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For sale
  • Price cut: $29.1K (8/7)
    $799,900

    127 S Boca Bay Lane #A, Surf City, NC 28445

    4beds
    2,204sqft
    : 
    $4,795/mo
    Get pre-qualified
    Townhouse
    Built in 2021
    0.3 Acres Lot
    $792,000 Zestimate®
    $363/sqft
    $96/mo HOA

    What's special

    Scenic marsh and soundTwo exterior storage roomsAmple storage throughoutCommunity pool and clubhouseQuiet non-through streetAttic storageGenerous closets
    Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home. Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover. Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms. While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.
    270 days
    |
    258
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Leigh Sunshine 214-542-0220,

    Wicker Properties of the Carolinas, Inc.

    Source: Hive MLS,MLS#: 100540688MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Living Room
      Primary bedroom
      • Level: Second
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Third
      Kitchen
      • Level: Third
      Living room
      • Level: Third
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Gas Oven, Gas Cooktop, Built-In Microwave, Refrigerator, Ice Maker, Disposal, Dishwasher
      • Laundry: Dryer Hookup, Washer Hookup, Laundry Closet
      Features
      • Walk-in Closet(s), High Ceilings, Elevator, Ceiling Fan(s), Pantry, Reverse Floor Plan, Blinds/Shades, Walk-In Closet(s)
      • Basement: None
      • Attic: Access Only,Partially Floored
      • Has fireplace: No
      Interior area
      • Total structure area: 2,204
      • Total interior livable area: 2,204 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Additional Parking
      • Carport spaces: 2
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: Accessible Elevator Installed
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Open, Covered, Deck, Patio, Porch
      • Exterior features: Shutters - Functional, Outdoor Shower, Irrigation System
      • Fencing: None
      • Has view: Yes
      • View description: ICW, Marsh, Ocean, Sound, Water
      • Has water view: Yes
      • Water view: Marsh,Ocean,Sound,Water
      • Waterfront features: Salt Marsh, Sound Side, Water Access Comm, Marsh Front, Sound Front
      • Frontage type: Marsh Front,Sound Front
      Lot
      • Size: 0.3 Acres
      • Features: Salt Marsh, Sound Side, Water Access Comm
      Details
      • Parcel number: 42454466150000
      • Zoning: R5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Fiber Cement, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available
      Green energy
      • Green verification: None

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Boca Bay
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Maintenance Common Areas, Sidewalks, Street Lights
      • HOA fee: $1,152 annually
      • HOA name: Oaks at Boca Bay
      • HOA phone: 910-509-7281
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $363/sqft
      • Tax assessed value: $345,774
      • Annual tax amount: $4,287
      • Date on market: 11/11/2025
      • Cumulative days on market: 271 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $792,000

        $752,000 - $832,000

        $2,646/mo

        Price history

        DateEventPrice
        8/7/2026Price change$799,900-3.5%$363/sqft
        Source: Hive MLS #100540688 Report a problem
        6/26/2026Price change$829,000-2.5%$376/sqft
        Source: Hive MLS #100540688 Report a problem
        4/13/2026Price change$849,900-2.2%$386/sqft
        Source: Hive MLS #100540688 Report a problem
        3/26/2026Price change$869,000-0.7%$394/sqft
        Source: Hive MLS #100540688 Report a problem
        3/17/2026Price change$875,000-0.5%$397/sqft
        Source: Hive MLS #100540688 Report a problem
        2/8/2026Price change$879,000-0.7%$399/sqft
        Source: Hive MLS #100540688 Report a problem
        11/11/2025Listed for sale$885,000+68.6%$402/sqft
        Source: Hive MLS #100540688 Report a problem
        8/17/2021Sold$525,000$238/sqft
        Source: Hive MLS #100251535 Report a problem
        1/19/2021Pending sale$525,000$238/sqft
        Source: Hive MLS #100251535 Report a problem
        1/8/2021Listed for sale$525,000$238/sqft
        Source: Hive MLS #100251535 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28445

        Getting around

        14 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Surf City
        • Middle: Surf City
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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