Skip main navigation
For sale
    • $1,250,000

    7097 7th Street, Surf City, NC 28445

    3beds
    1,740sqft
    : 
    $7,589/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    7,841 Square Feet Lot
    $1,192,000 Zestimate®
    $718/sqft
    $-- HOA

    What's special

    Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.
    5 days
    161
    14

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Savannah L Holman 760-717-1079,

    SERHANT

    Source: Hive MLS,MLS#: 100610782MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Living Room, Dining Room, Office, Other
      Primary bedroom
      • Level: Second
      • Dimensions: 11.3 x 15.7
      Bedroom 2
      • Level: Second
      • Dimensions: 9.11 x 15.7
      Bedroom 3
      • Level: Second
      • Dimensions: 11.11 x 10.1
      Bedroom 4
      • Level: Second
      • Dimensions: 11.6 x 11.7
      Dining room
      • Level: Second
      • Dimensions: 9.2 x 15.11
      Kitchen
      • Level: Second
      • Dimensions: 12.6 x 15.11
      Living room
      • Level: Second
      • Dimensions: 17.1 x 15.9
      Office
      • Level: Second
      • Dimensions: 9.6 x 14.9
      Other
      • Description: Covered Deck
      • Level: Second
      • Dimensions: 9.1 x 16.1
      Heating
      • Heat Pump, Electric, Forced Air, Zoned
      Cooling
      • Zoned, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
      • Laundry: Dryer Hookup, Washer Hookup, In Hall
      Features
      • Walk-in Closet(s), High Ceilings, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Walk-In Closet(s), WiFi Thermostat
      • Flooring: Tile
      • Doors: Thermal Doors
      • Basement: None
      • Attic: None
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,740
      • Total interior livable area: 1,740 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Faces Front, Attached, Concrete, Garage Door Opener, On Site, Paved, Tandem, Storage
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Patio & porch: Open, Covered, Deck, Patio
      • Exterior features: Outdoor Shower, Irrigation System, Gas Grill, Thermal Doors
      • Fencing: Invisible
      • Has view: Yes
      • View description: Canal, ICW, Ocean
      • Has water view: Yes
      • Water view: Canal,Ocean
      • Waterfront features: Pier, Boat Lift, Bulkhead, Canal Front, Deeded Water Access, Deeded Water Rights, Waterfront, Water Depth 4+
      • Frontage type: Canal Front
      Lot
      • Size: 7,841 Square Feet
      • Dimensions: 55 x 142 x 55 x 142
      • Features: Boat Slip, Boat Dock, Boat Lift, Bulkhead, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Pier, Water Depth 4+
      Details
      • Parcel number: 80244
      • Zoning: MHS
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available
      Green energy
      • Energy efficient items: Lighting

      Community & HOA

      Community
      • Subdivision: Old Settlers Beach
      HOA
      • Has HOA: No
      • Amenities included: None
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $718/sqft
      • Tax assessed value: $1,023,943
      • Annual tax amount: $11,570
      • Date on market: 10/16/2026
      • Cumulative days on market: 5 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $1,192,000

        $1.13M - $1.25M

        $2,483/mo

        Price history

        DateEventPrice
        10/16/2026Listed for sale$1,250,000+30.8%$718/sqft
        Source: Hive MLS #100610782 Report a problem
        11/17/2023Sold$955,500-2%$549/sqft
        Source: Hive MLS #100407814 Report a problem
        10/15/2023Pending sale$975,000$560/sqft
        Source: Hive MLS #100407814 Report a problem
        10/3/2023Listed for sale$975,000+103.1%$560/sqft
        Source: Hive MLS #100407814 Report a problem
        5/1/2013Sold$480,000-10.3%$276/sqft
        Source: Hive MLS #30474730 Report a problem
        4/30/2012Listing removed$535,000$307/sqft
        Source: Century 21 Sweyer #468229 Report a problem
        9/22/2011Listed for sale$535,000$307/sqft
        Source: Century21 Sweyer & Associates #468229 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,525 $690,976
        2024$4,525 $690,976
        2023$4,525 0%$690,976
        2022$4,526 +45.1%$690,976 +56.2%
        2021$3,120 $442,500
        2020$3,120 $442,500
        2019$3,120 $442,500
        2018$3,120 +17%$442,500 +12%
        2017$2,666 $394,930
        2016$2,666 $394,930
        2015$2,666 $394,930
        2014$2,666 -1.6%$394,930 -14.7%
        2013$2,709 $463,040
        2012$2,709 $463,040
        2011$2,709 $463,040
        2010$2,709 -32.5%$463,040 -31.9%
        2009$4,013 +17.3%$680,223
        2008$3,422 $680,223
        2007$3,422 $680,223
        2006$3,422 +118.6%$680,223 +191.1%
        2005$1,565 $233,650
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 28445

        Getting around

        6 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coastal
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Surf City Topics

                Search
                Updates
                Favorites
                Plan
                Inbox