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For sale
    • $823,500

    109 Sea Urchin Court, Surf City, NC 28445

    3beds
    1,568sqft
    : 
    $4,867/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    8,886 Square Feet Lot
    $834,000 Zestimate®
    $525/sqft
    $29/mo HOA

    What's special

    Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.
    11 days
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    449
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    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Meredith S Marchant 757-617-9758,

    Intracoastal Realty Corporation

    Source: Hive MLS,MLS#: 100595518MLS LogoOriginating MLS: Topsail Island Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Laundry, Dining Room, Living Room, Studio
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Dining room
      • Description: combo
      • Level: Second
      Kitchen
      • Description: l- shaped
      • Level: Second
      Laundry
      • Level: First
      Living room
      • Level: Second
      Other
      • Description: In-Law Suite/Office
      • Level: Ground
      Heating
      • Heat Pump, Electric, Forced Air
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Vented Exhaust Fan, Refrigerator, Range, Disposal, Dishwasher
      • Laundry: In Hall, Laundry Closet
      Features
      • Entrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan
      • Windows: Thermal Windows
      • Attic: Access Only
      • Has fireplace: No
      Interior area
      • Total structure area: 1,568
      • Total interior livable area: 1,568 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Front, Concrete, Garage
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Screened, Front Porch, Rear Porch
      • Exterior features: Outdoor Shower
      • Pool features: Pool/Spa Combo
      • Fencing: None
      • Has view: Yes
      • View description: Ocean
      • Has water view: Yes
      • Water view: Ocean
      • Waterfront features: Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 8,886 Square Feet
      • Dimensions: 22 x 122 x 122 x 161
      • Features: Cul-De-Sac, Wooded, Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
      Details
      • Parcel number: 42249138290000
      • Zoning: INCORP
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Island Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Beach Access, Beach Rights, Boat Dock, Maintenance Common Areas, Maintenance Roads, Park, Picnic Area, Ramp, Cable TV
      • HOA fee: $350 annually
      • HOA name: Island Oaks HOA
      • HOA phone: 719-651-1002
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $525/sqft
      • Tax assessed value: $367,636
      • Annual tax amount: $4,999
      • Date on market: 8/20/2026
      • Cumulative days on market: 197 days
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $834,000

        $734,000 - $951,000

        $3,198/mo

        Price history

        DateEventPrice
        8/20/2026Listed for sale$823,500+9.8%$525/sqft
        Source: Hive MLS #100595518 Report a problem
        8/4/2026Listing removed$749,990$478/sqft
        Source: Hive MLS #100552067 Report a problem
        7/14/2026Price change$749,990-6%$478/sqft
        Source: Hive MLS #100552067 Report a problem
        5/23/2026Price change$797,500-3.3%$509/sqft
        Source: Hive MLS #100552067 Report a problem
        2/26/2026Price change$825,000-2.9%$526/sqft
        Source: Hive MLS #100552067 Report a problem
        1/30/2026Listed for sale$850,000-2.8%$542/sqft
        Source: Hive MLS #100552067 Report a problem
        9/1/2025Listing removed$874,900$558/sqft
        Source: Hive MLS #100496696 Report a problem
        3/25/2025Listed for sale$874,900+90%$558/sqft
        Source: Hive MLS #100496696 Report a problem
        7/17/2006Sold$460,500$294/sqft
        Source: Hive MLS #30354783 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 28445

        Getting around

        0 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Topsail
        • Middle: Topsail
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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