dimensions: 2011 x 158
    Living room
    • Dimensions: 206 x 211
    Office
    • Dimensions: 78 x 811
    Heating
    • Heat Pump, Electric, Forced Air
    Cooling
    • Central Air, Wall/Window Unit(s), Heat Pump
    Appliances
    • Included: Vented Exhaust Fan, Mini Refrigerator, Gas Cooktop, Refrigerator
    • Laundry: Laundry Room
    Features
    • Walk-in Closet(s), High Ceilings, Entrance Foyer, Solid Surface, Whirlpool, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Gas Log, Walk-In Closet(s)
    • Flooring: LVT/LVP, Tile
    • Doors: Storm Door(s)
    • Windows: Storm Window(s)
    • Attic: Access Only
    • Has fireplace: Yes
    • Fireplace features: Gas Log
    Interior area
    • Total structure area: 2,952
    • Total interior livable area: 2,952 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Off Street, Tandem
    • Has attached garage: Yes
    Accessibility
    • Accessibility features: Accessible Hallway(s), Accessible Doors, Accessible Entrance, Accessible Elevator Installed
    Features
    • Levels: Three Or More
    • Patio & porch: Open, Covered, Deck, Patio, Porch, Wrap Around, Balcony
    • Exterior features: Outdoor Shower, Irrigation System, Storm Doors
    • Pool features: Above Ground
    • Fencing: Metal/Ornamental,Back Yard
    • Has view: Yes
    • View description: ICW, Marsh, Ocean, Sound, Water
    • Has water view: Yes
    • Water view: Marsh,Ocean,Sound,Water
    • Waterfront features: None
    • Frontage type: See Remarks
    Lot
    • Size: 7,405 Square Feet
    • Dimensions: 100' x 117' x 160'
    Details
    • Parcel number: 42249118920000
    • Zoning: INCORP
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement, Wood Frame
    • Foundation: Other, Pilings
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 2020

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Sewer Available, Water Available
    Green energy
    • Green verification: Fortified Home Box
    • Energy efficient items: Lighting

    Community & HOA

    Community
    • Security: Security System
    • Subdivision: Island Oaks
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Access, Boat Dock, Maintenance Common Areas, Maintenance Roads, Ramp
    • HOA fee: $300 annually
    • HOA name: Island Oaks HOA
    Location
    • Region: Surf City

    Financial & listing details

    • Price per square foot: $484/sqft
    • Tax assessed value: $541,780
    • Annual tax amount: $6,718
    • Date on market: 2/5/2026
    • Cumulative days on market: 57 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    4/27/2026Sold$1,430,000-4.7%$484/sqft
    Source: Hive MLS #100552984 Report a problem
    4/2/2026Contingent$1,500,000$508/sqft
    Source: Hive MLS #100552984 Report a problem
    2/5/2026Listed for sale$1,500,000+13.4%$508/sqft
    Source: Hive MLS #100552984 Report a problem
    12/20/2023Sold$1,323,000-2%$448/sqft
    Source: Hive MLS #100403647 Report a problem
    11/9/2023Pending sale$1,350,000$457/sqft
    Source: Hive MLS #100403647 Report a problem
    10/3/2023Listed for sale$1,350,000$457/sqft
    Source: Hive MLS #100403647 Report a problem
    9/16/2023Pending sale$1,350,000$457/sqft
    Source: Hive MLS #100403647 Report a problem
    9/12/2023Listed for sale$1,350,000+1343.9%$457/sqft
    Source: Hive MLS #100403647 Report a problem
    7/25/2017Sold$93,500-11%$32/sqft
    Source: Agent Provided Report a problem
    7/17/2017Pending sale$105,000$36/sqft
    Source: Lewis Realty Associates Inc #40207398 Report a problem
    5/26/2017Price change$105,000-7.1%$36/sqft
    Source: Lewis Realty Associates Inc #40207398 Report a problem
    6/30/2016Price change$113,000-0.9%$38/sqft
    Source: Lewis Realty Associates Inc #40207398 Report a problem
    5/23/2016Price change$114,000-0.9%$39/sqft
    Source: Lewis Realty Associates Inc #40207398 Report a problem
    1/17/2016Listed for sale$115,000$39/sqft
    Source: Lewis Realty Associates, Inc #207398 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,497 $1,082,495 +99.8%
    2024$4,497 $541,780
    2023$4,497 +12.5%$541,780
    2022$3,996 $541,780
    2021$3,996 $541,780 +362.1%
    2020-- $117,239
    2019$865 $117,239 -14%
    2018$865 -18.4%$136,260
    2017$1,059 +1.3%$136,260
    2016$1,046 $136,260
    2015$1,046 $136,260
    2014-- $136,260
    2013-- $136,260
    Find assessor info on the county website

    Neighborhood: 28445

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: North Topsail
    • Middle: Topsail
    • High: Topsail

    Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,454,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,454,300