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For sale
    • $823,500

    109 Sea Urchin Court, Surf City, NC 28445

    3beds
    1,568sqft
    : 
    $5,200/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    8,886 Square Feet Lot
    $-- Zestimate®
    $525/sqft
    $31/mo HOA

    What's special

    Beautiful ocean viewsCommunity beach access
    Island Oaks coastal living with DUAL INVESTMENT POTENTIAL! This 3-bedroom Surf City home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views, with an open-concept kitchen, dining, and living area perfect for gathering family and friends. A standout feature for both homeowners and investors is the additional downstairs studio/in-law suite with a combo washer/dryer, kitchenette and bathroom creating the potential for flexible living arrangements and dual rental opportunities. (Rental history for suite available upon request) Located in desirable Island Oaks, residents enjoy community beach access plus a community boat ramp with deep-water access to the Intracoastal Waterway, putting beach days, boating, fishing, and island adventures right outside your door. Whether you're looking for a full-time coastal residence, vacation getaway, multigenerational home, or investment property, this home offers the flexibility, location, and lifestyle to make the most of Topsail Island living.
    64 days
    347
    33

    Zillow last checked:

    Listing updated:

    Listed by:

    Meredith S Marchant 757-617-9758,

    Intracoastal Realty Corporation

    Source: Hive MLS,MLS#: 100595518MLS LogoOriginating MLS: Topsail Island Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Laundry, Dining Room, Living Room, Studio
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Dining room
      • Description: combo
      • Level: Second
      Kitchen
      • Description: l- shaped
      • Level: Second
      Laundry
      • Level: First
      Living room
      • Level: Second
      Other
      • Description: In-Law Suite/Office
      • Level: Ground
      Heating
      • Heat Pump, Electric, Forced Air
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Vented Exhaust Fan, Refrigerator, Range, Disposal, Dishwasher
      • Laundry: In Hall, Laundry Closet
      Features
      • Entrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan
      • Windows: Thermal Windows
      • Attic: Access Only
      • Has fireplace: No
      Interior area
      • Total structure area: 1,568
      • Total interior livable area: 1,568 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Front, Concrete, Garage
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Screened, Front Porch, Rear Porch
      • Exterior features: Outdoor Shower
      • Pool features: Pool/Spa Combo
      • Fencing: None
      • Has view: Yes
      • View description: Ocean
      • Has water view: Yes
      • Water view: Ocean
      • Waterfront features: Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 8,886 Square Feet
      • Dimensions: 22 x 122 x 122 x 161
      • Features: Cul-De-Sac, Wooded, Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
      Details
      • Parcel number: 42249138290000
      • Zoning: INCORP
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Island Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Beach Access, Beach Rights, Boat Dock, Maintenance Common Areas, Maintenance Roads, Park, Picnic Area, Ramp, Cable TV
      • HOA fee: $375 annually
      • HOA name: Island Oaks HOA
      • HOA phone: 719-651-1002
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $525/sqft
      • Tax assessed value: $367,636
      • Annual tax amount: $4,999
      • Date on market: 8/20/2026
      • Cumulative days on market: 250 days
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,809/mo

        Price history

        DateEventPrice
        8/20/2026Listed for sale$823,500+9.8%$525/sqft
        Source: Hive MLS #100595518 Report a problem
        8/4/2026Listing removed$749,990$478/sqft
        Source: Hive MLS #100552067 Report a problem
        7/14/2026Price change$749,990-6%$478/sqft
        Source: Hive MLS #100552067 Report a problem
        5/23/2026Price change$797,500-3.3%$509/sqft
        Source: Hive MLS #100552067 Report a problem
        2/26/2026Price change$825,000-2.9%$526/sqft
        Source: Hive MLS #100552067 Report a problem
        1/30/2026Listed for sale$850,000-2.8%$542/sqft
        Source: Hive MLS #100552067 Report a problem
        9/1/2025Listing removed$874,900$558/sqft
        Source: Hive MLS #100496696 Report a problem
        3/25/2025Listed for sale$874,900+90%$558/sqft
        Source: Hive MLS #100496696 Report a problem
        7/17/2006Sold$460,500$294/sqft
        Source: Hive MLS #30354783 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28445

        Getting around

        0 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Topsail
        • Middle: Topsail
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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