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For sale
$869,000
4beds
2,584sqft

204 N Boca Bay Lane #B, Surf City, NC 28445

4beds
2,584sqft
Townhouse
Built in 2007
7,405 Square Feet Lot
$850,300 Zestimate®
$336/sqft
$230/mo HOA

What's special

Tongue-and-groove ceilingsPeaceful marsh viewsPorch with water viewsWell-appointed kitchenGranite countertopsLow-maintenance trex deckingDouble oven

Surf City, NC coastal living meets thoughtful upgrades in this beautifully maintained 4-bedroom, 4-bath townhome with peaceful marsh views, a private elevator, and convenient access to the beach. Located on a cul-de-sac tucked away on the Intracoastal side of Surf City, this home is just moments from public beach access and everything Surf City has to offer. Enjoy marsh and water views from multiple vantage points, listen to the ocean, and take in stunning sunsets from the home's inviting outdoor spaces. The screened porch overlooking the marsh provides the perfect setting for morning coffee or an evening beverage. Inside, the functional floor plan is enhanced by a private elevator servicing every level. Durable engineered luxury vinyl plank flooring extends throughout the home, and added insulation in both the walls and attic provides increased efficiency. The well-appointed kitchen features granite countertops, a double oven, updated appliances, and a pantry. The living area opens seamlessly to the screened porch and includes a gas log fireplace with a newly installed mantel, creating a comfortable focal point for the space. The primary suite offers its own private retreat with a sitting area, porch with water views, and spacious bathroom featuring a garden tub and separate shower. Plantation shutters are featured throughout most of the home, while custom barn doors add character in select areas. One guest bedroom has been thoughtfully outfitted as a home office with extensive built-in shelving and Ethernet access, making it ideal for remote work or flexible use. Outdoor spaces feature low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower with a dog-washing attachment. Additional exterior features include a kayak storage rack and ample storage, including a ground-level closet with shelving and under-stair space. Mature landscaping includes rare plants and an environmentally conscious drainage system designed to direct water back toward the marsh. A distinctive decorative walkway between the units has been thoughtfully crafted with Megalodon shark teeth and whale bone, adding another unique detail to the property. Residents also enjoy access to community amenities, including a pool and clubhouse, completing the coastal lifestyle experience. The seller has been approved through insurance for a brand-new fortified roof. Additional features include a transferable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about the preferred lender and any incentive for which a buyer may qualify, please ask your agent to reach out for additional details.

185 days
116
2
Source: Hive MLS,MLS#: 100566136MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Taylor R Reed 302-632-4675,

Coldwell Banker Sea Coast Advantage-Hampstead

Source: Hive MLS,MLS#: 100566136MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
Rooms
  • Room types: Living Room, Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Dining Room
Primary bedroom
  • Level: Second
Bedroom 1
  • Level: Second
Bedroom 2
  • Level: Second
Bedroom 3
  • Level: First
Dining room
  • Level: First
Kitchen
  • Level: First
Living room
  • Level: First
Heating
  • Heat Pump, Electric
Cooling
  • Central Air, Heat Pump, Multi Units
Appliances
  • Included: Built-In Microwave, Water Softener, Washer, Dryer, Double Oven, Dishwasher, Cooktop
Features
  • Walk-in Closet(s), High Ceilings, Entrance Foyer, Bookcases, Elevator, Ceiling Fan(s), Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
  • Flooring: LVT/LVP, Carpet, Tile
  • Attic: Pull Down Stairs
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
Interior area
  • Total structure area: 2,584
  • Total interior livable area: 2,584 sqft
Video & virtual tour

Property

Parking
  • Parking features: On Site, Paved, Underhouse
Accessibility
  • Accessibility features: Accessible Elevator Installed
Features
  • Levels: Two
  • Patio & porch: Covered, Porch, Screened, Balcony, Front Porch, Rear Porch
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: Marsh, Ocean, Sound, Water
  • Has water view: Yes
  • Water view: Marsh,Ocean,Sound,Water
  • Waterfront features: Deeded Water Rights, Waterfront, Salt Marsh, Sound Side, Marsh Front
  • Frontage type: Marsh Front
Lot
  • Size: 7,405 Square Feet
  • Dimensions: 38 x 189 x 38 x 190
  • Features: Cul-De-Sac, Deeded Water Rights, Deeded Waterfront, Salt Marsh, Sound Side, Landscaped
Details
  • Parcel number: 42455535550000
  • Zoning: INCORP
  • Special conditions: Standard

Construction

Type & style
  • Home type: Townhouse
  • Property subtype: Townhouse
Materials
  • Composition, Wood Frame
  • Foundation: Other, Pilings
  • Roof: Architectural Shingle
Condition
  • New construction: No
  • Year built: 2007

Utilities & green energy

  • Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community
  • Subdivision: Palms At Boca Bay
HOA
  • Has HOA: Yes
  • Amenities included: Waterfront Community, Clubhouse, Pool, Maintenance Common Areas, Maintenance Grounds, Street Lights
  • HOA fee: $1,740 annually
  • HOA name: Palms At Boca Bay HOA
  • HOA phone: 336-693-7201
  • Second HOA fee: $1,016 annually
  • Second HOA name: Recreation Center HOA
  • Second HOA phone: 336-693-7201
Location
  • Region: Holly Ridge

Financial & listing details

  • Price per square foot: $336/sqft
  • Tax assessed value: $400,101
  • Annual tax amount: $4,961
  • Date on market: 4/10/2026
  • Cumulative days on market: 189 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
7/1/2026Price change$869,000-2.2%$336/sqft
Source: Hive MLS #100566136 Report a problem
6/11/2026Price change$889,000-1.1%$344/sqft
Source: Hive MLS #100566136 Report a problem
4/10/2026Listed for sale$899,000$348/sqft
Source: Hive MLS #100566136 Report a problem
3/31/2026Listing removed$899,000$348/sqft
Source: Hive MLS #100562970 Report a problem
3/27/2026Listed for sale$899,000$348/sqft
Source: Hive MLS #100562970 Report a problem
2/24/2026Listing removed$899,000$348/sqft
Source: Hive MLS #100498059 Report a problem
9/11/2025Price change$899,000-3.9%$348/sqft
Source: Hive MLS #100498059 Report a problem
4/3/2025Listed for sale$935,000+122.6%$362/sqft
Source: Hive MLS #100498059 Report a problem
10/19/2017Sold$420,000$163/sqft
Source: Hive MLS #100056955 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$5,506/mo
Principal & interest
$4769
Property taxes
$507
HOA Fees
$230
More affordability toolsChevron Right

Estimated market value

$850,300

$808,000 - $893,000

$2,835/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28445

Nearby schools

Surf City Elementary
Grades PK-5 • 3.3 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Surf City Middle
Grades 6-8 • 3.3 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
9/10
Topsail High School
Grades 9-12 • 9.7 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
9/10
Student Progress Rating
8/10